Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks & Spenser Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Financial Services, you get more, and you pay less.

Besides Marks & Spencer Motor Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark's & Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Thin Strap Bead Stripe Swimsuit, at Marks & Spenser
Modern and colourful, this stylish swimsuit features a striking stripe print. Make a splash!

Wedding Symbols Wedding Invitations - Pack of Ten, at Marks and Spencer
Cover text: Wedding invitation Inside message: Request the pleasure of the company of...at the marriage of...at...on...and afterwards at...R. S. V. P 10 cards, 1 design Approx size: 120 x 120 mm

Per Una 3/4 Sleeve Dolly Cardigan, at Mark's & Spencer
A beautiful knitted cardigan featuring a single popper fastening with satin covered button

Per Una Pure Linen Belted Panel Skirt, at Marks and Spencers
A fashionable knee length skirt in pure cool linen featuring panel design

Signature Pot Pourri Box, at Marks and Spencer
Beautifully presented in a box, this sweet scented potpourri selection will instantly freshen any room in your home

Pure Cotton Long Sleeve Monster Top, at Marks n Spencer
Fun and fashionable this long sleeve top in soft cotton is outstanding value!

Wedding Gift Card, at Marks and Spencers
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

TomTom One IQ Routes™ Edition Regional Satellite Navigation System, at M&S
Maps: Full door to door maps of the UK & Ireland Display: 3.5'' touch screen Safety Camera Database: Comes with fixed safety camera alerts pre-installed, to help you to drive more safely and responsibly Easyport™ Mount: EasyPort™ mount folds neatly onto the back of your device, making the whole navigation package fit into your pocket, bag or glove compartment Latest Map Guarantee: The latest map guarantee keeps you right up to date. If a new version of any map on this device is released within 30 days of your purchase, you can download a new one via TomTom HOME for free TomTom Mapshare™ Technology: Make corrections to your own map and benefit from thousands of corrections made by TomTom users every day - free of charge Updates from TomTom HOME: Get new software and download new maps via TomTom Home site, includes free and subscription services Sound: Loud and clear voice instructions Points of Interest: Pre-installed map has Points of Interest from petrol stations to hotels. Can be updated via TomTom HOME Traffic-Ready: Compatible with TMC Traffic Receivers, so your route can be altered to avoid the traffic ahead Plug & Go: Just plug in and tap the touch screen to begin using the intuitive user friendly interface Advanced lane guidance: Gives you extra clarity when navigating difficult junctions IQ Routes™ technology: Get a faster route to your destination, up to 35% of the time QuickGPSfix™: Get a faster route to your destination, up to 35% of the time Speeding alert: Alerts you that youre speeding, even if you''re not in navigation mode Help Me! menu: You can find help with local emergency service information at your fingertips. From hospitals to roadside assistance, this information will be useful in any area Accessories: Comes with USB car charger and USB cable Dimensions: 92 mm x 78 mm x 25 mm Weight: 140 grams TomTom Ticket 2 Drive savings when you purchase this product before 30th September 2009

Leather Centre Seam Tramline Shoes, at Marks and Spencers
Square toe Centre seam Tramline design Stitch detail Small block heel Slip on

Pure Cashmere Floral Embroidered Cardigan, at Mark's & Spencer
Knitted in pure cashmere, this pretty embroidered cardigan will keep her warm and comfy. It looks cuddly too!

Clear Lake Cabernet Sauvignon 2007 - Case of 12, at Mark & Spensers
Style: Medium bodied Grape variety: Cabernet Sauvignon Country of origin: USA Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

The High Waist Military Style Trousers, at Marks & Spencer
Military styling is a hot look for the new season so get in line with these fashionable high waist trousers. The button stud detailing makes them definite must haves

Cap Sleeve Floral Embroidered Jersey Top, at Marks & Spencers
This fab cap sleeve top features a stunning floral embroidery. A sophisticated new look, perfect for this season

Micro Check Trousers with Wool, at Marks & Spencer
Smart and stylish, these trousers are made from a hardwearing wool blend with stretch. An ideal choice for work or everyday wear

Classic Collection Funnel Neck Fur Trim Fleece Jacket, at MarksandSpencer
Perfect for relaxing at home as well as keeping warm outside, this cosy fleece features jacket-style detailing for a smart, fashionable look. So versatile and comfortable, you'll want to wear it all the time

Sony 40'' KDL-40E5500 Full HD Ready Picture Frame LCD TV, at Marks & Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: LCD Sony Bravia Engine 3 with a 40 inch viewable screen and a display resolution of 1920 x 1080 pixels Integrated Digital & Cable Tuner: Provides access to all Freeview™ channels and radio stations (subject to coverage) and is cable TV ready (with supported providers only) Dolby Virtual Surround and BBE Digital: Experience the effect of digital surround sound from only two front speakers with our advanced S-Force Front Surround technology Dimensions: With table stand W101.6 x H68.0/66.3 x D30.3cm, Without table stand W101.6 x H64.3 x D9.8cm Weight: Weight including stand 20.5kg, Weight without stand 17.5kg Connectors: Digital Audio Output (optical) x 1, HDMI™ Inputs x 4, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In x 1, 4 Pin (Y/C) In (S Video), USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA AV Input x 2, Analogue Audio inputs x 2, RF In, Scart Inputs (RGB) x 2, DLNA Ethernet (Video/Music/Photo), AppliCast™ BRAVIA Engine 3: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 3 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen AppliCast™: View information from the internet on screen while watching TV with AppliCast™. Pre-installed services include a series of handy widgets such as an Analogue Clock and a Calendar Picture Frame Mode: Not watching TV? Turn it into a digital photo frame to display your own pictures or the 6 pre-installed images BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Photo Beer Brother-in-Law Birthday Card, at Marks and Spencer
Cover text: Birthday cheers! Brother-in-Law (Label on bottle: Cheers to you a full bodied mature bloke) Inside Message: With lots of love Happy birthday Approx size: 175 x 126mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Real Rose Petal Confetti, at Marks and Spenser
Contains: 1 pack rose petal confetti Bow tie bag 3g

Centre Crease Bootleg Trousers, at Marks and Spencer
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Autograph Essentials Embroidered Padded Balcony Bra, at Marks & Spensers
Elegant and feminine this padded balcony bra features a delicate embroidered design finished with a pretty lace trim. Gentle padding and underwiring give a flattering uplifted shape. Beautiful exclusive lingerie

Coupe Cereal Bowl, at Marks&Spencer
Suitable for everyday use Versatile fine dining range Makes an ideal gift Pure white porcelain Diam 18cm, Manufacturer: Marks & Spencer

Luxury Cotton Rich Stripe Shirt with Silk, at MarksandSpencer
The superior quality, cut and detailing on this luxurious cotton rich and silk shirt are inspired by Jermyn Street tailors. A sophisticated style with a great fit

Running Book, at Marks & Spenser
Running is one of the most popular forms of exercise that you can choose. Aimed at those who are new to running, this book advises you on what you need to get started and how to continue in order to improve.

Autograph Wool Rich Funnel Neck Double Breasted Coat, at Marks and Spencer
Contemporary styling and superior finishing makes this Autograph double breasted coat a fashionable choice for this season

TomTom XL IQ Routes™ Edition Europe Satellite Navigation System, at MarksandSpencer
Maps: Full door to door maps of the Western and Central Europe (42 countries) Display: XL 4.3" widescreen Safety Camera Database: Comes with fixed safety camera alerts pre-installed, to help you to drive more safely and responsibly Easyport™ Mount: EasyPort™ mount folds neatly onto the back of your device, making the whole navigation package fit into your pocket, bag or glove compartment Latest Map Guarantee: The latest map guarantee keeps you right up to date. If a new version of any map on this device is released within 30 days of your purchase, you can download a new one via TomTom HOME for free TomTom Mapshare™ Technology: Make corrections to your own map and benefit from thousands of corrections made by TomTom users every day - free of charge Updates from TomTom HOME: Get new software and download new maps via TomTom Home site, includes free and subscription services Sound: Loud and clear voice instructions Points of Interest: Pre-installed map has Points of Interest from petrol stations to hotels. Can be updated via TomTom HOME Traffic-Ready: Compatible with TMC Traffic Receivers, so your route can be altered to avoid the traffic ahead Plug & Go: Just plug in and tap the touch screen to begin using the intuitive user friendly interface Advanced lane guidance: Gives you extra clarity when navigating difficult junctions IQ Routes™ technology: Get a faster route to your destination, up to 35% of the time QuickGPSfix™: Get a faster route to your destination, up to 35% of the time Speeding alert: Alerts you that youre speeding, even if you''re not in navigation mode Help Me! menu: You can find help with local emergency service information at your fingertips. From hospitals to roadside assistance, this information will be useful in any area Accessories: Comes with USB car charger and USB cable TomTom Ticket 2 Drive savings when you purchase this product before 30th September 2009. Click here for more information

Cosmetic Pencil Sharpener, at Marks n Spencer
Cylindrical shape Compact design

Playmobil Road Sweeper Toy, at Marks & Spenser
Suitable for ages 4+ Includes functional brushes The catch tank can be opened This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Diamanté Square Photo Frame 25 x 20cm (8 x 10"), at Marks n Spencer
Aperature 20 x 25cm (8 x 10 in) H8 x W10, Manufacturer: Marks & Spencer

Centre Stripe Belt, at Marks & Spenser
This centre stripe design belt is ideal for wearing with casual styles

Gold Plated Diamanté Tiny Floral Stud Earrings, at Marks & Spencer
Butterfly stud fastening Diamant detail Floral design For hygiene reasons, refunds will only be given in accordance with your legal rights

When you're shopping at Mark's & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."