M&S Money Direct offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.

When you're shopping at Marks & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but Marks&Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M & S insurance products in document format too.

Detroit Extending Dining Table & 6 Alton Scroll Back Chairs Set, at Mark's & Spencer
7 piece set Table: H75 x W90 x L160cm (extends to L205cm) Chair: H99 x W46 x D56cm Table seats 6-8 Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Table top panel made from oak veneer with a solid oak edging for strength Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cotton Rich Bootleg Boyfriend Jeans, at M+S
Flattering and fabulous, bootcuts make legs look longer and are kind to curves. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

2 Pairs of Cotton Blend Knee High Socks, at Marks and Spenser
These cotton blend knee high socks make a comfy and warm way to add a touch of style to this season's outfits. Added stretch and a reinforced toe gives durability and comfort

Under the Weather Ducks Get Well Card, at Marks and Spencers
Cover text: Sorry you're under the weather... Inside message: ...get well soon Approx size: 150mm x 150mm

Easy Pasta, at Marks and Spencer
Passionate about pasta? Enjoy a great collection of quick and easy-to-make recipes that can be ready in minutes

Formula Skincare For Men 24 Hour Moisturiser, at Marks and Spenser
50ml

Single Sprung-Edge 2 Drawer Divan & Autograph M500 Mattress - Medium, at Marks and Spencers
No turn mattress Mattress and divan are anti-allergy Mattress: spring count 1225, depth 27.5cm Divan height: 41.5cm Single 3ft: W90 x L190cm 2 large right- or left-hand drawers Divan drawer size: H15 x W78.4 x D53cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Lightweight Scattered Squares Scarf, at Marks and Spencer
This sophisticated scattered square scarf is the perfect accessory to this season's fashions

Cool Soft Cotton Pillow Protector, at Marks & Spencer
Quilted design Naturally breathable, Manufacturer: Marks & Spencer

The Best of British Food Bible, at Mark's & Spencer
If you cherish and celebrate real food, this book will give you the inspiration and the know-how to cook the Best of British food that tastes as good as it did in your childhood!

Humax PVR-9300T Personal Video Recorder with 320GB HDD & Twin Tuner, at Marks & Spencers
Digital terrestrial set-top box Simultaneous viewing of one channel and recording another channel Access to Freeview+ channels Simultaneous playback of previous recording and recording of 2 channels Up to 200 hours of recording on an integrated 320GB HDD MPEG-2 Digital & Fully DVB-T Compliant Picture In Picture (PIP) for viewing 2 programs on 1 screen Pause & Play live TV (Time Shift Recording) One touch record scheduling in EPG Common Interface for Pay TV Software Upgrade via OTA & serial connection (RS-232C) Dimensions: W36 x H5 x D24.5cm Weight: 2.9Kg

Per Una Modal Blend Batik Abstract Print Top, at Marks and Spencer
A fabulous abstract print top in a soft, comfortable modal blend featuring a 3/4 length sleeve

Easycare Short Sleeve Stripe Shirt, at M+S
Smart and stylish, this easycare shirt makes a practical choice for everyday wear

Autograph White Hungarian Goose Down Duvet - 10.5 Tog, at Mark's & Spencer
10.5 tog Ideal for Spring and Autumn use, or all round use in homes with central heating Highest quality class 1 Hungarian goose down Large down clusters within a multi-pocket construction - provides warmth without weight Each pocket is individually filled ensuring even down distribution 100% cotton outer cover - 300 thread count downproof cover Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

Sprung Edge Non-Storage Divan and F100 Mattress, at Marks and Spencer
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190cm King Size Mattress (5ft): W150 x L200cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Mattress depth: 24cm Divan Height: 41cm Mattress spring count: 288 Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item, Manufacturer: Marks & Spencer

M&S Luxury Stripe Panama Hat, at Mark & Spensers
A luxury straw panama hat, it is the perfect addition to any man's summer wardrobe, perfect for any occasion this beautifully woven summer hat has the classic diamond crown with pinch front and is accented by a contrast stripe band trim

Click Blu-ray DVD, at Marks and Spenser
Rating Suitable for 12 years and over,

5 Pairs of Cotton Rich Assorted Socks, at M+S
Cute and comfy, these soft cotton rich socks feature assorted designs

Matt Shine Metal Photo Frame 13 x 18cm (5 x 7''), at MarksandSpencer
Matt shine effect Rectangular frame Aperture: 13 x 18cm (5 x 7''), Manufacturer: Marks & Spencer

Autograph Skinny Gingham Tie, at Marks and Spencer
Cut narrower for a contemporary look, this skinny tie adds a smart finishing touch. Ideal for sixth form wear

Big & Tall Pure Cotton Spot Pyjamas, at M & S
Soft and breathable, pure cotton pyjamas are the natural choice for a comfortable night's sleep

Gingerbread Man Pastry Cutter, at Marks & Spenser
Gingerbread man design, Manufacturer: Marks & Spencer

Butterfly Photo Frame 13 x 18 cm (5 x 7''), at Marks and Spencer
Rectangle shape Butterfly feature Aperture: 13 x 18cm (5 x 7''), Manufacturer: Marks & Spencer

8mm Ball Stud Earrings, at Mark & Spencers
Ball design Butterfly fastening For hygiene reasons, refunds will only be given in accordance with your legal rights

Mirror Blocks Photo Frame 13 x 18cm (5 x 7"), at Marks & Spenser
Rectangular frame Mirror blocks design Aperture: 13 x 18cm (5 x 7"), Manufacturer: Marks & Spencer

Yellow Flower Seed Birthday Card, at M&S
Cover Text: If friends were flowers... then I'd pick you Inside message: Blank for your own message Approx size: 174 x 126mm

Portfolio V-Neck Ditsy Floral Print Dress, at Marks and Spencer
Feminine and pretty, this v-neck dress features a ditsy floral print. A fabulous fashionable look

Perfect V-Neck Stripe Pyjamas, at Marks & Spencer
In soft pure cotton, our short pjs will keep you cool and comfy, whether you're sleeping or wearing them around the house. You'll love the colour and the price, too

Jacquard Front Floral Full Briefs, at M+S
Stylish and flattering, these full briefs give complete coverage at the front and back and are extremely comfortable to wear

Tribeca Large 2 Seater Sofa AU09 Newness, at Marks & Spenser
Manufacturer: Marks & Spencer

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.