When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Besides Marks and Spenser Motor Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Secret Support™ Check Moccasin Slippers, at Marks and Spencer
Round toe Check design Flat sole Comes in sizes 3-8

Autograph Ascari Bedstead - King Size (5ft), at Marks and Spencers
H107 x W248 x D162cm Underbed: H12cm (all dimensions are approximate) Scroll bedhead Hand tied button detail Mattress sold separately All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Medium Glass Pane Hurricane Lamp, at Marks & Spencers
Bevelled glass panes Carry handle W15.8 x D15.8 x H26cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Limited Collection Rio Charm Necklace, at Marks & Spencer
Clasp fastening Multiple charms Multi strand Necklace length 47.5cm, extendable by 7.5cm

Beechwood Pepper Mill, at Marks and Spenser
Single pepper grinder Height 33cm, Manufacturer: Marks & Spencer

High Waist Bootleg Trousers, at M & S
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit and a look that's always in style

Autograph Essentials Embroidered Non-Padded DD-G Bra, at Marks and Spencers
Elegant and feminine this non-padded bra features floral embroidery. Stretch fabric and underwiring give a great fit and flattering uplifted shape. Beautiful exclusive lingerie

Portfolio Boule Shoulder Bag, at Marks and Spencer
Stylish and useful, this shoulder bag features a large front zip pocket. A practical and fashionable accessory

Limited Collection Harlequin Print Tunic, at Mark's & Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Recycled 10.5 Tog Anti-Allergy Duvet, at Marks & Spencer
Endorsed by the British Allergy Foundation Proven protection wash after wash 10.5 tog Comes in single, double, king, and super king sizes, Manufacturer: Marks & Spencer

Silver Plated Trinket Y Design Necklace & Earring Set, at Marks and Spencer
2 part set Y design necklace Butterfly fastening stud earrings

Cut Out Wedge Heel Sandals, at Marks & Spencers
Open toe Cut out detail Stud feature Wedge heel Comes in sizes 3-8, including half sizes

Circular Gem Brooch, at Marks n Spencer
Interlinked circular design Gem detail Comes in presentation bag

Hedgehog Couple Wedding Card, at MarksandSpencer
Cover message: On your wedding day Inside message: Have a wonderful day! Approx. size: 175 x 127mm

Spot Design Shower Curtain, at Marks and Spencer
Spot print design, Manufacturer: Marks & Spencer

Stain Defence™ Buckle Detail Pleated Skirt, at Mark & Spencers
Smart and stylish, this fashionable skirt is treated with Stain Defence™ technology which helps repel everyday stains. The adjustable waist gives a perfectly comfortable fit. It's non-iron and easycare for convenience

2 Piece Embroidered Dress & Leggings Outfit, at Marks & Spensers
Modern and pretty, this 2 piece dress and leggings outfit looks fabulously fashionable worn together or separately

Rose & Freesia Gift Bag, at Mark's & Spencer
A brilliant assortment of orange roses and beautifully scented white lilac and cerise freesias, presented in a contemporary gift bag with ribbon handles Available for delivery from 1st April to 30th September 2009

Autograph Linen Blend Shirt & Cargo Shorts Outfit, at Marks & Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Griffin iTrip 6298-NTRPDA for Nano 4G, at Marks and Spencers
SmartScan finds the best FM settings for you SmartSound technology delivers clear audio under real-world conditions Designed to complement 4th generation iPod nano (but it works great with other iPod models, as well) Weight: 200g

Grey Aluminium Stockpot, at Marks & Spencers
Glass lid Riveted handles Diameter 24cm, Manufacturer: Marks & Spencer

Paper Butterflies Someone Special Card, at Mark's & Spencer
Cover Text: To Someone Special Inside Message: On Mother's Day Approx size: 178 x 126mm

Per Una Speziale Cheek Colour, at Marks and Spencers
Soft powder Illuminating Embossed motif Hypoallergenic Comes in 2 colours

Autograph Leather Buckled Monk Shoes, at Marks & Spensers
Square toe Punched hole detail Buckle fastening Stitch detail Block heel

North Coast Pure Cotton Long Sleeve Hooded Sweatshirt, at Marks n Spencer
Fashionable and relaxed, this long sleeve hooded sweatshirt is made from pure cotton it's soft, breathable and comfortable to wear

Single Suede Sprung-Edge Divan with 1 Small & 1 Large Drawer, at Mark's & Spencer
Single (3ft): W90 x H41 x L190cm Small drawer: H14 x W40 x D52cm Large drawer: H14 x W78 x D52cm Sprung-edge divan - Can be used with any mattress Small drawers at the head end are designed to open without moving your bedside table Available with drawers opening to the left or right of the divan Feet are castors Free eco-friendly home delivery. Our crews will unpack, assemble and position the item All mattresses and divans are manufactured in the UK All mattresses and divans are anti-allergy protected This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cotton Blend Long Sleeve Hooded Top, at Mark's & Spencer
Ideal for your workout or when you just want to relax, this hooded top is made with added stretch for a comfortable fit and ease of movement.

50% Extra Stems on Summer Dawn Bouquet, at Marks & Spencer
This item can only be ordered with the purchase of the Summer Dawn Bouquet (00669221)

Per Una Floral Embroidered Lace Shorts, at Marks & Spencer
Elegant and feminine, these stylish shorts feature a floral embroidery and are finished with lace and a bow. The low rise, low leg style gives a shapely figure-flattering fit. Pretty everyday fashion

Photo Frame with Mount 13 x 18cm (5 x 7"), at M&S
Rectangular shape Removeable mount card Wood stand Frame dimensions: H29 x W24cm Aperture: 5 x 7in, Manufacturer: Marks & Spencer

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M+S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.