Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencers online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks and Spencers Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from M & S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. Marks & Spencer Money financial products are, of course, designed to make Mark & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Auto Photoframes - SP TWIG 8X10, at Marks & Spenser
Manufacturer: Marks & Spencer

Multipack of Assorted Hair Bands, at Marks and Spencer
Tie back those tresses in style with these fabulous hair bands

Small Chrome Case Clock, at Marks & Spenser
Simple design Quartz accuracy High shine chrome finish Metal case, glass lens Contemporary dial A quartz clock keeps time by the vibrations of a quartz crystal. It is judged to be the most accurate timepiece now on the market, losing or gaining only a minute a year, compared with one or two minutes a week for most other watches Case H20 x W20 x D4cm, Manufacturer: Marks & Spencer

Cotton Rich Short Sleeve Hooded Zip-Up Top, at Marks & Spencer
Ideal for your workout or when you just want to relax, this hooded top comes with added stretch, giving you that extra freedom to move

Leather Mock Zebra Purse, at MarksandSpencer
This stylish purse is made from real leather with reinforced stitching and a secure zip fastening. A high quality and chic essential

Pure Linen Pintuck Bib Shirt, at Marks & Spencer
This fab short sleeve shirt features a stunning pintuck bib design. A sophisticated new look, perfect for this season

5 Pure Cotton High Leg Knickers, at M & S
Indulge in serious comfort every day of the week with the breathable - and easy to care for pure cotton of these great value knickers. A high leg cut provides a flattering fit you'll adore

Luxury Wrap Platinum Ring, at MarksandSpencer
Platinum plated Diamant detail

Per Una 3/4 Sleeve Floral Tunic, at Marks & Spencer
A fashionable floral print tunic in a soft cotton blend featuring tie waist detail, finished with a frill neckline

Flowers by Post - 22 White Fairtrade Roses, at Marks & Spencer
Simply exquisite, order these white Fairtrade Roses and they'll be carefully wrapped and delivered by first-class post. Flowers by Post is a great value way to spoil someone you know - or yourself Fairtrade Certified Flowers

Limited Collection Contrast Trim Tote Bag, at M & S
Fashionable and fabulous, this contrast trim handbag is designed in one of this season's key shapes. It's strong and practical as well as a trend-conscious accessory. Get the latest look!

Maritza Swirl Bracelet, at Mark's & Spencer
Stretch style Mixed beads

Garmin® 3.5'' Sat Nav Case, at Marks and Spenser
Keep your Garmin sat nav protected from knocks and scratches with this stylish case

Autograph Pure Cotton Stripe Polo Shirt, at Marks and Spenser
Casual and contemporary, this polo shirt is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make it exceptionally stylish and comfortable

Bart Simpson Video Game Player Birthday Card, at Marks and Spencers
Cover text: Happy Birthday Inside message: ... to a real player The Simpsons ™ and 2008 Twentieth Century Fox Film Corporation, All Rights Reserved. Approx size: 215 x 150mm

Blue Harbour Funnel Neck Fleece Gilet, at Marks and Spencer
Relaxed and cosy, this sleeveless fleece makes a warm and comfortable extra layer

Big & Tall Blue Harbour Knee Length Trekking Shorts, at Marks & Spensers
These classic shorts are an excellent addition to any causal wardrobe thanks to a smart, easy to wear design. Team with a long sleeve shirt or plain tee for an effortless summer look

Chianti Burchino 2006 - Case of 12, at Marks and Spencer
Style: Full bodied Grape variety: Sangiovese Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

3 Ring Bikini Top, at Marks and Spencers
Feminine and fashionable, this stylish bikini features ring detail. The ultimate in poolside glamour

Grace Cereal Bowl, at Marks & Spensers
Leaf design Fine China Diam 17cm, Manufacturer: Marks & Spencer

Autograph Raised Apron Stitch Slip-On Shoes, at Mark's & Spencer
Square toe Raised apron stitch Stitch detail Slip-on Block heel

Multi-Storage Bag Set, at Marks&Spencer
Clear plastic Pack of 3 Double handle Zip fastening

Enzo Boglietti 'Fossati' 2003 - Case of 6, at Marks and Spencers
Style: Dry, full bodied and elegant Grape Variety: Nebbiolo Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Fashion Denim Zip Cropped Trousers, at Marks n Spencer
Fresh and fashionable, these denim cropped trousers look chic with wedges, sandals or flat pumps. Zip pockets add an extra touch of style

Limited Collection Cotton Rich Animal Print Padded Bra, at Marks & Spencer
Fun and fabulous, this cotton rich bra is part of our Limited Collection lingerie. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion.

Pure Cotton Short Sleeve Embroidered Bib Top, at Marks and Spencer
This short sleeve top will make a useful addition to your wardrobe. It features pretty embroidered bib detail for a stylish casual look

Luxury Pure Wool Tweed Single Breasted 2 Button Jacket, at Marks & Spencer
Beautifully designed, made from superior fabric and finished with careful attention to detail, this 2 button jacket is exceptionally stylish and luxurious

Mirror Blocks Photo Frame 20 x 25cm (8 x 10"), at Marks and Spencers
Rectangular shape Polished finish Aperture: 8 x 10", Manufacturer: Marks & Spencer

4 Sennen Mugs - Linen, at Marks & Spencers
4 piece set Contrast design H11 x Diam 9cm, Manufacturer: Marks & Spencer

Knee Length Belted Skater Skirt, at Marks and Spencers
Comes with belt shown in image Fashionable and contemporary, this panelled skirt skirt is a stylish, versatile choice. Patent buckle belt adds a stylish finishing touch

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.