There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks & Spencers Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M+S, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Base & Top Coat Nail Polish, at Marks and Spenser
2 x 11ml Protects your nails from staining Prolonged wear for your nail colour Lasting and brilliant shine Protection against chips

Single Dendrobium Orchid, at Marks & Spensers
This exotic, majestic orchid - beautifully enhanced by its understated white glass pot - will make a really unforgettable present Available for delivery from 1st July to 30th September 2009

Fruity Beauty Bath Marbles, at Marks n Spencer
Shocking Raspberry Ingredients:Paraffinum Liquidum, Isopropyl Myristate, Gelatin, Glycerin, Laureth-3, Parfum, Aqua, Ethylparaben, CI 16255 Paraffinum Liquidum, Isopropyl Myristate, Gelatin, Glycerin, Laureth-3,Parfum, Aqua, thylparaben,Cl 42090, CI 16255 Wowee Plum Ingredients: Paraffinum Liquidum, Isopropyl Myristate, Gelatin, Glycerin, Laureth-3,Parfum, Aqua, Ethylparaben, CI 45430, CI 42090 Luscious Lime Ingredients:Paraffinum Liquidum, Isopropyl Myristate, Gelatin, Glycerin, Laureth-3, Parfum, Aqua, Ethylparaben, CI 42090, CI 19140 Zingy Lemon Ingredients:Paraffinum Liquidum, Isopropyl Myristate, Gelatin, Glycerin, Laureth-3, Parfum, Aqua, Ethylparaben, Limonene , CI 19140 Funky Orange Ingredients: Paraffinum Liquidum, Isopropyl Myristate, Gelatin, Glycerin, Laureth-3, Funky Orange Ingredients: Paraffinum Liquidum, Isopropyl Myristate, Gelatin, Glycerin, Laureth-3, Funky Orange Ingredients: Paraffinum Liquidum, Isopropyl Myristate, Gelatin, Glycerin, Laureth-3, Parfum, Aqua, Ethylparaben, CI 19140, CI 16255

Thomas Moving Engine Puzzle, at Marks and Spencer
13 pieces Suitable for ages 12 months to 3 years This product conforms to the EN71 and the Toy Safety Directive 2007 Gullane (Thomas) Limited, Manufacturer: Marks & Spencer

Casa Leona Cabernet Sauvignon Reserve 2006 - Case of 12, at Mark's & Spencer
Style: Full bodied Grape variety: Cabernet Country of origin: Chile Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Fishing Penguin Dad Birthday Card, at Marks & Spencer
Cover text: Dad, Relax, chill out and... ...Enjoy your birthday! Inside message: Have a really cool day Approx size: 215 x 150mm

Platinum Plated Stud & Hoop Duo Earrings Set, at Marks and Spencer
Set of 2 Butterfly stud fastening Diamant detail For hygiene reasons, refunds will only be given in accordance with your legal rights

Daily Mail Quick & Cryptic Crosswords, at Marks and Spencers
This compilation of the Daily Mail's quick and cryptic crosswords will provide you with hours of fascinating puzzling

Hand Made Presents Birthday Card, at Marks and Spencer
Cover text: Happy Birthday... To You Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 126mm

Magic High Waist 15 Denier Shine Tights, at Marks and Spencer
Look slimmer in seconds with these shine Magic high waist tights. Special support zones shape hips, thighs and bums, and they feature a special tummy shaping panel and factor 6 leg support. 70% of our testers saw an instant reduction in their measurements

Mini Limited Floral Embroidered Velour Hooded Top, at MarksandSpencer
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering

Easy Iron Pure Cotton Long Sleeve Plain Shirt, at Marks & Spencer
Made for your added convenience, this pure cotton shirt is a smart step in the right direction, thanks to a handsome design and double button cuffs

Watercolour Vases Grandma Birthday Card, at Marks and Spencers
Cover text: Birthday wishes for a beloved Grandma... Inside message: Have a wonderful day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Classic Collection Pure Cotton Pull on Trousers, at Marks & Spencer
Effortlessly stylish, these easycare pull on trousers are finished with smart decorative buttons at the waist. They're designed to give a comfortable, flattering fit and make a perfect match for fashionable tops and t-shirts

2 Cotton Rich Classic Short Sleeve Crew Neck Vests, at Mark's & Spencer
A seam free design along the sides and the soft qualities of cotton ensures these great vests provide the ultimate in everyday comfort

Multi Bead Necklace & Earring Set, at Marks & Spensers
2 part set Hook fastening drop earrings Clasp fastening multi strand necklace Assorted beads design For hygiene reasons, refunds will only be given in accordance with your legal rights

Active Performance Drawstring Waist Cropped Leggings, at Marks and Spencer
Perfect for active wear, these Performance leggings incorporate moisture management technology. The high-performance fabric draws moisture away from the skin to the surface, keeping you drier. Designed for a great fit and essential ease of movement

Silver Plated Simple Oval Necklace & Earring Set, at Marks and Spencers
2 part set Hook fastening drop style earrings Clasp fastening necklace with pendant Oval design

Short Sleeve Spot Print Pyjamas, at Marks and Spencer
Pretty and feminine/Stylish and elegant/Fashionable and practical, these comfortable pyjamas/etc feature

Enamel Diamanté Photo Frame 25 x 20cm (8 x 10"), at Marks & Spencer
Diamant flower detail Metallic trim Aperature 20 x 25cm (8 x 10 in), Manufacturer: Marks & Spencer

5 No VPL Low Rise Shorts, at Mark & Spensers
For the ultimate no-show look, these stretchy modern shorts are perfectly smooth. They don't dig in and there are no irritating labels, so they feel incredibly comfortable to wear

Toy Story 2 Sticker Activity Book, at Marks and Spencers
Includes storys Various activities Mulitple stickers Disney, Manufacturer: Marks & Spencer

Mini Limited Long Sleeve Animal Print Cardigan, at Mark & Spencers
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering.

Divan On Legs & Autograph M500 Zip & Link Mattress, at M & S
No turn mattress: medium / firm tension Mattress and divan are anti-allergy Mattress: spring count 1225, depth 27.5cm Divan height: 31cm Single 3ft: W90 x L190cm Double 4ft6: W135 x L190cm King size 5ft: W150 x L200cm Super king size 6ft: W180 x L200cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

Pure Cotton 3/4 Sleeve Square Neck Top, at Mark's & Spencer
For casual elegance, you can't beat this stripe square neck top. A great value cotton essential

V-Neck Long Vest, at Marks and Spencers
A simple design provides the perfect finish to the snug, easy to care for fabric of this wardrobe staple. Ideal for sleeping, layering under your favourite tops or simply wearing on its own

Portland 2-Seater Sofa, at Marks n Spencer
H76 x W200 x D102cm Seat: H52cm (all dimensions are approximate) Cushions made from shape-retaining foam with thick fibre wrap Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options have reversible seat cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Oodles of Doodles Activity Book, at Marks & Spenser
Have fun completing this colourful, action-packed sticker book with 60 stickers. Fan-doodle-tastic fun!

Black Dress on Pink Floral Birthday Card, at Marks and Spencers
Cover text: Happy birthday Inside message: Blank for your own message Approx size: 230 x 114mm

Sony Leather Camera Case, at Marks&Spencer
Use this durable leather case to keep your camera safe when you are out and about

Besides Marks and Spencer Motor Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spenser purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.