M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

M & S may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but Marks & Spensers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the MarksandSpencer insurance products in document format too.

Pure Cotton Corsage Duvet Cover, at Marks and Spencer
Corsage feature Comes in single (3ft), double (4ft 6in), kingsize (5ft) and super-kingsize (6ft), Manufacturer: Marks & Spencer

Blue Harbour Suede Trim Cardigan with Wool, at Marks and Spencer
Supersoft and comfortable, this suede trim cardigan has been knitted from yarn that resists bobbling. It can be machine washed and tumble dried.

Pure Cotton Long Sleeve Pintuck Shirt, at Marks and Spencers
This fashionable long sleeve shirt is made from pure soft cotton that looks and feels great. Modern styling pintuck front detail gives it a cool contemporary edge

Autograph Floral & Feather Occasion Hat, at MarksandSpencer
Sophisticated and elegant, this occasion hat features a glamorous flower and feather trim. Sure to turn heads at stylish summer events!

Gardening Collection Books, at Marks&Spencer
This collection includes three great gardening books (Small Gardens, Pots & Containers, A Year in your Garden), a Planning your Gardening Year poster and a handy notebook

Rock Around The Clock CD, at Mark's & Spencer
Audio CD, Marks & Spencer

Signature Grapefruit & Ginger Scented Filled Candle, at Marks&Spencer
Glass holder Grapefruit and ginger fragrance Burns up to 40 hours, Manufacturer: Marks & Spencer

Autograph Loretto Left-Hand Chaise, at Mark's & Spencer
All-weather synthetic rattan Silver-effect rattan Quick drying foam seat pad made from 100% polyester H62 x W200 x D97.5cm Seat H30.5cm Suitable for indoor or outdoor use This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Classic Collection Pure Cotton Pull on Trousers, at Marks and Spencer
Effortlessly stylish, these easycare pull on trousers are finished with smart decorative buttons at the waist. They're designed to give a comfortable, flattering fit and make a perfect match for fashionable tops and t-shirts

Ingredients Honey & Milk Body Butter 200ml, at M+S
Honey and milk body moisturising cream 200ml

Portfolio Funnel Neck Belted Mac, at Marks & Spenser
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Wool Blend Machine Washable & Tumble Dry Single Breasted 1 Button Tuxedo Jacket, at Marks & Spensers
Put an end to tiresome trips to the dry cleaners. Our range of machine washable and tumble dry suits combine the best in convenience and contemporary style

Enclos Des Pins Chardonnay 2008 - Case of 12, at Marks and Spencers
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Formula Revival Cosmetox Day Cream with SPF 15, at Mark's & Spencer
Proven results after 4 weeks Hypoallergenic Includes: SPF 15 Matrixyl™ - a natural peptide to rejuvenate skin and leave facial wrinkles diminished Argireline™ - a protein that discourages muscle contraction to prevent the formation of wrinkles Ceramide to smooth the complexion 50ml

Handcrafted Princess Mummy's Day, at Marks & Spencers
Cover text: Happy Mummy's Day from your little princess Inside message: With lots and lots and lots of love xxx Approx size: 178 x 126mm

Medium Glass Pane Hurricane Lamp, at Marks and Spencer
Bevelled glass panes Carry handle W15.8 x D15.8 x H26cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Ingredients Mango Shower Gel, at Mark's & Spencer
Mango fragrance 200ml

Airflex™ Apron Derby Shoes, at Marks and Spencer
Smart and stylish, these shoes are specially designed with the Airflex™ sole system. This innovative technology gives your feet enhanced support, comfort and flexibility

Blue Harbour Pure Linen 3/4 Length Shorts, at Mark's & Spencer
Relaxed and casual, these fashionable3/4 length shorts are made from cool soft linen and feature side pockets

White Rattan Laundry Basket, at Marks & Spencers
Lid with handle Removable lining H58cm, Manufacturer: Marks & Spencer

Side Panel Swimsuit, at Marks and Spencers
Modern and shapely, this flattering swimsuit is designed in the latest shape. A fabulous fashionable look

Dualit Lite 4-Slice Toaster - Black, at Marks and Spencer
4-slice toaster 1850 watt 36mm extra-wide slots for bagels and buns Defrost setting Cancel button Soft Touch non-marking finish Higher wattage for faster toasting, with accurate browning control Easy to clean with a high quality stainless steel cover High lift mechanism to remove small items easily Bagel button - warms one side and toasts the other Weight: 2.5kg Dimensions: H20 x W36 x D20cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Silk Mini Dot Tie, at Marks and Spenser
Add a luxurious finishing touch with this contemporary mini dot tie in pure silk

Pure Linen Drawstring Waist Trousers, at Marks and Spenser
Fluid and feminine, these wide leg trousers are cut to fit and flatter, giving an elegant silhouette. A look you can dress up or down

Utensils & Gadgets - AUTOGRAPH MASHER, at Marks & Spencer
Manufacturer: Marks & Spencer

Glass Table Lamp & Plum Shade, at Marks and Spencers
Optical quality glass Organza ribbon shade 225 x 225 x 560cm, Manufacturer: Marks & Spencer

Multi Coloured Mix Bead Shanghai Collar Necklace, at M & S
Multi coloured Chunky bead design Clasp fastening Necklace length: 41cm

Supima® Pure Cotton Non-Iron Deep Fitted Sheet, at Marks & Spencer
Deep fit 30cm Internationally recognised as the world's finest cotton Supima is renowned for its superior strength, enhanced durability and sumptuous feel High performance non iron finish offering the ultimate in easy care Think climate! This can be washed effectively at 30C, find out more , Manufacturer: Marks & Spencer

In Bloom Lime Blossom & Bergamot Rich Hand & Body Crème, at M & S
Lime blossom and bergamot fragrance Softens the skin 200ml This product is not available for international delivery. Find out more

Classic Collection Waterfall Jersey Top, at MarksandSpencer
Ideal for everyday wear, this smart top is made from soft easycare fabric and the fit is comfortable and flattering. A fashionable and practical style

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the M & S online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M+S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.