M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark's & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spenser insurance products in document format too.

Besides M+S Motor Insurance, M&S Money Credit Cards and other financial products, M&S Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencers purchases are also protected while you take them home.

Also, on both M&S Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Autograph Multi Stripe Long Sleeve Jumper, at Marks and Spencer
Fashionable and contemporary, this multi stripe jumper is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail makes it exceptionally stylish and comfortable

Senior Wool Blend Blazer with Stain Defence™ & Stormwear™, at Marks & Spencer
Smart and innovative, this stylish blazer is made from a hardwearing wool blend. It's treated with our unique Stain Defence™ and Stormwear™ finishes, making it resistant to water and stains

The Floral Collection Magnolia Hand & Nail Cream, at Marks and Spenser
Hand and nail cream Moisturising 100ml Ingredients: Aqua, Glycerin, Paraffinum Liquidum, Cetearyl Alcohol, Petrolatum, Magnolia Liliflora (Magnolia), Polysorbate 60, Glyceryl Stearate, PEG-100 Stearate, Isopropyl Palmitate, Dimethicone, Panthenol, Parfum, Disodium EDTA, Imidazolidinyl Urea, Methylparaben, Acrylates/C10-30 Alkyl Acrylate Crosspolymer, Triethanolamine Propylparaben, Xanthan Gum, Benzophenone-2, Propylene Glycol, Sorbitol, Amyl Cinnamal, Benzyl Salicylate, Butylphenyl Methylpropional, Cinnamyl Alcohol, Citronellol, Eugenol, Geraniol, Isoeugenol, Linalool, Phenoxyethanol, Butylparaben, Ethylparaben, Isobutylparaben, CI 19140, CI 14700

2 Easycare Long Sleeve Stripe Shirts, at Marks and Spencer
Smart and stylish, this easycare shirt makes a practical choice for everyday wear

Mix Bubble Tumbler Glass, at Mark's & Spencer
Bubble design Chunky plain base H10cm 34cl, Manufacturer: Marks & Spencer

Per Una Cotton Rich Washed Bootleg Jeans, at Marks & Spencer
A smart pair of bootleg jeans in stretch cotton. Soft wash effect makes it extra stylish

Easy Iron Poplin Long Sleeve Shirt, at Marks and Spencers
Smart and stylish, this formal shirt features an odour fighting stayfresh finish that makes it easy for you to stay cool, crisp and comfortable throughout the day

Cotton Rich Chunky Knit Stripe Hooded Cardigan, at MarksandSpencer
Casual and modern, this stripe cardigan is made with cool comfortable cotton and features 3/4 sleeves for a fashionable look

Gold Plated Floral Pendant Necklace, at Mark's & Spencer
Adjustable length Clasp fastening Diamont floral pendant Necklace length: 40cm

Autograph Styled Embroidered Padded Bra, at Marks and Spencer
Stunningly stylish this padded bra features floral embroidery. The demi-cup style is ideal for wearing with low necklines and the gentle padding and underwiring give a flattering shape. Beautiful exclusive lingerie

Per Una Spot Print Dressing Gown, at Marks & Spenser
Modern and feminine, this pretty spot print dressing gown is made from soft fabric so you can relax in comfort and style. Part of Per Una's sleepwear collection

Contrast Stitch Suede Trainers, at M&S
Round toe Contrast stitch detail Lace-up Eyelets Contrast flat sole

Rose & Freesia Gift Bag, at Marks n Spencer
A brilliant assortment of orange roses and beautifully scented white lilac and cerise freesias, presented in a contemporary gift bag with ribbon handles Available for delivery from 1st April to 30th September 2009

Petite Short Sleeve Ruffle Neckline Top, at Marks and Spencers
Pretty and feminine, this scoop neck top is made from softly draping stretch viscose for a fluid look. The ruffle neckline adds a fashionable finishing touch. Specially designed and perfectly proportioned for the petite frame

Pure Cotton Stripe Pyjama Bottoms, at Marks and Spencers
Fashionable and modern, these soft pure cotton stripe pyjama bottoms are designed to be mixed and matched. Relax in style and comfort

Tinderbox Chardonnay 2008 - Case of 6, at Mark & Spensers
Style: Dry Grape variety: Chardonnay Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Fuzzy Teddy Chocolate Box Card, at Marks and Spencer
Cover text: Have a yummy scrummy birthday... Inside message: Blank for your own message Approx size: 215 x 150mm

Autograph Mini Eau de Toilette, at Marks and Spenser
Recommended Use: Apply to your face and neck area after shaving 30ml This product is not available for international delivery. Find out more

Stainless Steel Utensil Hanging Rack, at Marks and Spenser
Holds up to 6 utensils Comes with wall fixings L45cm, Manufacturer: Marks & Spencer

Pure Cotton Check Shorts, at Marks & Spencer
Soft and comfortable, these cotton shorts can be worn alone or with a number of our pyjama tops and t-shirts to create your own style

Adored Jacquard Lace DD-G Underwired Bra, at Marks and Spenser
Delicate and pretty, this jacquard lace bra is made from the softest fabric and trims so it's blissfully comfortable to wear. It's underwired and structured to give fuller busts great support and a natural uplifted shape. Feminine everyday lingerie

Tefal 2200W Express Steam Generator Iron, at Marks and Spencer
2200W 120g/min variable steam Anti scale collector Easy cord system Safety lock Vertical steam 2 minute heat up time Ultraglide ceramic soleplate 1.4-litre water tank Water level indicator 5 bar pressure Rinse boiler indicator Weight 5.4 kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cotton Rich Button Tab Straight Leg Trousers, at Marks and Spencers
Simple and stylish, straight leg trousers are a modern classic. This pair sits below the waist and are cut to give a flattering shape that's always in style. Added stretch gives the perfect fit

Younger Boys' Permair™ Rip Tape School Shoes, at Mark & Spensers
Square toe Tramline details Riptape fastening strap Flat sole Scuff resistant Easy clean Permair™ micro porous coating makes the shoes scuff- and water-resistant and easy to clean, while allowing feet to breathe

Long Assorted Bead Necklace, at Marks n Spencer
Clasp fastening Adjustable length Assorted bead design Length: 104cm Extender: 8cm

Cotton Rich Contrast Trim Plain Shorts, at Marks & Spensers
These cotton rich shorts are shapely and modern. They have been designed with added stretch for a snug, comfortable and figure-flattering fit

Samsung SMX-F30SP Memory Card Camcorder, at Marks & Spensers
The 8th generation DSP chip from SAMSUNG: Experience the most naturally beautiful images with the 8th generation DSP chip from SAMSUNG. Advanced Colour Expression, Hyper Digital Image Stabiliser, Super LCD plus, and Face Detection Auto Focus combine to make your digital image dreams a reality. Longer battery life, extended recording time, and higher quality digital imaging are enabled by the SAMSUNG chip 3D noise reduction: The F30 transcend the boundaries of convention by introducing 3D noise reduction that dramatically eliminates noise while maintaining the original edge and pattern of the image Colour as vivid as your memories: Digital Natural Colour Processing creates an expanded palette of colours that are closer to those seen in nature Face detection AF technology: The F30/33/34's advanced Face Detection AF technology targets the faces in the screen. With intelligent face detection auto-focus, faces are always focused-on, even if they are not in the centre of the screen. SAMSUNGs Face Detection AF enables you to capture clearer, higher quality video More recording time, more memories to treasure: Enjoy recording more of the highest quality video footage with the SAMSUNG F30/33/34. Thanks to the high performing H.264 Codec, the F30 record more of your memories than camcorders which use MPEG2 Long battery life: With its long battery life, the Samsung F30 allow you to record, play, and have fun for as long as you like Full angle grip: The F30 multi-positional swivel hand grip offers full flexibility and freedom of movement for the full range of shooting positions. The innovative swivel grip allowing you to seamlessly move the camcorder between regular and low level positions, giving you complete control over how and what you shoot Share your memories, share your life: By selecting the Web and Mobile mode, you can shoot in an H.264 that supports MP3 players and YouTube. The video files recorded by the SAMSUNG F30 can easily be used with a transfer program and played on an H.264-supported MP3 player Optical zoom: 34x (42x Intelli-Zoom) Pixels: 112k Still image resolution: 800 x 600 Screen size: 2.7" widescreen colour LCD Compact and light: Take your camcorder anywhere. Weighing just 270g, SMX-F30SP won't ever slow you down Dimensions: 60 x 60.5 x 125mm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Oudinot Champagnes - Case of 6, at Marks & Spencers
3 Oudinot Brut Champagne NV: A dry and elegant champagne with a crisp mousse and fresh lemon fruit... 3 Oudinot Ros Brut Champagne NV : A lively, luxurious ros Champagne with ripe strawberry fruit, a hint of cream and a crisp, dry aftertaste... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

M&S HP 15 Compatible Ink Cartridge, at Marks and Spencer
Great value black re-manufactured cartridge for printers that use HP 15 cartridges

Classic Ceramic Tall Mirror, at Marks and Spencer
Freestanding Round mirror H38 x W17 x D16cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

There are lots of ways to save money using M&S Money. Not least of these is Mark's & Spencer Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencer Money, you get more, and you pay less.