Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Property Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

There are lots of ways to save money using M+S Money. Not least of these is Mark's & Spencer Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.

Total Support All Over Lace Bra, at Mark's & Spencer
Soft and comfortable, this non-wired bra gives all-round support and uplift with good coverage, extra wide straps and 3 hook-and-eye fasteners. It's secure but gentle and lightweight, an ideal choice for everyday wear

Stainless Steel Under Sink Storage Unit, at Marks & Spenser
3 tier Shelf H71 x D33 x W58cm, Manufacturer: Marks & Spencer

Dry Cured Rack Joint with a Pomegranate Molasses Glaze, at Marks & Spencers
10 rib Serves 10-12 Ready to cook Suitable for freezing 3kg As featured on page 37 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Big & Tall Stormwear™ Single Pleat Trousers, at Mark & Spencers
No more trips to the drycleaners! These smart, fashionable trousers can be machine washed and tumble dried. Perfectly proportioned for big and tall men

Total Support All Over Lace Bra, at Marks & Spenser
Soft and comfortable, this non-wired bra gives all-round support and uplift with good coverage, extra wide straps and 3 hook-and-eye fasteners. It's secure but gentle and lightweight, an ideal choice for everyday wear

Performance °Climate Control Pull On Summer Hat, at MarksandSpencer
Express your stylish side with this wide brim hat

Crossover Bootie Slippers, at Marks & Spenser
Treat your feet to the warm comfort of these faux fur trim slippers. They're a terrific option for lounging around the home in cosy style

Maternity Spot Print Full Length Leggings, at Marks and Spencer
Fashionable and modern, these spot print leggings are designed to flatter you and your bump. Added stretch and a clever cut give a neat, comfortable fit with room for growth. An essential fashion favourite

Limited Collection Ruched Shoulder Bag, at Mark's & Spencer
Fashionable and fabulous, this ruched shoulder bag is designed in one of this season's key shapes. It's a practical as well as trend-conscious accessory. Get the latest look!

Pleated Tote Bag, at M+S
Fashionable and practical, this pleated tote bag is a useful accessory with bags of style!

LEGO® 50th Birthday Card, at Marks & Spencers
Cover text: The big 50 Dont worry youll get OVER it! Inside message: Blank for your own message Approx. size: 215 x 150mm

Malabar 3-Door Sideboard & Glazed Top Unit Set, at Marks & Spencers
Top unit: H114 x W174 x D47cm Top unit has 6 adjustable shelves and toughened glass doors Sideboard has 3 drawers, 3 cupboards and an adjustable shelf in each cupboard Sideboard: H90 x W180 x D50cm Made from solid mango wood Treated with a protective low-sheen lacquer that provides added durability Fitted with antique-brass-effect handles Glass doors are made from safety-tested toughened glass All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

5 Cool & Fresh Cotton Rich Assorted Slips, at Marks and Spencers
Made from soft breathable stretch cotton, these comfy slips are ideal for everyday wear.

Stainless Steel Pasta Server, at Marks & Spensers
Loop in the handle for hanging L32.5cm, Manufacturer: Marks & Spencer

Autograph Pure Cotton Slim Fit Rib Stripe Shirt, at Marks & Spencer
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Pure Wool Anatolia Rug, at Marks & Spensers
Made from New Zealand wool Traditional pattern Fringed design Small: L140 x W80cm Medium: L170x W120cm Large: L230 x W160cm, Manufacturer: Marks & Spencer

Portfolio Mixed Bead Rope Necklace, at M+S
Mixed bead design Satin rope necklace Tie fastening Necklace length 148cm

Artificial Rose in Mini Glass Vase, at Marks and Spencer
Artificial rose Glass vase No watering required therefore easy care Fresh looking throughout the year Height: 20cm, Manufacturer: Marks & Spencer

Gold Spot Bursts Large Gift Bag, at Marks & Spencer
1 gift bag Spot design Approx size: H420 x W300 x D100mm

Floral Print Shorts, at Marks and Spenser
These pretty floral print shorts are shapely and modern. Added stretch gives a comfortable, figure-flattering fit

Long Sleeve Hooded Fleece, at Marks and Spencer
Comfy and cosy, this hooded fleece feels soft and warm and is great value. A practical, easycare style

5 Plain Thongs, at Marks and Spencer
These comfy thongs merge a plain design with the shape retaining benefits of added stretch for a lasting and wonderfully flattering fit. Ideal for wearing under a host of skirt, dress and trouser styles

Per Una Body Wash Con Amore, at Mark's & Spencer
For use in the bath or shower Massage onto your damp skin and rinse off with warm water whilst relaxing 250ml

Velour Wide Leg Trousers, at Marks & Spensers
Fluid and feminine, these wide leg trousers are cut to flatter, giving an elegant silhouette. A stylish, fashionable look

Faux Crocodile Skin Double Handle Bag, at M&S
Stylish and useful, this double handle bag features faux crocodile skin. A practical and fashionable accessory

Ring Trim Bandeau Tankini Top, at Marks and Spencers
Elegant and sophisticated, this bandea style tankini top is designed to stay securely in place while you work on your tan. A fabulous fashionable look

Double Strap Plain Tankini Top, at Marks & Spencer
Gorgeous and glamorous, this tankini is designed to fit and flatter. Fashionable, practical and comfortable

His & Hers Pants - On Our Anniversary Card, at Marks & Spencers
Cover text: On our anniversary Inside message: With love Approx size: 176 x 126mm

Freshfeet Suede Lace Up Moccasins, at Marks and Spencer
Round toe Stitch detail Lace design Slip-on Flat sole Lined With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology is permanently built in to the slipper and still performs after many washes Freshtech™ technology combats the bacteria that causes bad smells and odours Antibacterial for fresh feet comfort

Autograph Pure Silk Assorted Stripe Tie, at Marks and Spencers
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with MarksandSpencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.