M&S Finance offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.

M&S may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencer, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Pure Cotton Hooded Sweat Top, at Marks & Spencers
Casual and comfortable, this hooded top is made from pure cotton. A fashionable easycare style, ideal for PE

Clear Crook Umbrella, at Marks & Spencer
This stylish umbrella features a wide canopy for extra protection from the elements, keeping you drier

The Floral Collection Magnolia Soap, at Marks and Spenser
3 x 75g Magnolia scented Added moisturisers

Per Una Bow Textured Shift Dress, at Marks and Spencer
A fashionable knee length dress in soft fabric featuring a bow detail

Baking Day, at Marks & Spenser
Rejuvenate the art of baking with this useful book, create delicious home baked food for your family to enjoy

Pure Cotton Stripe Apron, at Marks & Spencer
Tie bow fastening at back Front pocket Stripe design, Manufacturer: Marks & Spencer

125 Years Autograph Pure Cotton Floral Frill Top, at Marks & Spencer
Part of the Commemorative Collection, celebrating 125 years of M&S. Fabulous vintage style inspired by our archives

Cape Flora Bouquet, at Marks & Spencer
Internet Exclusive This bouquet is arranged from wild foliage and seasonal flowers sustainably harvested from Flower Valley in the Agulhas region of South Africa. The Cape floral kingdom is the smallest plant kingdom in the world but contains the highest known concentration of plant species - more than 9,000 plant species make up the region, 6,000 of which are found nowhere else on Earth Available for delivery from 8th May to 30th September 2009

Perfect Knee Length Panelled Pencil Skirt, at M & S
Sophisticated and stylish, this pencil skirt in easy-to-wear jersey makes dressing for work an absolute breeze this autumn

Parisian Chic Calendar, at Marks & Spenser
Approx. size: 225 x 390mm

Small Valentine Gift Bag, at Marks and Spencer
Contains: 1 gift bag with tag Approx size: H160 x W160 x D90mm

Ceriso Spot Print Frill Trim Bikini Knickers, at Marks and Spencer
Fab and funky, these modern bikinis featurespot print and a bow detail and lace trim. The low rise style gives a flattering, shapely fit, perfect for wearing with hipsters. Designed for women who want the latest look

Roberts RD-45 FM RDS/DAB Portable Digital Radio in Silver, at Marks and Spencers
FM/DAB wavebands 9 station presets including favourite station button Easy to read 16 x 2 character LCD display Menu display/selection of all major functions Amber display backlight Line output, headphone and DC input socket Battery or mains operation via AC adaptor included Batteries 6 x LR14 (not included) W231 x H141 x D75mm, weight 780g M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Autograph Pure Linen Abstract Animal Print Scarf, at Marks and Spencers
Luxurious, fashionable and elegant, this pure linen scarf features an abstract animal print and tasselled ends

Silk Rich Spot Bow Tie & Cummerbund, at Marks and Spencers
Stylish and sophisticated, this luxurious silk rich set adds an elegant finishing touch

3 Pairs of Easy Grip Socks, at Marks and Spencers
Soft and comfortable, these cotton blend socks are naturally breathable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

Brothers & Sisters Duo - Case of 6, at Marks & Spensers
3 Fox Gordon Brothers & Sisters Viognier 2008: A superb example of Viognier that offers the perfect marriage of scented, lush fruit with elegant minerality and restraint... 3 Fox Gordon Brothers & Sisters Shiraz 2005: This is a full-flavoured, hedonistic style of wine made in Australia's Barossa Valley, home of super-ripe Shiraz... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Trivia Mix Up Card Game, at Marks & Spensers
Number of players: 2+ Suitable for ages 14+ Pack contains: 180 game cards, instruction card Approx. card size: 83 x 116mm This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Harbour Cotton Rich Stripe Swim Shorts, at Marks & Spenser
A great value pair of shorts offering a secure fit, while multiple pockets should come in handy for that relaxing walk on the beach

Small Dylan the Dog, at Marks and Spencers
Suitable from 12 months This product conforms to EN71 and the Toy Safety Directive Height 17cm, Manufacturer: Marks & Spencer

Limited Collection Plunge Plain Padded T-Shirt Bra, at Marks & Spencer
Fun and fabulous, this t-shirt bra is part of our Limited Collection lingerie. It's perfectly smooth so you won't get any visible lumps and bumps under your clothes. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Ceriso Lace Trim Animal Print Brazilian Knickers, at Mark's & Spencer
Flirty and fashionable, these modern brazilians feature an animal print and lace trim. The low rise style gives a flattering, shapely fit, perfect for wearing with hipsters. Designed for women who want the latest look

Per Una Short Sleeve Belted Cardigan with Wool, at Marks and Spencers
A fashionable short sleeve knitted cardigan featuring a waist tie belt

Edmonton Footstool, at Marks & Spenser
H41 x W56 x D56cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Pure Cotton Panel V-Neck Shirt & Shorts, at Mark's & Spencer
Contemporary and fashionable, these pure cotton pyjamas make the perfect choice for relaxing in style and comfort

Vinha da Urze Touriga Nacional Rosé 2008 - Case of 12, at Marks & Spensers
Style: Dry Grape variety: Touriga Nacional Country of origin: Portugal Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Essentials V-Neck Cardigan, at M & S
Sophisticated and modern, this v-neck cardigan has been designed for a luxurious feel and a flattering, fashionable look

Cecily's Garden Yellow Roses Engagement Card, at Marks & Spencer
Cover text: With love on your Engagement Inside message: Blank for your own message Approx size: 150 x 215mm

Stain Defence™ & Stormwear™ Straight Leg Trousers with Belt, at M & S
Comfortable and hardwearing, these stylish wool blend trousers are treated with Stain Defence™ and Stormwear™. These high performance finishes help resist stains and water. Zipped pockets keep lunch money safe and an adjustable waist gives a perfectly comfortable fit for longer

Daughter Sequin Shoes Birthday Card, at Marks and Spencer
Cover text: Birthday Wishes to a Wonderful Daughter Inside message: With lots of love on your birthday Approx size: 175 x 125mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.