When you're shopping at Marks & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks & Spencers Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Financial Services, you get more, and you pay less.

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

2 Older Girls Seam-Free Picot Heart Trim Bras, at Marks & Spencers
These great value bras are ideal for everyday wear. They're made with stretchy fabric for a supportive and comfortable fit and the non-wired design is the best choice for first bras

Lightweight Pure Cotton Patchwork Print Scarf, at Marks n Spencer
Keep warm without compromising on style! This fashionable patchwork leaf print scarf feels soft and cosy and makes a great way to keep looking great on those cold days

Perfect Scorpius Hard Small Rollercase, at Marks and Spencer
Strong yet lightweight, this stylish luggage has 4 wheels for maximum manoeuvrability, a fixed combination lock, telescopic handle and fully lined interiors. There's a free 5 year guarantee, too

Winchester Armchair, at Marks and Spencer
H94 x W94 x D100cm Seat H49cm, arm H62cm, top back rail H81cm Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions made from polyester fibre Fabric options have reversible cushions Fixed covers only Solid birch feet with a dark finish Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Seams and pattern match on fabrics - Please note that the images of fabrics displayed here are overlaid onto models. These images act as a guide and may not be representative of the finished product. Seams and pattern match may differ from what is shown This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Tortoiseshell Retro Plastic Sunglasses, at Marks and Spencers
With full UV protection and a flattering modern design, these smart sunglasses will see you through the summer in style

Sleeveless Burn Out Floral Rib Vest, at Marks and Spencer
This fashionable soft top features stylish burnout rib design for a fresh modern look

Tiga Console Table, at Marks & Spencer
H70 x W127 x D37cm 2 Shelves Made from sheesam wood Finished with a protective matt lacquer for added durability Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Classic Collection Floral Print Skirt, at Marks & Spenser
Elegant, stylish and comfortable, this pull-on skirt is finished with a floral print. The ideal match for blouses and fine knits in coordinating colours

Linen Blend Shirt and Waistcoat Set, at Marks & Spencers
Comfortable and versatile, this 2 piece shirt and waistcoat set is a classic style, perfect for smart dressing

Flitter Text Wedding Card, at Marks & Spenser
Cover text: Wedding Inside message: Blank for your own message Approx size: 178 x 126mm

4 Pairs of Fresh Feet Pure Cotton Premium Socks, at Mark's & Spencer
The original pure cotton socks with innovative Freshtech™ technology to keep them fresh and odour-free. This technology is permanently built in to the socks for lasting performance. A reinforced heel and toe gives extra durability

Double Sided Body Tape, at M&S
Body tape is ideal for securing low cut garments and holding your clothes in place just where you want them

5 Pairs of No-Show Trainer Liners with Cool&Fresh, at Marks n Spencer
Comfortable and durable, these socks are outstanding value. They feature a reinforced toe and stretch fabric for an improved fit

Aviator Sunglasses, at Marks & Spensers
Practical and fashionable, these aviator sunglasses are designed in a flattering classic style

Portfolio Short Sleeve Geo Print Jersey Dress, at Marks & Spenser
Sophisticated and elegant, this jersey dress features a cross-over neckline. A flattering, stylish look

Stain Defence™ Pleated Fashion Skirt, at M&S
Smart and stylish, this fashionable skirt is treated with Stain Defence™ technology which helps repel everyday stains. The adjustable waist gives a perfectly comfortable fit for longer

Autograph Ascari Bedstead - Double (4ft 6in), at Mark's & Spencer
H107 x L238 x W147cm Underbed: H12cm (all dimensions are approximate) Scroll bedhead Hand tied button detail Mattress sold separately All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

2 DD-G Plain Padded T-shirt Bras, at Marks and Spencers
Providing great value and comfort for everyday wear, these plain and simple wired bras combine supportive full cups with convenient easy to care for fabric

Pure Cotton Holiday Rope Handle Shopping Bag, at M & S
Fashionable and practical, this rope handle shopping bag is a useful accessory with bags of style

Single Sprung-Edge Suede Divan with 2 Small + 2 Large Drawers & Autograph F500 Latex Pillowtop Mattress, at M&S
Double Mattress (4ft 6in): W135 x L190 cm King Size Mattress (5ft): W150 x L200 cm Super King Size Mattress (6ft): W180 x L200 cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Mattress depth: 28.5cm Divan Height: 41cm Large Drawer: H14 x W78 x D52cm Small Drawer: H14 x W40 x D52cm Smaller drawers at the head end are designed to open without moving your bedside table Highly responsive pocketed springs Mattress features deep pillowtop layer of Talalay latex and luxurious white fibre Mattress also features two further layers of cotton and resilient white fibre for additional support Double row of hand side-stitching to add support to the edges Spring count: 1225 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Wide Leg Drawstring Trousers, at Marks and Spenser
Fluid and feminine, these wide leg trousers are cut to flatter, giving an elegant silhouette. A stylish, fashionable look

Autograph Noire Eau De Toilette Purse Spray 25ml, at Marks & Spencer
25ml This product is not available for international delivery. Find out more

4 Cup Le Teapot, at Marks and Spencers
Built-in filter Borosilicate glass bowl Heat resistant L21cm x W14cm x H23cm Diameter: 11cm 4 cup capacity, Manufacturer: Marks & Spencer

Handcrafted Watercolour Flower in Vase Mother's Day Card, at Mark & Spensers
Cover text: Mum for you Inside message: Have a lovely time on Mother's Day Approx size: Unfolded: 178 x 126mm

Abbey Corner Chaise - Right-Hand, at Marks & Spencer
H95 x W291 x D106cm Chaise length L164cm, seat H54cm (all dimensions are approximate) Right-hand chaise - Chaise is on right side when viewed from the front of the sofa Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Mr & Mrs Smith Hotel Collection - European Cities, at Marks & Spencer
Inspirational and informative, the second Mr & Mrs Smith book guides you to the sexiest, most stylish hotels in Europe, including romantic hideaways in Florence and Paris, and boutique retreats in Stockholm and Barcelona

Knotted Slouch Bag, at M+S
A casual vintage style pleated bag. Add a fabulously fashionable finish to your look!

Cut Out Handbag Birthday Card, at Marks & Spenser
Cover text: Birthday wishes Inside message: Blank for your own message Approx size: 125 x 230mm

Cosmetic Pencil Sharpener, at Marks&Spencer
Cylindrical shape Compact design

M&S DECT Cordless Phone with Large Buttons, at Marks and Spencers
DECT - Digitally enhanced cordless phones provide crystal clear sound quality, increased talk time and range coupled with increased security Talk time - up to 10 hours with 100 hours standby Speakerphone - talk hands-free Large display, big buttons and ultra-slim profile HD Sound - High Definition communication Large, white backlit inverse display Stores 100 names and numbers Up to 10 hours with 100 hours standby 5 polyphonic ringer melodies and 5 standard ringer melodies Built-in digital answering machine with up to 15 minutes recording time Access the answering machine on the base Message counter display on base M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark & Spencers are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks & Spensers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Home Insurance than you will anywhere else, and you may even pay less with M&S.