When you're shopping at Marks & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Marks and Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

There are lots of ways to save money using M&S Money. Not least of these is Marks & Spencers Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Mark's & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.

Dyson Ball™ DC24 Upright Vacuum Cleaner, at Marks & Spencers
Suction power: 100 airwatts (constant). The power of a vacuum cleaner is best measured in airwatts (suction power). Motor wattage simply tells you how much electricity a cleaner uses Root Cyclone™ technology: Dyson vacuum cleaners separate dirt from the air by centrifugal force. It spins the air incredibly fast and the dust and dirt is flung out into the clear bin™. Suction is maintained as there is no bag to become clogged Ball™ technology means no awkward wheels: Dyson upright cleaners ride on a ball so you can steer with ease - no more push/pull around corners and obstacles. Inside the ball is the motor, giving the machine a lower centre of gravity and improving manoeuvrability even further Ultra-lightweight and compact: Dyson's lightest upright machine. The handle compresses so you can store it in small spaces Hygienic and quick to empty: Dyson design minimises risk of contact with dirt Motorised brush bar: Powerful bristles remove dirt and pet hair from carpets Expels only clean air: Air expelled from a Dyson has 150 times less mould and bacteria than the air you breathe. Dyson technology captures particles as small as pollen, bacteria and mould spores Clear bin™: Tough polycarbonate bin lets you see when it needs emptying Bin capacity: 0.85 litres Fingertip brush control: Brush bar turns off to protect delicate rugs and hard floors Reversible wand: The wand reverses to reach awkward areas more easily and with a better grip Washable HEPA filter: Ideal for allergy sufferers All floors: This Dyson model is suitable for all floors Combination accessory tool: Nozzle converts to a brush tool for dusting Cord length: 6.1 metres Maximum reach: 8.7 metres Dimensions: H746 x D349 x W280 mm Weight: 5.4kg Included in the box: Combination tool, operations manual and quick start guide M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Oval Nugget Drop Earrings, at Marks and Spencer
Hook fastening Drop style earrings For hygiene reasons, refunds will only be given in accordance with your legal rights

Per Una Assorted Charms Stretch Bracelet, at Marks & Spencer
Stretch bracelet Mixed bead design Assorted charms

Autograph Milan Soap Dish, at Marks and Spenser
Dipped centre Wall mounted Approx size: W10.6 x L7 x D1.3cm, Manufacturer: Marks & Spencer

Classic Collection Short Sleeve Nightdress, at Marks & Spencer
Fresh and feminine, this nightdress is made from a soft cotton blend so it feels comfortable to sleep in. The bow detail adds a pretty touch

75cm Shoelaces, at Marks n Spencer
Hardwearing shoelaces, 75cm length for up to 5 eyelets

Per Una Heart Charm Drop Earrings, at Marks and Spencer
Stud fastening Floral and heart design Diamant detail For hygiene reasons, refunds will only be given in accordance with your legal rights

All Whites - Case of 12, at MarksandSpencer
2 Mcon Millly-Lamartine Blanc 2007: It's so difficult to find good value white Burgundy these days, which is exactly why this wine is a real gem. With aromas of roasted peach and grilled nuts... 2 Trentino Chardonnay 2008: A scrumptious, lip-smackingly fresh style of Chardonnay from the mountain slopes of northern Italy... 4 Turn the Table Sauvignon Blanc 2008, Durbanville: A lively and invigorating Sauvignon Blanc with crisp acidity and a lovely touch of spice on the finish. Classic flavours of cut grass and freshly podded peas are complimented by a note of tangy lemon... 4 El Tidon Sauvignon Blanc 2008: Packed full of fresh, spicy flavour, this Spanish Sauvignon Blanc offers outstanding value for money... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Single Breasted 3 Button Slim Fit Jacket, at Marks and Spencer
Our Autograph suits are made from finer fabrics with superior attention to detail, giving you the ultimate in sharp, sophisticated style

7 Pairs of Freshfeet Square Box Socks with Silver Technology, at Marks & Spencer
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Canon LEGRIA FS20 Flash Memory Camcorder, at Marks and Spenser
Pixels: Type - 1/6" Interlaced CCD, Total pixels - 1.07 megapixel, Effective Pixels - MOVIE: 710,000 pixels, STILL: 800,000 pixels (4:3 mode) Dual Flash Memory: With 8GB Dual Flash Memory, the LEGRIA FS20 offers you two ways to record. Store over 5 hours of movies to internal memory, or shoot straight to SD or SDHC memory cards for easy sharing 45x Advanced Zoom: Combining the power of the DIGIC DV II processor and the quality of a genuine Canon Video Lens, the LEGRIA FS20 offers the extended reach of a 45x Advanced Zoom Megapixel CCD: Thanks to its Megapixel CCD, the LEGRIA FS20 delivers superior quality video images and digital photographs Pre REC function: In Pre REC mode, the camcorder starts recording three seconds before you even press the Record button. 3 seconds of footage are continuously stored and automatically added to the beginning of your clip from whenever you start videoing - never miss that crucial moment again Quick Charge: After a long day's shooting, it only takes 20 minutes to recharge the camcorder's battery sufficiently for a further hour's recording Microphone and headphone jacks: A microphone input and headphone jack give you the ability to record better audio and closely monitor it during recording Dual Shot: Dual Shot sets all controls to automatic, leaving you free to frame your shots. You can shoot high quality photos during video recording, without the bother of switching between settings on the Control Dial PIXELA software: Supplied PIXELA™ software provides an easy way to edit and share your movies burn a DVD, convert a movie for upload to the web, or transfer it to your personal media player. To burn a DVD at the touch of a button Video Snapshot: Video Snapshot mode makes it incredibly easy to create movies for sharing with friends and family. Every time the Record button is pressed, a short 4 second clip is captured. Simply add your clips to a playlist, select a soundtrack, and you're instantly ready to play your movie on a TV - with no need for editing on a PC. 4 seconds is the average length of one 'cut' in a TV show, helping to give your final movie an expert feel Screen size: 2.7" widescreen colour LCD Compact and light: Take your camcorder anywhere. Weighing just 230g, LEGRIA FS20 wont ever slow you down Dimensions: W55 x H59 x D121mm Battery life: Lithium-Ion - approximate maximum recording time 3hrs 35mins

Sonoma Extending Dining Table & 6 Alton Antiqued-Leather Chairs Set, at Marks & Spencer
7 piece set Table: H76 x L180 x W100cm Extends to L230cm Seats 6-8 people, comes with extension leaf to seat 8 Chair: H99 x W46 x D56cm Made from solid walnut with fabric seat Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Collezione Pure Silk Multi Stripe Tie, at Marks and Spencer
Combining classic silk quality with a contemporary design, this stunning tie will make a valuable and versatile addition to your formal wardrobe. Made in Italy

La Prendina Pinot Grigio Rosé 2008 - Case of 12, at Marks and Spencer
Style: Dry Grape variety: Pinot Grigio & Rodinella Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml:1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

°Climate Control 4.5 Tog Duvet, at Mark's & Spencer
4.5 tog The coolest of all duvets, designed for summer use Not too hot, not too cold, just right™ Absorbs body heat, releasing when your body needs it keeps you in a comfort zone all night long Made using outlast technology, originally developed by NASA Comes in single (3ft), double (4ft 6in), king-size (5ft) and super king-size (6ft) Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

Draping Wisteria Embroidered Quilted Bedcover, at M & S
Floral embroidery Piping L135 x W200cm, Manufacturer: Marks & Spencer

Cotton Rich Contrast Stitch Bootleg Jeans, at Marks & Spencer
Flattering and fabulous, bootcuts make legs look longer and are kind to curves. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Autograph Pure Silk Diagonal Stripe Tie, at Marks and Spencer
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Autograph Cotton Rich Long Sleeve Shirt, at M & S
Feminine and elegant, this sophisticated shirt is beautifully designed and cut for a flattering shape

Dualit Vario Sandwich Cage, at Marks and Spencer
2 handles Suitable for use with 2 or 4 slice Dualit toasters handwash only Dimensions: H30.5 x W15 x D5cm This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Blue Harbour Ultimate Linen Shirt, at Marks & Spencers
This Ultimate Linen shirt has a unique added performance that helps keep you cool, dry and fresh by drawing moisture away from the skin and reducing odour, while also helping your linen to stay smart throughout the day. It's also easy to iron, so looking your best is now easier than ever

Collezione Plain Long Sleeve Shirt, at Marks & Spencers
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

Hippo Pramsuit, at M&S
Cute and cosy, this hooded pramsuit is warmly padded and lined with soft cotton to keep him comfortable

Classic Chaise Petite - Left-Hand, at M+S
H86 x W151 x D73cm Seat H45cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Back cushion is fixed foam Left -hand chaise - the arm is on the left side when viewed from the end of the chaise, thus the right side when you're seated in the chaise Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

A Note to Say Postbox Notecards Multipack, at Marks & Spensers
Cover Text: A Note to Say Inside message: blank for your own message Pack contains: 8 cards, 1 design Approx size: 118 x 118mm

Mareante Hill Organic Cabernet Sauvignon - Merlot 2006 - Case of 12, at Marks and Spencers
Style: Dry, oaked Grape variety: Cabernet Sauvignon, Merlot Country of origin: Chile Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Icon Letters Mum Birthday Card, at Marks & Spensers
Cover text: Mum Inside message: With love and kisses This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Ingredients Mango Body Butter, at Marks & Spencer
Mango scented 200ml

Per Una Double Breasted Water Repellent Mac with Belt, at Marks and Spencers
A modern double breasted mac featuring a check design. A matching waist belt gives it the Per Una touch

XBOX 360® Lara Croft Tomb Raider Anniversary Game, at Marks & Spensers
Encounter fierce animal and supernatural enemies, wolves, bears, crocodiles, horrific monsters and the T Rex Use all of Lara's guile, athleticism and gadgets in her quest to conquer the unknown and uncover ancient artefacts Single player You must be 16 years of age or over to purchase this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Xbox 360, ESRB Rating: Teen

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencers are so useful. M&S Money financial products are, of course, designed to make MarksandSpencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Property Insurance than you will anywhere else, and you may even pay less with M&S.