When you're shopping at Marks & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

There are lots of ways to save money using M&S Money. Not least of these is M & S Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Mark's & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spensers insurance products in document format too.

Formal Wing Pleat Long Sleeve Shirt, at Marks and Spencer
The perfect companion to your tuxedo, this classic wing pleat shirt will ensure a dapper appearance for those special events and occasions

Autograph Weekend Wool Blend Scoop Neck Top, at Marks & Spencers
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Autograph Weekend Belted Denim Dress, at Mark's & Spencer
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Summer Straw Gambler Hat, at M+S
The straw gambler hat is perfect for those hot days. The woven straw is gives this hat a unique look as well as being a lightweight summer hat, the wide brim will keep the sun from your eys while the stylish striped band adds a touch of class to this great looking hat

Brass Collection Damask Table Lamp, at Mark's & Spencer
Brass finish Damask shade 30.5 x 30.5 x 70cm, Manufacturer: Marks & Spencer

Soup Recipe Book, at Mark & Spensers
This book is a celebration of great home-made soup with a huge variety of recipes to choose from. It shows not only how easy soups are to prepare, but also what a wide range of ingredients can be used to make them. There are simple everyday soups made from staple ingredients, many of which are a meal in themselves, as well as light and refreshing broths. You'll also find more sophisticated creations, using delicious ingredients from all over the world - indulge yourself in the feast of flaovours and textures. This book is beautifully illustrated with simple step-by-step instructions, making it a pleasure to use and an indispensable volume in any cook's kitchen.

Pure Cotton Floral Embroidered Top, at Marks and Spencer
Pretty embroidery detail makes this soft cotton top extra special

3 Piece Cotton Rich Animal Print Outfit, at Marks & Spensers
Fun and practical, this cute 3-piece outfit features animal print lining. It's made from soft cotton rich fabric to keep him comfy

Pago Real Rioja 2006 - Case of 6, at Marks & Spenser
Style: Full bodied Grape variety: Tempranillo and Garnacha Country of origin: Spain Closure: Natural Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per 125ml:10.5 Alcohol units per 125ml:1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Small Lines Flared Vase, at Marks and Spenser
Flared Squiggle detail Handmade W9.2 x D9.2 x H16.5cm, Manufacturer: Marks & Spencer

Autograph Textured Bootleg Trousers, at Marks and Spenser
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

125 Years Limited Collection Racer Back Plunge Bra, at Mark's & Spencer
Part of the Commemorative Collection, celebrating 125 years of M&S. These exclusive garments have been inspired by some of the beautiful pieces in our archive and reference the iconic decades of the 20th century. Retro styling has been given a contemporary twist for the modern day

Instant Fix 24 Cooling Eye Pads, at Marks and Spencer
Place a pad on each closed eyelid, lie back and relax for 1-15 minutes For extra soothing, store in a refrigerator before use Includes 24 cooling cucumber eye pads With aloe vera, cucumber extract and camomile

Pure Cotton Floral Embroidered Tablecloth, at Marks & Spencer
Embroidered floral detail, Manufacturer: Marks & Spencer

Pure Cotton Applique Cropped Jeans, at Marks & Spensers
Applique detail gives a cutete twist to these fashionable jeans

125 Years Recipe Journal, at Mark & Spencers
1 binder 6 section dividers 5 plastic wallets Sheets plain and lined paper Approx size: 186m x 228mm

Scrapbook Style 60th Birthday Card, at Marks and Spenser
Cover text: 60 today Inside message: With love This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Pure Cotton Long Sleeve Mock Layer Top, at M+S
Mock layer design makes this soft cotton top fabulously fashionable

Light Up Fairy Wishes Card, at Marks & Spencers
Cover text: Birthday wishes Inside message: Have a very special day Approx. size: 215 mm x 150 mm

Anthony Bear and Heart Mum Birthday Card, at Marks & Spencer
Cover text: With love To a very special Mum x Inside message: Happy birthday Approx size: 150 x 150mm

Medium Glass Pane Hurricane Lamp, at Marks & Spencer
Bevelled glass panes Carry handle W15.8 x D15.8 x H26cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Ball Drop Earrings, at Mark & Spensers
Hook fastening Drop style Double bead detail For hygiene reasons, refunds will only be given in accordance with your legal rights

Autograph Leather ID Wallet, at Marks and Spencer
Smart, stylish and practical, this leather wallet makes it easy to organise cards, notes and coins.

Pasta Recipe Book, at Marks & Spencers
Pasta - food for passion, food for life! For food that puts the colour and fun back into your life, look no further than pasta. Infinitely versatile and always delicious, pasta allows you to cook up a storm in the kitchen and whip up Italian delights that cannot fail to impress. Invite over the family, gather around the kitchen table and tuck into some truly inspirational food. For fail-safe ideas that take the minimum of effort, look no further than the recipes inside this book

Scottish Lochmuir™ Apple Wood Smoked Salmon, at Marks & Spenser
Serves 4 Ready to eat Suitable for freezing Gluten free 200g total weight As featured on page 25 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Luc Saint-Roche Red 2007 - Case of 12, at Marks & Spencer
Country of origin: France Closure: Screw cap Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites

Pure Cotton Square Neck Ruffle Front Top, at Marks and Spencer
Smart and stylish, this short sleeve top is made from cool comfortable cotton and features a ruffle front

Autograph Merano Corner Unit, at Marks n Spencer
H84 x W102 x D102cm Seat H47cm, top back rail H63cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Glide feet with a dark finish Can be arranged to fit both left and right room corners All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Lightweight Embroidered Flower Scarf, at Marks and Spencers
This sophisticated embroidered flower scarf is the perfect accessory to this season's fashions. The tassel details add a stylish finishing touch

Birthday Cake Gift Card, at Marks&Spencer
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark's & Spencer are so useful. M&S Money financial products are, of course, designed to make Marks&Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Home Insurance than you will anywhere else, and you may even pay less with M&S.