Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Mark & Spensers online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks n Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

High School Musical 2 - Disney Singalong CD, at Marks and Spenser
Audio CD, Marks & Spencer

Blue Harbour Stretch Denim Jeans, at Marks & Spencers
Relaxed and casual, these straight leg jeans are made with stretch for comfort and ease of movement

Golf Keyring, at Marks and Spencer
You'll never lose your keys again with this eye-catching keyring and it's golf design

Pure Silk Bow Tie, at Marks & Spensers
Crafted from luxurious silk, this elegant bow tie is a sophisticated choice for entering those black tie events in classic style

Peppa Pig Wipe-Clean Game Book, at Marks & Spenser
Have hours of wipe-clean fun in this Peppa Pig game book. The pages can be wiped clean so you can play each game again and again

M&S USB Cable, at Marks and Spencers
1.8 metre cable M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Land of My Fathers CD, at Mark & Spencers
Audio CD, Marks & Spencer

3 Pairs of Opaque Varied Stripe Knee High Socks, at Marks & Spensers
These varied stripe knee high socks make a comfy and warm way to add a touch of style to this season's outfits. Added stretch and a reinforced toe gives durability and comfort

Total Support All Over Lace Bra, at Marks & Spensers
Soft and comfortable, this non-wired bra gives all-round support and uplift with good coverage, extra wide straps and 3 hook-and-eye fasteners. It's secure but gentle and lightweight, an ideal choice for everyday wear

Marble Collection Soap Dispenser, at Mark's & Spencer
Pump action Marble design, Manufacturer: Marks & Spencer

Wool Rich Lion Rug, at Marks and Spencer
Rectangular shape Soft, Manufacturer: Marks & Spencer

Pure Cotton Stripe Towel, at Marks and Spenser
Multi-stripe design Comes in 3 sizes Hand towel Bathsheet X-large bath towel, Manufacturer: Marks and Spencer

Per Una Modal Blend Batik Abstract Print Top, at Marks and Spencer
A fabulous abstract print top in a soft, comfortable modal blend featuring a 3/4 length sleeve

Perfect Autograph Silk Rich Padded Pleat Bra, at Mark & Spencers
Enjoy the luxurious feel of soft, smooth silk next to your skin. The moulded, padded bra gives a perfect shape while the matching shorts are effortlessly elegant

First Readers Jack and the Beanstalk, at Marks and Spenser
This popular story is part of the First Readers range. Jack thinks he's clever to sell their old cow for five magic beans. But Jack's in trouble as his mother thinks the beans are worthless and throws them away. Find out what happens next!

5 Pure Cotton Cool & Fresh Assorted Slips, at Marks and Spenser
Made from soft breathable cotton, these comfy slips are ideal for everyday wear

Extra Large August Bouquet, at Mark's & Spencer
Historically a symbol of love, this assortment of larkspur in shades of lilac, cream and pink also contains deep purple lisianthus, sandriana and delicately pretty roses. Includes 100% more blooms than the standard August bouquet Available for delivery from 1st to 29th August 2009

Globe Table Lamp, at Marks & Spenser
Fabric cylinder shade Glass globe base H41 x D33cm Bulb: E37 1000W GLS ES 18W This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cut Out Handbag Birthday Card, at M&S
Cover text: Birthday wishes Inside message: Blank for your own message Approx size: 125 x 230mm

Portfolio Petite 3/4 Sleeve Basket Weave Blouse, at Marks and Spencers
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season.

Snap Trilby with Linen, at Marks & Spensers
Make a stylish impression with this trilby. It adds a smart touch to formalwear and looks contemporary with casuals

Enamel Garlic Pot, at Marks and Spencer
Detachable lid with handle 'Garlic' motif Dimensions: H13 x Diam 10cm, Manufacturer: Marks & Spencer

Classic Glasses Anniversary Card, at Marks&Spencer
Cover text: Anniversary Inside message: Blank for your own message Approx size: 175 mm x 125 mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Ruby Dinner Plate - Red, at Mark & Spencers
Plain centre Stripe edge Diam 27.5cm, Manufacturer: Marks & Spencer

Abbey S/STL, at Mark & Spencers
Manufacturer: Marks & Spencer

Serene Bouquet, at Marks & Spencers
An exquisite display of white blooms including Hydrangea, Alstroemeria, Lilies and Roses, beautifully backed by mixed foilage Available for delivery between 1st April to 30th September 2009

3 Cool & Fresh Pure Cotton Boxers, at Marks and Spencer
Made from soft breathable cotton, these comfy boxers are ideal for everyday wear

Large Bead Stretch Bracelet, at Marks and Spencers
Bead design Stretch style

Pure Cotton Long Sleeve Minnie Mouse Top, at Marks and Spencer
Fans of Disney will love this long sleeve cotton top featuring Minnie Mouse. A practical, easycare style

Camouflaged Military Cap, at Marks and Spencer
Keep your cool in this camouflaged sun hat, a summer and holiday essential

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spenser, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.