There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks & Spenser Standard Car Insurance. With Marks & Spencer Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from M & S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencer Money, you get more, and you pay less.

Besides Marks and Spencers Car Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your MarksandSpencer purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spenser online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks n Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

4 Mock Layer Long Sleeve T-Shirts, at Marks & Spencer
Fun and fashionable, these mock layer long sleeve t-shirts are outstanding value!

Blue Harbour Pure Lambswool V-Neck Slipover, at Marks and Spencer
Soft and comfortable, this sleeveless v-neck slipover is made from pure lambswool

Portfolio Bootleg Dome Button Trousers, at Marks and Spencers
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Autograph Essentials Chevron Print Top, at Marks and Spencer
This sleeveless chevron print top will make a useful addition to your wardrobe. It features pretty gathered front design for a stylish casual look

Panasonic Lumix DMC-TZ6 Digital Camera, at Mark & Spensers
Pixels: 10.1 Megapixels Zoom: 12x optical zoom, 4x digital zoom Screen: 2.7" TFT LCD Display ISO: Auto / 80 / 100 / 200 / 400 / 800 / 1600 High Sensitivity (ISO 1600-6400) Dimensions: W10.3 x H5.9 x D3.2cm Weight: Approx. 229g with battery and SD memory card, Approx. 206g (without) Face Detection: AF/AE to focus on faces in the frame and remove unwanted red-eye Optical Image Stabilizer: MEGA O.I.S. to compensate hand-shake Intelligent ISO Control: To detect subject movement Intelligent Scene Selector: To select the optimal scene mode automatically AF Tracking: To continually track a moving subject and keep it in focus Intelligent Exposure: to correct the brightness level

Ella Headboard, at Marks & Spencer
Single: W90cm Single: Headboard: H105cm Double: W135cm King size 5ft: W150cm Super king size 6ft: W180cm Double, king-size and super king-size: Headboard H132cm Designed to fit most standard divans Mattress and divan sold separately Supplied with all fittings Please note: This bedstead is not suitable for children under the age of 6 years Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

1 Pair of Gel Pad Strips, at Marks & Spencer
Slip these gel pads into your shoes to make your high heels more comfortable. They prevent painful rubbing on the balls of your feet and the non-slip design gives a secure grip

Autograph Anodised Aluminium Frying Pan, at Marks & Spencer
Charcoal-coloured aluminium design Non-stick interior for low-fat cooking and easy cleaning Excellent heat distribution with no hot spots Riveted handle for durability Handwash only Oven safe to 180C/350F/gas mark 4 Suitable for all cooker types except induction Diam: 24cm, Manufacturer: Marks & Spencer

Per Una Long Sleeve Bouncy Frill Cardigan, at Marks and Spencer
A casual long sleeve open cardigan in a soft cotton blend. Bouncy frill trim details give it the Per Una touch

Flat Front Crease Resistant Trousers, at Marks and Spencer
Stay smarter for longer with these innovative crease resistant trousers. They're machine washable and feature coin catcher™ pockets which stop change falling out

Autograph Plain Tie, at M&S
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Sequin Cushion, at MarksandSpencer
Rectangular shape Sequin detail L30 x W40cm, Manufacturer: Marks & Spencer

Château D'Argadens 2007 - Case of 6, at Marks and Spencers
Style: Grape Variety: Sauvignon Blanc 65%, Semillon 35% Country of Origin: France Closure: Bottle: 6 x 75cl Alcohol by Volume: 12.5% Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Italian Collezione Pure Silk Maize Tie, at Mark & Spencers
Combining classic silk quality with a contemporary design, this stunning tie will make a valuable and versatile addition to your formal wardrobe. Made in Italy

3 Cup Cafetiere, at Marks & Spencer
Clear jug Contrast lid and handle Metallic frame 3 cup capacity, Manufacturer: Marks & Spencer

Griffin iTrip Auto FM Transmitter and Charger for iPod, at Marks n Spencer
Designed specifically for use in the car Large, easy-to-read backlit LCD screen affords quick, precise station selection and easy status at a glance Antenna: Built-in Modulation: FM Stereo Control speaker volume from your car stereo controls SmartScan - the easiest-to-use FM transmitter Power: Provided by 12 Volt cigarette lighter / power outlet (no batteries required) Frequency response: 50Hz to 15KHz Compatible with all 30 Pin Dock iPod's Nano 1G 2G 3G, Mini, Photo, Click Wheel, Video, Classic, Touch 1G but this iTrip does not charge iPod Nano 4G and Touch 2G Product Dimensions: 14 x 3.7 x 20.3cm Weight: 908g

Shower & Body Cream Gift Set, at Marks & Spencer
Refresh, smoothen and soften 4 x 50ml e Pomegranate body polish: Aqua, Ethylhexyl Palmitate, Cetearyl Alcohol, Cyclomethicone, Glycerin, Glyceryl Stearate, Polysorbate 60, Phenoxyethanol, Cocos Nucifera, Butyrospermum Parkii, PEG-100 Stearate, Sodium Carbomer, Limonene, Methylparaben, Parfum, Disodium EDTA, Xanthan Gum, Alcohol Denat, Butylparaben, Ethylparaben, Propylparaben, Linalool, Citric Acid, Punica Granatum(Pomegranate Extract), Isobutylparaben, PEG-40 Hydrogenated Castor Oil, Trideceth-9, Sodium Benzoate, Tocopherol, Lactic Acid, Potassium Sorbate, CI 17200, CI 19140 Lemon shower cream: Aqua, Sodium Laureth Sulfate, Cocamidopropyl Betaine, Polysorbate 20, PEG-18 Glyceryl Oleate/Cocoate, Sodium Chloride, Laureth-4, Parfum, Benzophenone-3, Limonene, Citral, Sodium Styrene/Acrylates Copolymer, Disodium EDTA, Linalool, Polyquaternium-39, Benzyl Alcohol, Triethylene Glycol, Citronellol, Geraniol, Benzyl Benzoate, Hexyl Cinnamal, Propylene Glycol, Citric Acid, Alcohol Denat., Citrus Medica Limonum (Lemon Oil), Sodium Lauryl Sulfate, Magnesium Nitrate, Methylparaben Almond hand and body cream: Aqua, C12-15 Alkyl Benzoate, Cetearyl Alcohol, Cyclomethicone, Glycerin, Glyceryl Stearate, Polysorbate 60, Prunus Dulcis (Almond Oil), Phenoxyethanol, PEG-100 Stearate, Sodium Carbomer, Parfum, Methylparaben, Disodium EDTA, Xanthan Gum, Hexyl Cinnamal, Butylparaben, Ethylparaben, Benzyl Benzoate, Linalool, Butylphenyl Methylpropional, Alcohol Denat., Limonene, Propylparaben, Isobutylparaben, Caramel, CI 15985, CI 19140 Shea shower cream: Aqua, Sodium Laureth Sulfate, Cocamidopropyl Betaine, Polysorbate 20, PEG-18 Glyceryl Oleate/Cocoate, Sodium Chloride, Laureth-4, Parfum, Sodium Styrene/Acrylates Copolymer, Benzophenone-3, Disodium EDTA, Sodium Sheabutteramphoacetate, Polyquaternium-39, Triethylene Glycol, Benzyl Alcohol, Propylene Glycol, Amyl Cinnamal, Butylphenyl Methylpropional, Hexyl Cinnamal, Benzyl Salicylate, Glycerin Citric Acid, Alcohol Denat., Caramel, Sodium Lauryl Sulfate, Magnesium Nitrate, Methylparaben, Methylchloroisothiazolinone, Magnesium Chloride, Methylisothiazolinone, Propylparaben, CI 15985

Per Una Embroidered Long Sleeve Kaftan, at Mark's & Spencer
A casual v-neck kaftan in pure soft cotton featuring an embroidered spot and floral design

Perfect Bubble Base Cylinder Vase, at Mark's & Spencer
This hand made cylinder bubble base vase is perfect! It's an elegant way to draw focus to any empty space in your home. Our Perfect products are the ultimate must haves

Bubbles Bud Vase, at Marks and Spencer
This hand made bubble bud vase is an ideal way to add a bit of colour and elegance to any bare space in your home

Big & Tall Single Breasted 2 Button Jacket, at Marks and Spenser
Specially proportioned for big and tall men, this single breasted jacket is designed to give a flattering, comfortable fit

T340778A, at Marks & Spencers
Manufacturer: Marks & Spencer

Xenon Collection Large Rollercase, at M&S
Free 5 year guarantee Practical and stylish, this rollercase has a built-in protective moulded rear panel and expands to give you extra 20 percent capacity, while comfort grip handles ensure easy transport

Perfect Silver-Plated Photoframe 10 x 15cm (4 x 6''), at Marks and Spencers
Rectangular shape Double mount Removeable mount card Aperture: 10 x 15cm (4 x 6''), Manufacturer: Marks & Spencer

Per Una Assorted Button Longline Cardigan, at Marks & Spensers
A fashionable long sleeve cardigan in a soft cotton blend featuring front pockets and assorted button detail

Girls' Limited Bold Stripe Tie Cardigan, at Marks & Spenser
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Handcrafted Valentine's Kisses Bulldog Valentine Card, at Marks and Spencer
Cover Text: Valentine kisses Inside message: Just for you xxx This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

Pop Up 2 Person Camping Tent, at Mark's & Spencer
2 person tent No assembly, simply twist to pop open the tent Packs flat into a carry case for easy storage and carrying Taped seams Fire retardant Carry case Sewn in ground sheet 1 entrance Approx: L225 x D105 x H100cm, Manufacturer: Marks & Spencer

2 Pure Cotton Joggers, at Marks and Spenser
Comfortable enough for crawling or napping in, these soft cotton joggers are a practical and fashionable choice

Footglove™ Leather Sporty Ankle Boots, at Marks & Spencers
Square toe Stitch detail Block heel Ankle high Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

When you're shopping at Marks & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Property Insurance and Car Insurance, there's a lot more going on at Marks & Spensers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."