M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

When you're shopping at M&S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Besides Marks and Spenser Motor Insurance, M+S Money Credit Cards and other financial products, M+S Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M+S Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Anti Allergy 4.5 Tog Duvet, at Marks&Spencer
4.5 Tog Proven defence against dust mite allergies Endorsed by the British Allergy Foundation, Manufacturer: Marks & Spencer

White Spiky Flower Birthday Card, at Marks & Spencer
Cover text: Happy Birthday Inside message: Blank for your own message Approx size: 175 x 125mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

5 Cotton Rich Low Rise Shorts, at Marks and Spencers
These low rise cotton rich shorts are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Hooded Check Duffle Fleece, at Marks & Spensers
Comfy and cosy, this hooded fleece feels soft and warm and is great value. A practical, easycare style

Small Packaway Bag, at Marks and Spencer
This trendy packaway shopping bag that is easy to carry, for those unforeseen purchases

Thomas Moving Engine Puzzle, at Marks and Spencer
13 pieces Suitable for ages 12 months to 3 years This product conforms to the EN71 and the Toy Safety Directive 2007 Gullane (Thomas) Limited, Manufacturer: Marks & Spencer

Pure Cotton Marcella Stud Dinner Shirt, at Marks and Spencer
Made for your added convenience, this pure cotton shirt is a smart step in the right direction, thanks to a handsome marcella design

Blue Harbour Ultimate Pure Linen Stripe Shirt, at M&S
Relaxed and stylish, this long sleeve stripe shirt is cut for a great fit. It's made from pure linen so it feels cool and comfortable to wear Only available in XXXL

M&S Flush Wall Mount with Tilt for 23-32'' TV, at Marks & Spensers
Fits LCD, TFT and plasma screens from 23-32 inches Slim fit and tilt VESA compliant for 23-32in screens Simple 3-part assembly Drilling template supplied Dimensions: H28.5 x W78.5 x D8.5cm This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Older Girls' Heart Print Dressing Gown & Socks, at M & S
The heart print makes this soft fluffy dressing gown so cute

Reader's Digest - The Most Amazing Places On Britain's Coast, at Marks and Spenser
A unique guide to more than 1000 captivating and curious locations

Blue Harbour Pure Linen Multi Stripe Shirt, at Marks & Spencer
Relaxed and stylish, this multi stripe shirt is cut for a great fit. It's made from pure linen so it feels cool and comfortable to wear

Stainless Steel Meat Scissors, at Marks n Spencer
Stainless steel It is a criminal offence to sell scissors to anyone under 18 years of age, Manufacturer: Marks & Spencer

Per Una 3/4 Sleeve Single Button Cardigan, at Marks and Spencer
A shimmering 3/4 sleeve knitted cardigan featuring a single popper fastening

Autograph Pointelle Embroidered Dress with Hat & Tights, at Marks & Spensers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Grandad Text Birthday Card, at Mark's & Spencer
Cover text: To a special Grandad Grandfather Papa Pop Grandpa Gramps Inside Message: Wishing you a very happy birthday This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future 175 x 126mm

125 Years Luxury Pure Wool Flat Front Trousers, at Marks & Spencer
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

Baby Boy in Box Card, at M+S
Cover text reads: Baby boy Inside message: Congratulations on your special delivery! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future 175 x 127 mm

Artificial Poppy in Square Glass Vase, at Marks and Spencer
Artificial poppy Square glass vase Height: 41cms, Manufacturer: Marks & Spencer

Die Cut Shoe Print 18th Birthday Card, at M&S
Approx. size: 215 x 150mm Cover text: 18 Inside message: Blank for your own message

Linen Blend Buckle Detail Dress, at Marks and Spenser
Chic and stylish, this linen blend dress makes a great choice for work or smart occasions. It's machine washable for added convenience

Autograph 3 Piece Skirt Outfit, at Marks&Spencer
Practical and pretty, this cute long sleeve top, skirt and tights 3-piece outfit is made from soft fabric to keep her feeling comfy and happy. With luxury in every detail, this is part of our exclusive Autograph collection

Horses & Ponies Sticker Activity Book, at Marks & Spencer
Have fun completing this colourful, action-packed sticker book with more than 70 stickers. See who's winning prizes at the gymkhana, make sure the horses are well cared for and join the horse and pony race

Croquet Football Set, at Marks and Spencer
Contains: 4 footballs, 6 hoops, 4 markers, 1 cone and storage case 2-4 players Suitable for ages 8+ For outdoor use Hoops: 345 x 200mm Balls: Diam 320mm Cone: 135 x 135 x 230 mm Markers: 30 x 30mm Bag: 400 x 280mm 1475g This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Laser Cut Church Christening Card, at Marks & Spencers
Cover text: Christening Wishes, on your Christening Day Inside message: Blank for you own message Approx. size: 178 x 126mm

Holographic Flowers Birthday Card, at Marks and Spencers
Cover text: Birthday Girl Inside message: blank for your own message Approx size: 150 x 150mm

4 Pairs of Cotton Rich Contrast Heel & Toe Socks, at Marks and Spencers
Soft and comfortable, these cotton rich socks are naturally breathable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

2 Autograph Modal Blend Assorted Hipsters, at Mark's & Spencer
Made from soft, luxurious modal blend, these superior hipsters are designed for exceptional comfort, a fashionable look and a flattering fit

2 Autograph Stripe Hipsters, at M&S
Featuring the best in modern fabric and contemporary design, these luxurious hipsters feel exceptionally comfortable and give a superior fashionable fit

Autograph Exclusive 3 Piece Shirt, Jacket & Tie Set, at Marks & Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spensers are so useful. M+S Money financial products are, of course, designed to make Marks & Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.