When you're shopping at Marks&Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spenser 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Pure Wool Flat Front Straight Leg Trousers, at Marks & Spencers
Smart and stylish, these flat front trousers are made from fine quality pure wool. A practical, hardwearing and fashionable choice

2 Non-Wired Maternity Bras, at M+S
Soft yet supportive, these bras will keep you in check thanks to their wide and adjustable straps. Just the thing to give you a good shape even when you're feeling tender

Playmobil Police Motorbike Toy, at Mark & Spensers
Suitable for ages 4+ Flash light Includes motorbike, detachable policeman This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Notched Leather Belt, at Marks & Spencer
A patent finish makes this fashionable belt even more special. Add a stylish finishing touch from Per Una

Stainless Steel Food Timer, at M&S
Twist setting timer, Manufacturer: Marks & Spencer

Maritza Swirl Bracelet, at Marks & Spensers
Stretch style Mixed beads

Big & Tall Wool Rich Single Breasted Puptooth Jacket, at Marks & Spencer
Specially proportioned for big and tall men, this wool rich jacket is designed to give a flattering, comfortable fit

Mirror Squares Photo Frame 10 x 15cm (4 x 6"), at Mark's & Spencer
Rectangular frame Mirror square design Aperture: 10 x 15cm (4 x 6"), Manufacturer: Marks & Spencer

3 Older Girls' Autograph Cotton Rich Assorted Shorts, at MarksandSpencer
Cute and trendy, this 3 pack of cotton rich shorts feature assorted floral and spot designs

Per Una Iris Scoop Neck Nightdress, at Marks & Spencer
Modern and feminine, this pretty nightdress is made from soft cotton so you can relax in comfort and style. Part of Per Una's sleepwear collection

Samsung ES55 Digital Camera, at M&S
Pixels: 10.2 megapixels Zoom: 3 x optical zoom Display: 2.5 inch TFT colour LCD Screen ISO Equivalent : The high sensitivity setting of ISO 1600 lets you take clearer pictures, in poor lighting conditions, without camera shake or image blurring Dimensions: W90.4 x H59 x D21.6mm Weight: 116g (without battery and card) Digital Image Stabilization: DIS (Digital Image Stabilization) Storage capacity: Internal memory: approx 9MB, External memory: SD Card (up to 2GB guaranteed) MMC plus(up to 1GB guaranteed) SDHC (up to 8GB guaranteed) Power Source: Samsung SLB-10A Self Portrait: Accurate exposure and focus for self portrait shots M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Per Una Leather Tubular Knot Mule Shoe, at MarksandSpencer
Open toe Slip on Tubular knot foot strap Mid-high wedge heel

Cotton Rich Pick Stitch Slim Bootleg Jeans, at Marks & Spenser
They have a universally flattering shape that's easily dressed up or down

Travel Overnight Bag, at Marks and Spencer
Fashionable and practical, this overnight bag is capacious but not bulky. It features a turn lock feature

2 Pairs of Performance Quick Dry Sports Socks, at Marks and Spencer
Specially contoured left and right socks follow the shape of the toes to give a perfect, comfortable fit. Shock absorbent micro cushioning helps protect high-impact areas and gives stability while extra heel support helps reduce pressure that can lead to injury. Dry fit yarn lets feet breathe

Per Una Pure Cotton Spot Print Pyjamas, at Marks & Spensers
Modern and feminine, these pretty pyjamas are made from soft cotton so you can relax in comfort and style. Part of Per Una's sleepwear collection

Per Una Pure Cotton 3/4 Length Sleeve Check Pyjamas, at Marks and Spencer
Modern and feminine, these pretty check pyjamas are made from soft pure cotton. So you can relax in comfort and style. Part of Per Una's sleepwear collection

Black Hawk Down Blu-ray DVD, at Marks & Spensers
Rating Suitable for 15 years and over,

Winita Shoe Jewellery Holder, at Marks & Spencers
Shoe design Multiple hooks and hoops Padded ring holder H9"

Artificial Teardrop Orchid in Mirror Glass Vase, at Marks and Spencers
Artificial orchid Oval shaped vase Height: 51cm, Manufacturer: Marks & Spencer

Autograph Tassel Necklace Made with CRYSTALLIZED™ - Swarovski Elements, at Marks & Spencer
Clasp fastening Adjustable length Tassel design Made with CRYSTALLIZED™ - Swarovski Elements Necklace length 41cm, extendable by 8cm

Peter Rabbit Soft Toy, at Mark & Spensers
Suitable for ages 0-3 years Plain shirt and carrot feature Approx 28cm This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Collezione Exclusive Flat Front Twill Trousers, at Marks & Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

Cashmilon™ Plain Knitted Gloves, at Marks and Spencer
Always handy, these warm cosy gloves are made from supersoft cashmilon™. Perfect with the matching scarf and hat

Limited Collection Low Heel Slingback Shoes, at MarksandSpencer
Pointed toe Slip on Plain Slingback style Mid heel Heel height: 45mm

Double Breasted Pure New Wool Blazer with Cashmere, at Marks & Spencer
Complete with a classic double breasted cut, this dashing blazer concentrates on tailored detailing and a structured shape, setting the tone for a timeless formal look

Stain Defence™ Buckle Detail Pleated Skirt, at Marks & Spencer
Smart and stylish, this fashionable skirt is treated with Stain Defence™ technology which helps repel everyday stains. The adjustable waist gives a perfectly comfortable fit. It's non-iron and easycare for convenience

Long Sleeve Multi Pocket Hooded Coat, at Marks and Spencers
Fashionable and practical, this long sleeve hooded coat is fully lined and features a rouched design and multi pocket. A comfortable, easycare style

12 Piece Sennen Dinner Set - Blue, at Marks & Spenser
12 piece set - 4 crockery place settings Includes 4 dinner plates, 4 side plates and 4 cereal bowls 4 dinner plates: Diam 28cm 4 side plates: Diam 21cm 4 cereal bowls H8.5 x Diam 14cm Single stripe trim design, Manufacturer: Marks & Spencer

Pure Cotton Plaid Shorts, at Marks & Spencers
Soft and comfortable, these cotton shorts can be worn alone or with a number of our pyjama tops and t-shirts to create your own style

There are lots of ways to save money using M&S Money. Not least of these is Marks & Spencer Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.