M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

M&S Finance offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spenser 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco's:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.

Spot Print Bow Dress, at Marks & Spensers
Fashionable and practical, this cute dress features spot print. It's made from soft fabric to keep her comfortable and happy

Classic Collection Leaf Print Kaftan Top with Camisole, at Marks & Spensers
This elegant leaf print top has an integrated camisole for a feminine layered look. It makes the perfect match for skirts or trousers in coordinating colours from the Classic collection

Sonoma Dark 3-Drawer Bedside Chest, at Mark & Spensers
H60 x W45 x D45cm 3 drawers Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Handles made from solid wood Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Legs made from solid hardwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Slimline Plain Umbrella, at Marks and Spenser
Lightweight and easy to carry, this slimline umbrella is perfect for keeping at hand for effective protection from sudden downpours

Special Thank You Text Card, at M&S
Cover text: Thank you Inside message: ... very much! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

5 Younger Girls' Pure Cotton Hello Kitty Briefs, at Marks & Spencer
A must for fans of Hello Kitty character, these briefs feature assorted designs

Pure Cotton Stripe Pyjama Bottoms, at Marks & Spencer
Stylish and elegant, these stripe pyjama bottoms are made from soft breathable cotton for a comfortable night's sleep

Instant Shoe Shine, at Marks and Spenser
Convenient, quick and easy, this handy shoe shine works on any colour to give a polished look in an instant

Music Mad Grabs Game, at Marks and Spencer
Number of players: 3+ Suitable for ages 8+ Contains: 72 game cards, 90 song name cards, instructions Approx. card size: 58 x 88mm This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Dido - Safe Trip Home CD, at Marks & Spencer
Audio CD, Marks & Spencer

Ultimate Pure Wool Single Pleat Stripe Trousers, at M & S
This high performance suit is made to work as hard as you do. It's extra durable and added stretch keeps it in great shape while giving you enhanced comfort and ease of movement

Non-Wired Padded Bra, at Marks and Spencer
Sleek, simple and modern, this exceptionally soft, comfortable bra is perfectly smooth, so there are no visible outlines under clothing. The demi cup style is ideal for wearing under low necklines. Designed for a streamlined silhouette

Big & Tall Stormwear™ Single Pleat Trousers, at Marks and Spencers
No more trips to the drycleaners! These smart, fashionable trousers can be machine washed and tumble dried. Perfectly proportioned for big and tall men

Cotton Blend Tummy and Waist Control Vest, at Mark & Spencers
This tummy control vest gives a flattering shape - great under close fitting tops. The hidden panel shapes the waistline and flattens your tummy while the longer length helps prevent it rolling up

12 Piece Linen Dinner Set - Beige, at Marks and Spencer
Manufacturer: Marks & Spencer

DeLonghi Icona Toaster - Azure Blue, at Marks and Spencer
Power 1.8kW 4 slice toaster Electronic controls: reheat, defrost, bagel and cancel 2 toasting slots operate independently All functions with neon indicator Hi-rise facility - extra 20mm lift for removing toast Variable browning controls Extra deep crumb tray Non-slip feet This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Bamboo Tray, at Marks & Spencer
Rectangular design Raised border Cutout handles, Manufacturer: Marks & Spencer

Signature Green Fig Infusion Sticks, at Marks and Spencer
Scented infusion sticks Fragrance lasts up to 8 weeks Glass holder included, Manufacturer: Marks & Spencer

Keane - Perfect Symmetry CD, at Marks & Spenser
Audio CD, Marks & Spencer

3 Pairs of Collezione Square Socks, at Marks & Spencer
Exclusively designed for M&S, these smart socks are inspired by Italy and feature a luxury cotton weave for the ultimate in style and sophistication

Girls' Limited Pure Cotton Multi Stripe Dress, at Marks and Spencer
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Ultimate Pure Wool Single Breasted 2 Button Plain Jacket, at Marks and Spencer
This high performance suit is made to work as hard as you do. It's extra durable and added stretch keeps it in great shape while giving you enhanced comfort and ease of movement

7 Pairs of Big & Tall FreshFeet Assorted Stripe Socks with Silver Technology, at MarksandSpencer
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Floral Lace Panel High Leg Knickers, at M&S
A great style for making your legs look longer, these floral lace panel knickers are designed with a flattering high cut

2 Litre Glass Mixing Bowl, at Mark's & Spencer
2 litre capacity Classic shape Transparent, Manufacturer: Marks & Spencer

Collezione Pure Wool Single Breasted 3 Button Stripe Jacket, at Marks & Spencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Autograph Single Breasted 3 Button Slim Fit Jacket, at Marks & Spensers
Our Autograph suits are made from finer fabrics with superior attention to detail, giving you the ultimate in sharp, sophisticated style

Recycled Satin & Suedette Bedcover, at M & S
Large panel design Dimensions: H145cm x W200cm, Manufacturer: Marks & Spencer

3 Pairs of Cotton Rich Heart Print Socks, at Mark & Spencers
These classic cotton rich socks are soft, breathable and comfortable. Added stretch gives a great fit

Padded Walking Socks with Wool, at Marks & Spencers
These comfortable cushioned walking socks are specially designed to prevent blistering and protect feet from impact

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Mark's & Spencer, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.