Mark's & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spensers insurance products in document format too.

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Birthday Pants Card, at M&S
Cover text: Beautiful birthday Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

Per Una 2 Tone Floral Lace Shorts, at Marks&Spencer
Fresh and feminine, these stylish knickers feature floral design and a lace trim. The low rise, low leg style gives a shapely figure-flattering fit. Pretty everyday fashion

Perfect Double Pocket Tab Waist Mini Skirt, at Mark's & Spencer
The buttoned pockets on this skirt give it a military edge. Just add opaques and boots and you'll be parading this season's key look

Portfolio Cotton Rich Straight Leg Jeans, at Marks & Spenser
Part of Portfolio's Set Sail trend. Fresh and breezy, this sophisticated look features classic styling with vibrant accents of summertime pinks and blues. Feminine and coordinated designs for the new season

Lichfield 2-Door Sideboard, at Marks and Spencer
H83 x W117 x D50cm One interior shelf Cutlery tray in central drawer Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Drawers made from solid European hardwood Side panels are veneered Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Cap Sleeve Multi Stripe T-Shirt, at Marks and Spencers
For casual elegance, you can't beat this scoop neck top. A great value cotton essential

Collezione Modern Stormwear™ Mac, at Marks & Spencers
Sophisticated and contemporary, this smart mac is inspired by Italian tailoring. It's treated with Stormwear™ technology, a breathable finish that repels water and stains

Younger Girls' Heart Print Slippers, at Marks & Spenser
Round toe Flat sole Heart print Single strap Bow detail Spot lining

150 Maths and English Activities, at Marks n Spencer
150 Maths and English activities designed to support learning at school. Carefully linked to the National Curriculum. With over 200 gold stars and sticker badges to encourage and reward your child

Long Sleeve V-Neck Plain Jumper, at Mark & Spensers
Soft and comfy, this warm knitted jumper is outstanding value. A fashionable easycare style

Collezione Leather Hip Wallet, at Marks & Spencers
Smart, stylish and practical, leather wallet makes it easy to organise cards, notes and coins

Faux Pearl Delight Necklace, at Marks & Spencers
Faux Pearls Intermittent beads Necklace length: 44cm

2 Maternity Woven Stripe Bras, at Marks & Spenser
Crafted from pure cotton to provide the essential comfort you need during and after your pregnancy. Wide adjustable straps and added stretch create a flattering shape while offering gentle support. This pack contains 1 white and 1 black bra

Fun Couple in Car Wedding Card, at Marks and Spencers
Cover text: Just Married Inside message: Blank for your own message Approx size: Unfolded: 150 x 150mm

Red Wine, Chocolate & Rose Basket, at Marks & Spencer
The perfect basket of treats for a loved one! Includes a giftwrapped cream rose plant, a bottle of French red wine and a box of tempting chocolates Available for delivery from 1st April to 30th September 2009

Perfect Pure Cotton 3/4 Roll Up Sleeve Longline Shirt, at Marks & Spenser
Simple sophistication. This longer line shirt adds crisp, business-like chic to any outfit

Petite Double Button Bootleg Trousers, at Marks & Spenser
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit. Specially designed and perfectly proportioned for the petite frame

The Ponte Bootleg Trousers, at Marks & Spencers
Everyone needs a great pair of bootleg trousers. Flaring gently from the knees to balance curves, they're universally flattering and go with everything. These are made of fashionable ponte fabric and are a true wardrobe must have

Pure Silk Enchanted Floral Cushion, at Marks & Spencers
Square shape Enchanted floral pattern Hand sequins detail Chiffon applique with feather inner L50 x W50cm, Manufacturer: Marks & Spencer

Cut Swirl Champagne Flute, at Marks and Spencer
Wide base Swirl design Handmade Height: 27.5 cm Capacity: 17cl, Manufacturer: Marks & Spencer

Cotton Rich Plain Flat Sheet, at Marks & Spensers
Plain design, Manufacturer: Marks & Spencer

Handy Manny Repair Shop Sticker Book, at M & S
Can you help Handy Manny and his trusty tools to fix-it right? Join all your favourite characters at Manny's Repair Shop for hours of fun activities - including spot-the-difference, sticker jigsaw puzzles and more! Handy Manny is the perfect guide to simple problem-solving activities

Heart Detail Sunglasses, at M & S
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

1001 Little Ways to Look Younger, at Marks & Spenser
Anti-aging tactics and treatments for lifelong beauty

Rockridge Chardonnay 2008 - Case of 12, at Mark & Spencers
Style: Dry Grape variety: Chardonnay Country of origin: South Africa Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol Units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Spot Fleece Long Sleeve Dressing Gown, at Marks and Spencers
Wrap up and relax in this soft dressing gown featuring spots for a pretty look

Handcrafted Pink Blossoms Large Mother's Day Card, at Marks & Spencers
Cover text: To a Special Mum Inside message: Just to say how special you are to me Approx size: Unfolded: 220 x 220mm

5 Younger Girls' Pure Cotton Dora The Explorer Shorts, at Marks&Spencer
A must for fans of Dora The Explorer, these pure cotton shorts feature cute motifs of the popular character

Wentworth Large 2-Seater Sofa, at Marks and Spencer
H96 x W172 x D100cm Seat H50cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Something Old Wedding Card, at Marks and Spencer
Cover text: something old, something new, something borrowed, something blue Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the worlds forests for the future Approx size: 150 x 150mm

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks&Spencer are so useful. M&S Money Direct financial products are, of course, designed to make Marks and Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Direct Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Direct Home Insurance than you will anywhere else, and you may even pay less with M&S.