Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

Classic Collection Pull On Straight Leg Trousers, at Marks & Spencer
Stylish and versatile, these straight leg trousers are smartly finished with a stitched crease and decorative fob. Dress them up or down with smart or casual tops in coordinating colours. Discreet elastication gives a perfect, comfortable fit

Maxim 12 Piece Dinner Set, at Marks and Spencer
12 piece set Includes 4 dinner plates, 4 side plates and 4 cereal bowls Versatile fine dining range Pure white porcelain Suitable for everyday use, Manufacturer: Marks & Spencer

Maternity Bodysensor™ 40 Denier Appearance Tights, at Marks and Spencer
Our maternity tights have been made with special shaped panels, which gently cradle your bump as it gets bigger. Don't worry about sizing either - we've adjusted the tights to take your growth into account, so you can just buy your normal tight size

Per Una Eau De Toilette Limited Edition Spray, at M&S
Clear bottle with Per Una floral print Floral and fruity fragrance 50ml This product is not available for international delivery. Find out more

Torre Scalza Montepulciano d'Abruzzo 2007 - Case of 12, at Marks and Spenser
Style: Medium bodied Grape variety: Montepulciano Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Portfolio Short Sleeve Geo Print Jersey Dress, at M+S
Sophisticated and elegant, this jersey dress features a cross-over neckline. A flattering, stylish look

Limited Collection Pure Cotton 3/4 Sleeve Top, at Marks & Spencers
This 3/4 sleeve top will make a useful addition to your wardrobe. It features a pretty floral print design for a stylish casual look

Earth Spa Skin Softening Shower Drench, at Marks and Spencer
Refreshes Soothes Hydrates 250ml

AA 1001 Great Family Days Out, at Marks & Spensers
Wherever you are, you'll never be far from an enjoyable day out with this colourful guide to the best of Britain's heritage and attractions. The guide features suggestions for great days out and weekends away all year round. There are 1001 places of interest to choose from stately homes, castles and country potteries, to theme parks and zoos. You can find helpful advice from refreshments to disabled access, parking and access for dogs as well as email and web addresses for ease of booking. Each entry is organised by region and then alphabetically by county

Yellow Star Well Done Seed Card, at Marks and Spencer
Cover Text: Well done Inside Message: Blank for your own message Approx Size: 174 mm x 126 mm

Classic Collection Pure Cotton Dual Swirl Neck Top, at Marks and Spencers
Smart and stylish, this short sleeve top is made from cool comfortable cotton and features a dual swirl neckline design

Small Gardens Book, at Marks & Spencers
From initial inspiration to final layout create your own small garden with the help of a gardening design expert. Whether you want a 'room outside' for leisure and entertainment or simply a space to call your own, inspiring photographs and detailed diagrams show what you can achieve whatever space you have, from grassy lawn to balcony, roof terrace, window or passageway

Pure Cotton Ruffle Front Jersey Top, at Marks and Spencer
Smart and stylish, this jersey top is made from cool comfortable cotton and features a ruffled front

Coloured Glass Collection - Ball Candle Holder, at Marks and Spenser
Diam 12 x H13cm Thick base Includes ball-shaped candle Coloured glass design, Manufacturer: Marks & Spencer

Touch Table Lamp, at Marks & Spensers
Fabric shade Touch and glow feature M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

The Top 100 Health Tips by Janet Wright, at Marks & Spencers
Discover the secrets to optimum health and vitality! Fast-track your way through the easily navigated section to optimise your health and well-being through foods

Sleeveless Cable Knitted Cardigan with Cashmere, at Marks & Spencers
A touch of cashmere adds luxurious softness to this practical sleeveless cardigan. A smart modern look

Long Sleeve Ribbed Polo Neck Jumper, at Marks and Spenser
Modern and stylish, this polo neck jumper features a ribbed design. A versatile, easywear style

Portfolio Cotton Rich Pencil Skirt, at Marks & Spencers
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

Dhalia Stripe Mug, at Marks n Spencer
Floral stripe design Slim handle Height 9.5cm, Manufacturer: Marks & Spencer

Pure Cotton Camouflage Hooded Top, at Marks and Spenser
Relaxed and casual, this comfortable hoodie is made from pure cotton and features a stylish camouflaged print. A great value easycare style

Autograph Light Control Lace High Leg Briefs, at Marks & Spenser
Look slimmer in seconds! These light control knickers gently flatten tummies for a sleeker, slimmer silhouette. Beautiful exclusive lingerie

Traidcraft Blue Mobile Baby Boy Card, at Marks & Spencers
Cover text: Blank Inside message: blank for your own message Approx size: 138 x 138mm

Per Una Linen Blend Straight Leg Trousers, at Marks & Spencers
A fashionable pair of straight leg trousers in a cool linen blend featuring zip and button fastening

Tupungato Syrah 2008 - Case of 6, at M+S
Style: Full-bodied Grape variety: Syrah Country of origin: Argentina Closure: Natural Cork Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Hastings Bedside Chest, at Marks&Spencer
H58 x W47 x D43cm Crafted predominantly from solid pine and fibreboard All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Spot Fleece Long Sleeve Dressing Gown, at Mark's & Spencer
Wrap up and relax in this soft dressing gown featuring spots for a pretty look

Pure Linen Roll Sleeve Belted Shirt, at M & S
Feminine and elegant, this sophisticated linen shirt is beautifully designed and cut for a flattering shape and features a waist belt

Classic Square Watch, at Marks and Spencer
Square face Analogue Roman numerals Cushioned strap Buckle fastening

V-Neck Short Sleeve Dress with Chain Belt, at Mark & Spencers
Sophisticated and elegant, this dress features a V-neck with button detail and short gathered sleeves. A flattering, stylish look Comes with belt shown in image

When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at M & S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."