M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spensers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tescos:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencers, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Car Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Ontario Small Camoflage Holdall, at Marks and Spencers
There'll be no things that go bump in the night with this easy to transport holdall. Supported by sturdy wheels and a stand-alone feature, it's the ideal option for short trips or flying abroad

Sleeveless Linear Dress, at Marks&Spencer
Chic and stylish, this sleeveless linear dress makes a great choice for work or smart occasions. It's machine washable for added convenience

Limited Collection Cotton Rich Button Shorts, at Mark & Spencers
Fabulous and modern, these shorts are part of our Limited Collection lingerie. They're made from soft stretch cotton designed to fit and flatter. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Casa Leona Merlot 2008 - Case of 12, at Marks&Spencer
Style: Medium bodied Grape variety: Merlot Country of origin: Chile Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Celebrating 50 Years Together Happy Golden Anniversary Card, at Marks and Spencer
Inside Message: Blank for your own message Approx size: 220 x 220mm

Limited Collection Cotton Rich Spot Print Vest & Shorts Set, at Marks & Spencers
Fabulous and modern, this vest and shorts set is part of our Limited Collection lingerie. Theyre made from soft stretch cotton and designed to fit and flatter. Casual, contemporary fashion

Autograph Exclusive Beaded Hipster Bikini Bottoms, at Marks & Spensers
Luxurious and exclusive, these glamorous bikini bottoms are beautifully designed in a flattering, fashionable silhouette for the ultimate in style. They're made from soft, comfortable fabric and finished with careful attention to detail

Signature Grapefruit & Ginger Pot Pourri Box, at Marks & Spencers
Grapefruit and ginger fragrance Presented in a box, Manufacturer: Marks & Spencer

Pure Cotton Short Sleeve Floral Print Shirt, at Marks and Spenser
Pretty and feminine, this short sleeve shirt is made from pure soft cotton. The floral print adds a fashionable finishing touch

Cube Stool, at MarksandSpencer
H40 x W47 x D47cm (all dimensions are approximate) Top cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Cushion covers are not removeable Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Stormwear™ Multi Pocket Hooded Coat, at Marks & Spencer
Fashionable and practical, this cosy jacket is warmly padded and lined with fleece. It's treated with our unique Stormwear™ technology which repels water and stains. Storm cuffs help keep arms warm and hold on gloves

Per Una Roma Cotton Rich Jeans with Woven Belt, at Marks and Spencer
A smart pair of straight leg jeans in stretch cotton, featuring a woven belt

M&S 2GB USB Memory Stick, at Marks and Spencer
Free 1 year guarantee This 2GB memory stick a hi-speed USB drive with a simple plug-and-play design that allows you to quickly and easily transfer and store data and multimedia files. This memory stick is the ideal solution for easily storing and protecting all your valuable files, photos, video, and more

Pure Silk Assorted Stripe Tie, at MarksandSpencer
Add a luxurious finishing touch with this smart assorted stripe tie in pure silk

Chapel Down English Sparkling Rosé Brut - Case of 6, at Marks and Spenser
Style: Dry Grape variety: Pinot Noir, Reichensteiner and Muller-Thurgau Country of origin: England Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Collezione Pure Cotton Twill Stripe Shirt, at Marks and Spenser
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

Cotton Rich Pin Spot Print Bikini Knickers, at M&S
Pretty and feminine, these cute pin spot print bikini briefs sit low on the waist - perfect for wearing under hipsters. They're cut away at the front and sides and cover the bottom for a comfortable and flattering fit

Per Una Short Sleeve Jersey Top, at Marks & Spencers
An elegant scoop neck top in textured fabric featuring satin trim front and sleeve

Footglove™ Cutout Pumps, at Marks & Spencer
Round toe Cut out design Slip on Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Pure Linen Pintuck Design Floral Top, at Marks and Spencer
Bring some casual elegance to your wardrobe, with this short sleeve floral print top, that features a button placket and pintuck design, giving it an extra stylish twist

Petite Straight Leg Jeans, at M+S
A wardrobe essential at a great price, these straight leg jeans are outstanding value. Stock up on style!

Older Girls' Polka Dot Sunglasses, at Marks & Spencer
Fashionable and fab, these polka dot sunglasses give 100% UV protection for safer style in the sun

Griffin iTrip Auto FM Transmitter and Charger for iPod, at Marks and Spencers
Designed specifically for use in the car Large, easy-to-read backlit LCD screen affords quick, precise station selection and easy status at a glance Antenna: Built-in Modulation: FM Stereo Control speaker volume from your car stereo controls SmartScan - the easiest-to-use FM transmitter Power: Provided by 12 Volt cigarette lighter / power outlet (no batteries required) Frequency response: 50Hz to 15KHz Compatible with all 30 Pin Dock iPod's Nano 1G 2G 3G, Mini, Photo, Click Wheel, Video, Classic, Touch 1G but this iTrip does not charge iPod Nano 4G and Touch 2G Product Dimensions: 14 x 3.7 x 20.3cm Weight: 908g

3 Piece Cotton Rich Animal Print Outfit, at Marks & Spencer
Fun and practical, this cute 3-piece outfit features animal print lining. It's made from soft cotton rich fabric to keep him comfy

Corbières 2007 - Case of 12, at Mark & Spencers
Style: Full bodied Grape variety: Mixed Red Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Classic Collection Short Sleeve Check Blouse, at Marks and Spencer
Feminine and pretty, this check print blouse will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Short Sleeve Keyhole Top, at Marks and Spencers
A chic and stylish essential, this scoop neck top features a colourful keyhole design. It works for day and evening, dressed up or down

Pure Cotton Scoop Neck Longline Tunic, at Marks and Spencer
This fab scoop neck tunic is a style essential this season. A great match for slim cut trousers or jeans

Albany Cup & Saucer, at Marks & Spencer
2 part set Matching cup and saucer Plain design Saucer diameter: 16.5cm Cup height: 5cm, Manufacturer: Marks & Spencer

Stainless Steel Turkey Baster, at Marks & Spenser
Collar and bulb design Includes brush, Manufacturer: Marks & Spencer

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the M+S online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.