M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

M&S Money Direct offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.

Besides Marks & Spensers Car Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Woven Flap Purse, at Marks & Spencers
Fashionable and practical, this purse is a useful accessory with bags of style!

Luxury Mattress - Firm, at Mark's & Spencer
Single (3ft): W90 x L190cm Double (4ft 6in): W135 x L190cm King Size (5ft): W150 x L200cm Super King Size (6ft): W180 x L200cm Spring count: 2200 Independently pocketed springs in two layers Lambs wool, cotton and loose hair filling Cotton-felt provides a soft-surface with wool holds fillings in place Hand-stitched sides support mattress wall and extend sleeping area Anti-allergy protected for the life of the mattress Does not require turning Manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

4 Sennen Mugs - Blue, at Marks and Spencer
4 piece set Contrast design H11 x Diam 9cm, Manufacturer: Marks & Spencer

2 Older Boys' Cotton Rich Drawstring Pyjama Bottoms, at Marks & Spencers
Fun and fashionable, these pack of 2 cotton rich pyjama bottoms can be mixed and matched with different tops to suit his individual style

Pure Silk Textured Multi Stripe Tie, at Marks and Spencer
Add a luxurious finishing touch with this smart multi stripe tie in pure silk

Perfect Autograph Pure Cotton Straight Leg Jeans, at Marks&Spencer
Straightforward jeans at a no-nonsense price. The straight fit and modern styling make them a wardrobe must-have

2 Older Girls' Snoopy™ Crop Tops, at Marks and Spencer
A must for fans of Peanuts, these crop tops feature Snoopy™

High Impact Stripe Band Non-Wired Padded Sports Bra, at Marks & Spencer
Comfortable and secure, this high impact sports bra gives firm, gentle support for active wear

Flocked Leaf Tapered Ceiling Shade, at Marks and Spencer
Leaf print design D40 x H24, Manufacturer: Marks & Spencer

Autograph Front Pleat Top with Silk, at Marks & Spensers
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

Panasonic TX-P46S10 Full HD Plasma TV, at MarksandSpencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 46 inch plasma screen, 2,073,600 (1,920 x 1,080) pixels Contrast Ratio (in dark surroundings): Dynamic: 2,000,000:1; Native: 30,000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W113.2 x H76.7 x D40.1cm (with stand) W113.2 x H72.2 x D10.5cm (without) Weight: 31kg (with stand) 29kg (without stand) V-Audio with SRS TruSurround XT: V-Audio delivers crystal-clear sound with superior bass performance while the SRS TruSurround produces enhanced surrounding effects Connectors: 3 x HDMI, 2 Scart, PC Input, S-Video, Component Video Input, Headphone Jack VIERA Superior Picture Quality: The VIERA system provides richly expressed images with enhanced contrast and deeper natural colours, thanks to the wider x.v.Colour palette Digital Cinema Colour: Superb colour reproduction with 5,1200 steps of gradation Intelligent Frame Creation With 24p Playback: With 50Hz video signal input, the Intelligent Frame Creation achieves high moving picture resolution even in fast-motion scenes. 24p Playback creates high speed playback of images to recreate the full cinematic experience SD Card Slot: View your treasured photos on the big screen by simply removing your camera's memory card and sliding it into the SD card slot VIERA Link: Enables you to control all your AV systems with only one remote Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Oodles of Doodles Activity Book, at Marks & Spencers
Have fun completing this colourful, action-packed sticker book with 60 stickers. Fan-doodle-tastic fun!

Stromboli, at Marks n Spencer
Serves 10 Ready to cook Suitable for freezing Not suitable for nut allergy sufferers 400g As featured on page 37 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Butterfly Photo Frame 10 x 15cm (4 x 6''), at Marks & Spencers
Butterfly design Rectangle shape Aperture 10 x 15cm (6 x 4''), Manufacturer: Marks & Spencer

Petite Long Sleeve Shirt Dress, at Marks & Spensers
Shirt dresses are a hot trend this season, making this long sleeve dress the perfect way to get the look. Open neck collar adds a stylish finishing touch. Specially designed and perfectly proportioned for the petite frame

Disney Fairies Tinkerbell Colour & Activity Pad, at Marks and Spenser
Character based colour and activity book with a sheet of stickers Includes lockable journal and fairies gel pen Ideal for 5+ years Disney, Manufacturer: Marks & Spencer

Fenton Love Seat, at Mark's & Spencer
H90 x W132 x D103cm Seat H51cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish Includes 2 free matching bolsters All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Autograph Satin Stitch Duvet Cover, at Marks and Spencer
500 thread count Woven as sateen Satin stitch 100% Supima cotton - the world's finest cotton Comes in single, double, kingsize and super-kingsize, Manufacturer: Marks & Spencer

Handcrafted Paris Hands Valentine Card, at Marks & Spencer
Cover Text: With all my Love this Valentine's Day x Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 178 x 127mm

5 Real Cool Cotton™ Bathing Belles Shorts, at Marks & Spenser
These assorted low rise shorts are made from RealCool Cotton™, an innovative high performance cotton fabric which keeps you cool, dry and comfortable

3 Pairs of Assorted Bird Design Socks, at Mark's & Spencer
Celebrate the weekend with these fun novelty socks, great as a gift

Sony DSC-HX1 Digital Camera, at M & S
Pixels: 9.1 megapixels Zoom: 20x optical zoom lens, 108x smart zoom, 40x precision digital zoom Screen: 3 inches LCD monitor type: TFT ISO Sensitivity (REI): Auto,100, 200, 400, 800, 1600, 3200 Dimensions: H82.8 x W114.5 x D91.8mm Weight: 453g Video: HD movie clips at an incredible 30 frames per second CCD Type: Exmor™ CMOS Sensor Flash Mode: Auto, Forced Flash, Slow Syncro, No Flash Scene Selection: Twilight, Twilight Portrait, Twilight using a tripod, Backlight, Backlight Portrait, Landscape, Macro, Portrait Recording Media: Memory Stick™ Duo, Memory Stick PRO Duo™. Memory Stick PRO Duo™ High Speed (No Speed Advantage), Memory Stick PRO-HG Duo™ (same speed as PRO Duo), Internal memory (11MB) Recording Format: JPEG, AVC/H.264 Panorama: (7.152 x 1.080) / (4.912 x 1.080) / (4.912 x 1.920) / (3.424 x 1.920 Battery System: Lithium H Supplied Battery: NP-FH50 Stamina (battery life) with the supplied battery(s) in normal shooting condition: 390 shots, 195min (CIPA standard with LCD screen on) Supplied Software: Picture Motion Browser Ver.4.2 (Windows only) + Music Transfer Supplied Accessories: Rechargeable battery pack (NP-FH50), Battery Charger, Multi Connector Cable, Power Cord, CD-ROM, Lens Cap, Lens Cap Strap, Shoulder Strap, HDMI adaptor Includes: Camera, European warranty card, lens cap strap, quick reference guide, lens cap, battery charger, instruction manual, multi connector cable Exmor™ CMOS sensor boosts sensitivity while suppressing image noise for superb low-light pictures 9.1 effective megapixels resolution for very high quality imaging and detail-packed enlargements Premium G Lens by Sony with high-power 20x optical zoom range and 28mm wide angle 1080p HD movie recording captures crisp, detail-packed HD video clips plus stereo sound at 30 frames per second Optical SteadyShot image stabilization for reduced camera shake with handheld shooting, especially in low light or at high zoom settings Enhanced Face Detection with selectable adult/child priority high-speed subject tracking for clearer portraits. Includes Face Motion Detection and Selected Face Memory Enhanced Smile Shutter automatically fires shutter when subject smiles: now easier to use with adjustable smile threshold Intelligent Scene Recognition simplifies shooting by choosing best settings for difficult conditions such as twilight portraits and backlit scenes

Men's Classic Fragrance Collection, at Marks and Spencer
Contains: Woodspice aftershave 30ml Woodspice shower gel 30ml Harvard aftershave 30ml Harvard ahower gel 30ml

Stain Defence™ & Stormwear™ Pleated School Skirt, at Mark & Spencers
This innovative skirt is treated with Stain Defence™ and Stormwear™ finishes which help repel water and everyday stains. The adjustable waist gives a perfectly comfortable fit for longer. Permanent pleats keep it looking smart

Sequin Cushion, at Marks n Spencer
Sequin detail Rectangular shape L30 x W40cm, Manufacturer: Marks & Spencer

Easy Fast Food Cooking Book, at Marks and Spenser
Perfect too cook up after a hard day at work, these fast food recipes are not only simple and quick, but they're fresh, delicious and healthy. There are meals for on-the-move, chill-out sessions, quick fixes, snacks and sweets treats, all for you to enjoy

Fuzzy Teddy Thank You Multipack of 8 Cards, at M&S
Cover text: Thank You Inside message: Blank for your own message Approx. size: 120mm x 120mm

Gavi del Comune di Gavi 2008 - Case of 6, at Mark & Spensers
Style: Dry Grape variety: Cortese Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Gold Plated Diamanté Cross Necklace, at Marks n Spencer
Diamant detail Thin chain Necklace length 41cm, extendable by 8cm

Autograph Sateen - SATEEN STRIPE DC, at Marks & Spencers
Manufacturer: Marks & Spencer

Mark & Spensers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.