When you're shopping at Marks n Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at MarksandSpencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spenser 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Per Una Dip Dye Knitted Top with Chiffon Scarf, at Mark's & Spencer
An elegant v-neck top featuring dip dye design. Floral print chiffon scarf gives it the Per Una touch

Mother of Pearl Photo Frame 10 x 15cm (4 x 6''), at Marks & Spencer
Brushed metal texture Rectangle shape Aperture: 10 x 15cm (4 x 6''), Manufacturer: Marks & Spencer

Cafe Stripe Curtains, at M+S
Eyelet Cafe stripe design Lined Comes in standard 168cm/66in and wider 219cm/86in widths Also comes in three drop lengths: short (137cm/54''), medium (183cm/72''), long (229cm/90'') How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Pure Cotton Stripe Button Vest, at Marks and Spencers
A stripe design adds a fashionable touch to this soft cotton top

Chrome Collection Tumbler, at Marks & Spencers
Chrome effect Cylinder design 10 x 6.5cm, Manufacturer: Marks & Spencer

Snake Band Halterneck Bikini Top, at Marks & Spencer
Modern and stylish, this flattering bikini is designed in the latest shape. The ultimate in poolside glamour

Large Handmade Mum & Dad Anniversary Card, at Marks & Spencer
Cover text: Mum & Dad, Happy Anniversary Inside message: With lots of love Approx size: Unfolded: 220 x 220mm

Per Una Spot Print Dressing Gown, at Marks and Spenser
Modern and feminine, this pretty spot print dressing gown is made from soft fabric so you can relax in comfort and style. Part of Per Una's sleepwear collection

Pure Cotton 3/4 Sleeve Crochet Detail Kaftan, at Marks & Spencer
Fresh and feminine, this kaftan is outstanding value. Style and quality at a great price

High School Musical Awesome Activities Book, at Marks and Spencer
Activity book which comes with a sheet of stickers for the reader to brighten up the pages with. There's also a fabulous mobile phone sock cover mounted to the front of the book so the reader's mobile phone can be covered in a groovy East High design

Per Una Short Sleeve Cornelli Embellished Top, at Mark & Spencers
A feminine neck embellished top featuring pleated front detail, finished with a scallop trim on sleeve

Footglove™ Ruched Trouser Shoes, at Marks and Spencer
Pointed toe Ruched design Low ankle fit Footglove™ soles are comfortable, highly flexible and lightweight High heel

Kodak Zx1 Pocket Video Camera, at Marks & Spencers
Sensor type: 1 / 4.5type 1.6 MP CMOS Lens: 4.1 mm, f/2.8, fixed focus Zoom: 2X digital Display: 2.0 in. LCD Storage: 128 MB internal memory*, SD/SDHC card expansion slot Focus system: fixed Focus modes: normal Focus range: 27.6 in. (70 cm)infinity White balance: auto Video capture: H.264 (MOV), AAC LC Video quality: HD60: 720p at 60 fps16:9; HD: 720p at 30 fps16:9 (default); VGA: 640 4804:3 Still format: JPEG Picture quality: 3 MP (stills, interpolated) Playback mode: FF & REW: 2X, 4X, 8X, 16X; slow motion FF & REW: 1/2X, 1/4X, 1/8X, 1/16X Microphone: mono Speaker: yes I/O interface: USB 2.0 (high speed); HDMI output; AV output; DC in; SD/SDHC card slot Tripod mount: 1/4 in. standard Power: KODAK Li-Ion Rechargeable Digital Camera Battery KLIC-8000; KODAK Lithium Digital Camera Battery CRV3; (2) Ni-MH Rechargeable Batteries; (2) Alkaline Batteries; DC-in for 5 V AC Adapter Dimensions: 5 11 2cm Weight: 90g (without batteries) Package contents: KODAK Zx1 Pocket Video Camera; (2) AA Pre-Charged Ni-MH Rechargeable Batteries; Battery charger; HDMI, AV, and USB cables; Wrist strap; Camera pouch; Designer cover; User Guide; On-camera software: ARCSOFT MEDIA IMPRESSION Software for Kodak (PC only) M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Per Una Wooden Trim Thong Sandals, at Marks & Spensers
T shape Wooden detail Buckle fastening

Airflex™ Leather Lace Up Shoes, at Marks & Spencer
Square toe Eyelets Lace up Stitch detail Block heel Unique Airflex™ airflow system for unbeatable comfort

Elasticated Check Belt, at Marks & Spencer
Define your waistline with this fashionable check belt

Older Girls' Butterfly Flip Flops, at MarksandSpencer
Round toe Flat sole Butterfly design Toe post design

Andante Rim Pasta Bowl, at Marks & Spencer
Ideal for everyday use, durable Plain Diameter 23cm, Manufacturer: Marks & Spencer

Lichfield Slat-Back Fabric Chair, at Marks&Spencer
H102 x W46 x D60cm Single chair Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Chair frames made from solid European hardwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton V-Neck Cropped Cardigan, at Marks and Spencer
Pretty and feminine, this cropped cardigan is made from pure natural cotton and features 3/4 length sleeves for a fashionable look

Cotton Rich Scallop Trim Low Rise Shorts, at Marks & Spensers
These cotton rich shorts are shapely and modern. They have been designed with added stretch for a snug, comfortable and figure-flattering fit

Single Pleat Crease Resistant Trousers, at Marks n Spencer
Stay smarter for longer with these innovative crease resistant trousers

5 Lace Front Low Rise Bikini Knickers, at Mark & Spensers
A great value pack, ideal for everyday wear. This pack may contain a mixture of designs and colours. See Click for zoom and other views

Glass Column Table Lamp, at Mark's & Spencer
Glass column stem feature Square base This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Fitou 2007 - Case of 12, at Marks & Spencers
Style: Full bodied Grape variety: Carignan, Grenache Country of origin: France Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Handcrafted Winnie the Pooh Valentine Card, at Marks & Spencer
Cover Text: Happy Valentine's Day Inside Message: Lots of love and a hug or two Approx size: 178 x 127mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Autograph Wool Rich Slim Fit Suit Jacket, at M&S
Slim fit jackets are cut closer for a cleaner sharper silhouette. Designed in a contemporary style, they give a longer, leaner appearance and a flattering fit. This hardwearing wool rich suit jacket is ideal for sixth form wear

Older Boys' Permair™ Triple Strap Trainers, at Mark's & Spencer
Scuff resistant Triple riptape straps Round toe Permair™ micro porous coating makes the shoes scuff- and water-resistant and easy to clean, while allowing feet to breathe Stitch detail Grip sole

First Readers Snow White and the Seven Dwarfs, at M+S
The wicked Queen has a magic mirror which tells her that she is the fairest in the land. But one day, the mirror answers that Snow White is the fairest. What will happen to Snow White? First Readers Story Books are ideal for beginner readers. The fun of shared story-telling will help develop your child's vital early reading skills

Classic Ceramic Toilet Brush, at Mark's & Spencer
Ceramic base Chrome handle H36 x D10cm, Manufacturer: Marks & Spencer

Besides Mark's & Spencer Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M+S Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.