M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Besides Marks & Spenser Car Insurance, M&S Money Credit Cards and other financial products, M&S Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark & Spensers purchases are also protected while you take them home.

Also, on both M&S Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spensers are so useful. M&S Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Cream Polka Dot Table Numbers, at Marks and Spenser
12 table numbers Approx size: 150 x 110 mm

Pure Cotton Short Sleeve Floral Top, at Marks and Spencer
This fashionable top features a stylish floral design for a fab contemporary look

Ultimate Pure Wool Single Breasted 3 Button Jacket, at Marks & Spencer
This high performance suit is made to work as hard as you do. It's extra durable and added stretch keeps it in great shape while giving you enhanced comfort and ease of movement

Stainless Steel Handle Slotted Spoon, at Marks and Spencer
Hole in handle for convenient storage Stainless steel finish Plastic slotted spoon Lightweight, Manufacturer: Marks & Spencer

Indian Summer Stripe Shower Curtain, at Mark & Spencers
Bold stripe design, Manufacturer: Marks & Spencer

Classic Collection Wool Rich Mouflon Coat, at Marks and Spencer
Wrap up in style! This warm, soft coat in wool-rich mouflon will keep you feeling cosy and looking chic. Lined and smartly finished with tab covered side pockets, it's the perfect blend of fashion and comfort

Sunny Daze Eau De Toilette 100ml, at Marks & Spencer
Floral fragrance 100ml

Per Una 3/4 Sleeve Knitted Top, at Marks & Spencers
Comes with the necklece shown A fashionable 3/4 sleeve knitted top featuring lace trim

Sex and The City: The Movie DVD, at M & S
Rating Suitable for 15 years and over,

Crinkle Coin Purse, at M&S
Practical and stylish, this purse features compartments for your cash and cards and a secure zip fastening, making it an ideal choice for everyday use

Leather Mini Bag, at M & S
Fashionable and practical, this mini bag features a secure zip fastening

Limited Collection Short Sleeve Leather Jacket, at Marks and Spencers
Get a high fashion look in this luxurious leather jacket with short sleeves and a fuss-free simple design

Florentyna Body Powder, at Marks and Spenser
Lightly dust over body after a bath or shower to leave skin feeling silky smooth and delicately fragranced 150g

Per Una Flower Crochet Jersey Top, at Mark's & Spencer
A beautiful cap sleeve top featuring crochet design finished with a scalloped trim

Per Una Lightweight 3 Piece Shrug Top, at Marks & Spencer
A fashionable 3/4 length sleeve shrug featuring a floral lace top and plain inner vest

Angular Prail Necklace, at Marks&Spencer
Clasp fastening Adjustable length Knotted cord chain Angular bead design Necklace length 40cm, extendable by 8cm

Luxury Pure Silk Hill Tie, at Marks & Spencer
Add a luxurious finishing touch with this contemporary patterned tie in pure silk

Autograph Wool Blend Funnel Neck Coat, at Marks & Spencer
Contemporary styling and superior finishing makes this Autograph funnel neck coat a fashionable choice for this season

Autograph Weekend Fleece Lined Ballet Slippers, at Marks & Spencer
Round toe Bow detail Slip-on Flat sole Fleece lined Comes in sizes 3-8

Heart Print Hipster Knickers, at Marks & Spencers
Pretty and feminine, these cute heart print bikini briefs sit low on the waist - perfect for wearing under hipsters. They're cut away at the front and sides and cover the bottom for a comfortable and flattering fit

Pure Silk Piped Cushion With Recycled Filling, at MarksandSpencer
Square shape Plain L50 x W50cm, Manufacturer: Marks & Spencer

Blue Harbour Zip Fastening Fleece Jacket, at Marks and Spencer
Relaxed and cosy, this fleece makes a warm and comfortable extra layer

Recycled Stormwear™ & Stain Defence™ Senior Blazer, at Marks and Spencers
Smart and innovative, this blazer is made from polyester from 100% recycled materials. It's treated with our unique Stormwear™ and Stain Defence™ finishes so it's resistant to water and stains. A contrast coloured lining adds a finishing touch

Limited Collection Lace Low Rise Lace Shorts, at Marks & Spencers
Smart, snug and easy to care for, these cosy shorts combine a flattering fit with a lace trim design and stretchy fabric to create the perfect knickers for day to day wear

Rome (Eyewitness Travel Guides), at Mark & Spencers
From gorgeous piazzas and stunning fountains to incredible ancient history, discover Rome with the "Eyewitness Travel Guide". This expanded and fully revised edition includes 3-D aerial views of Rome's most interesting districts and cutaways and floor plans of all the major sights. Using the detailed maps and colour Street Finder, explore the Coliseum, Pantheon and Roman ruins armed with vivid reconstructions

Autograph Diamanté Cluster Platform Shoes, at Mark & Spencers
Platform style Round toe Diamante cluster Slip-on High heel Heel height: 112mm Comes in sizes 3-8, including half sizes

Wild Earth Pinot Noir 2006, Central Otago - Case of 6, at Marks and Spencer
Style: Dry Grape Variety: Pinot Noir Country: New Zealand Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Pure Silk Stripe Tie, at Marks & Spencers
Crafted from pure silk for a truly elegant look and feel, this stylish tie adds a dash of colour to your smart boardroom look

Older Girls' 8 Pack Short and Vest Set, at Marks and Spencer
A cute and comfy matching set in a soft cotton featuring a centre bow

Autograph Horseshoe Buckle Belt, at Marks and Spencers
Combining smart practicality with elegant style results in a pure leather belt that's simply flawless in design

Marks and Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spenser insurance products in document format too.