Marks & Spencers Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks n Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencers are so useful. Marks & Spencers Money financial products are, of course, designed to make Mark's & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but M & S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencers Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencers Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, Marks & Spencers Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencers Money insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the MarksandSpencer insurance products in document format too.

Halterneck Bikini Top, at MarksandSpencer
Modern and stylish, this flattering bikini is designed in the latest shape. Make a splash!

Wool Rich Single Breasted 2 Button Puptooth Jacket with Silk, at Marks and Spencer
Luxurious and stylish, this single breasted jacket is made from superior wool fabric with silk

Indian Jacquard Quilted Bedcover, at Marks&Spencer
L250 x W265cm Indian inspired floral jacquard design, Manufacturer: Marks & Spencer

Footglove™ Leather Ankle High Buckle Boots, at M & S
Square toe Stitch detail Buckle detail Zip fastening Block mid heel Heel height: 50mm Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Pop-Up Alarm Clock, at Marks and Spencer
Compact design Digital display, Manufacturer: Marks & Spencer

Classic Collection 3 Button Cardigan, at Marks & Spencers
Soft and comfortable, this 3 button cardigan makes a versatile extra layer. Dress it up with smart skirts and trousers, or wear it with jeans for a casual modern look.

Artificial Cream Orchid, at Marks and Spencer
Artificial orchids No watering required therefore easy care Fresh looking throughout the year Height: 83cm, Manufacturer: Marks & Spencer

Limited Collection Buckled Wellie Boots, at Marks and Spencer
Round toe Buckle fastening Knee high Low heel with cut out detail Heel height: 23mm Comes in sizes 3-8

2 Pure Cotton Chino Shorts, at Mark & Spencers
Relaxed and comfortable, these pure cotton chino shorts make a practical, fashionable choice. Made in an eco-factory, designed to use less energy and create less waste

Just For You Hedgehog Card, at Marks and Spenser
Cover text: Just for you... Inside message: blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Frill V-Neck Swimsuit, at Marks and Spenser
Stylish and shapely this flattering swimsuit is designed in the latest shape. Designed to fit and flatter

Autograph White Hungarian Goose Down Duvet - 10.5 Tog, at Marks & Spenser
10.5 tog Ideal for Spring and Autumn use, or all round use in homes with central heating Highest quality class 1 Hungarian goose down Large down clusters within a multi-pocket construction - provides warmth without weight Each pocket is individually filled ensuring even down distribution 100% cotton outer cover - 300 thread count downproof cover Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

Kitchen 1000mm 3 Drawer Base Unit, at Marks & Spencer
H87.5 x W100 x D52cm Some self-assembly required. Delivered boxed to your door. You will need to unpack, assemble and position the item yourself This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

3 Authentic Woven Pure Cotton Boxers, at Marks & Spencers
Made from soft breathable cotton, these comfy boxers are ideal for everyday wear

Per Una Long Sleeve Drape Bolero with Vest, at Marks and Spencer
A fashionable long sleeve bolero with drape design. It comes with a matching vest featuring a front button panel

Perfect Blue Harbour Heritage Pure Cotton Rugby Shirt, at Marks and Spencer
The authentic styling and great fit of this rugby shirt will make it a wardrobe favourite for many seasons to come

Autograph Leather Double Handle Laptop Bag, at Mark & Spencers
This padded laptop bag in luxurious leather makes a stylish and practical way to carry and protect your laptop and cables

Pure Cotton Single Pleat Trousers, at Marks and Spencer
Smart and stylish, these trousers are made from a soft pure cotton. An ideal choice for work or everyday wear

Frogs Husband Birthday Card, at Marks and Spencer
Cover Text: Husband Have a hoppy day Inside Message: Have a very happy birthday Approx. Size: 178mm x 126mm

My Friend Accessories Making Kit, at Marks&Spencer
Suitable for ages 5+ Includes colourful beads and felt Develops creativity This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Chianti Burchino 2006 - Case of 12, at Marks and Spenser
Style: Full bodied Grape variety: Sangiovese Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Straight Leg Trousers, at Marks & Spenser
A stylish smart-casual look, these straight leg trousers chinos are outstanding value! They're made from pure cotton which is comfortable, practical and easycare

Verdicchio dei Castelli di Jesi Classico 2008 - Case of 12, at M&S
Style: Dry Grape variety: Verdicchio Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Cashmilon™ Tasselled Scarf, at Marks and Spencer
Keep warm and cosy in this stylish tasselled scarf made from supersoft cashmilon™. Perfect with the matching hat and gloves

Side Panel Swimsuit, at Marks and Spenser
Modern and shapely, this flattering swimsuit is designed in the latest shape. A fabulous fashionable look

Blue Harbour Ultimate Linen Roll Up Sleeve Chambray Shirt, at Mark's & Spencer
This Ultimate Linen shirt has a unique added performance that helps keep you cool, dry and fresh by drawing moisture away from the skin and reducing odour, while also helping your linen to stay smart throughout the day. It's also easy to iron, so looking your best is now easier than ever

Venetian Floral Mirror, at Marks & Spencer
Venetian design Rectangular shape Frosted floral detail H85 x W51cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Half Litre Glass Measuring Jug, at Marks and Spencer
Clear Multi measurement 0.5 litre capacity Flat base With handle, Manufacturer: Marks & Spencer

Dora the Explorer Puzzle, at Marks and Spencer
Kids will love to spot the adorable Dora and her friends as they complete this colourful arrow shaped puzzle

M&S Golfers Gift Set, at Marks and Spencers
Ideal golf companion for any golf enthusiast. This golf set includes all you need to help you sink that ball, beautifully presented in a gift box to make it an ideal present for any golfer

When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks and Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."