When you're shopping at Marks and Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Mark & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days MarksandSpencer, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from MarksandSpencer are so useful. M&S Financial Services financial products are, of course, designed to make Marks & Spensers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Albany Mug, at Marks and Spenser
Round mug Plain Height 8cm, Manufacturer: Marks & Spencer

5 Older Girls' Pure Cotton Snoopy Shorts, at Mark & Spencers
Fun and fabulous, this 5 pack of cotton shorts feature assorted Snoopy designs

Pure Cotton Premium Basic Straight Leg Jeans, at Marks and Spenser
Jeans are a wardrobe essential and this straight leg pair make a fashionable and practical choice

Pure Wool Izmir Rug, at Marks and Spencer
Made from New Zealand wool Traditional pattern Fringed design Small: L140 x W80cm Medium: L170x W120cm Large: L230 x W160cm, Manufacturer: Marks & Spencer

Abbot Chair in Plain Leather - Poppy, at Marks n Spencer
H78 x W76 x D78cm Seat H43cm, arm H71cm (all dimensions are approximate) Upholstered in poppy leather Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Solid birch feet with a dark finish Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Seams and pattern match on fabrics - Please note that the images of fabrics displayed here are overlaid onto models. These images act as a guide and may not be representative of the finished product. Seams and pattern match may differ from what is shown All of our fabrics have a stain resistant finish. Detailed care instructions are included Frame exceeds the British Standards set for heavy domestic use This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Total Support Daisy Lace Bra, at Marks and Spencers
Feel fabulous and comfortable in this elegant and supportive bra. It's lightweight yet shaped to give all-round uplift and support thanks to extra wide back straps and wide shoulder straps

Artificial Orchid in Cylinder Glass Vase, at M+S
Artificial Orchid Cylinder Glass Vase Height: 76.5cm, Manufacturer: Marks & Spencer

Pure Silk Cravat & Handkerchief Set, at Marks & Spencer
Add a traditionally stylish finishing touch with this pure silk cravat. Ideal for weddings and elegant occasions

Autograph Pure Cashmere Windowpane Scarf, at Marks & Spencers
Indulge in a touch of stylish luxury! This beautiful scarf is woven from pure cashmere and feels wonderfully soft and warm

Autograph Mineral Face Powder, at Marks & Spencers
Hypoallergenic

Malabar Coffee & Side Table Set, at Marks and Spencer
2 piece set Coffee table: H53 x L120 x W60cm Side table: H76 x W48 x D48cm 10 drawer coffee table 6 drawer side table Marble mosaic pattern Made from solid mango wood Treated with a protective low-sheen lacquer that provides added durability Fitted with antique-brass-effect handles All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

3 Pure Cotton Apple Kitchen Hand Towels, at Marks & Spencers
Pack of 3 Assorted apple and stripe designs Plain edge, Manufacturer: Marks & Spencer

Pure Cotton Knee Length Cargo Skirt, at Marks&Spencer
A bright summer skirt makes a stylish alternative to shorts

Short Pillar Candle, at Marks and Spencer
Pillar shape Single wick Plain Non fragranced, Manufacturer: Marks & Spencer

Per Una Pure Linen A-Line Skirt, at Marks & Spencers
A feminine A-line skirt in pure cool linen, featuring floral embroidery

Ceriso Floral Print Shorts, at M&S
Fashionable and flirty, these modern shorts feature a floral design and centre bow. The low rise, low leg style gives a flattering, shapely fit. Designed for women who want the latest look

Lavender Moisturising Hand & Body Lotion, at Marks and Spenser
Lavender fragrance Moisture rich 250ml Ingredients: Aqua, Paraffinum Liquidum, Petrolatum, Propylene Glycol, Aluminum Starch Octenylsuccinate, Caprylic/Capric Triglyceride, Cetearyl Alcohol, Lavandula Angustifolia (Lavender), Butyrospermum Parkii (Shea Butter), Glyceryl Stearate, PEG-100 Stearate, Parfum, Coumarin, Hydroxyisohexyl 3-Cyclohexene Carboxaldehyde, Butylphenyl Methylpropional, Limonene, Linalool, Alpha-Isomethyl Ionone, Polysorbate 60, Disodium EDTA, Imidazolidinyl Urea, Methylparaben, Propylparaben, Triethanolamine Acrylates/C10-30 Alkyl Acrylate Crosspolymer, Xanthan Gum, Phenoxyethanol, Citric Acid, Butylparaben, Ethylparaben, Isobutylparaben

Set of 3 Wooden Hair Brushes, at Marks n Spencer
Wooden handle Rounded pins FSC is an independent, non-governmental, not for profit organization established to promote the responsible management of the world's forests FSC Trademark FSC Forest Stewardship Council, A.C. All rights reserved

3 Pairs of 15 Denier Shiny Ladder Resistant Tights, at Marks & Spencer
These essential ladder resistant tights are fantastic value. They're made with added stretch for a great fit and shape retention

Gold Plated Oval Pendant Necklace & Earrings, at Marks & Spencers
2 part set Oval pendant necklace Drop earrings with hook fastening

Small Bow Gift Bag, at Marks and Spencer
1 gift bag Small satin bow feature H160 x W160 x D90mm

Finger Sandwich Selection, at Mark & Spencers
Contains 20 pieces Serves 4-6 5 different fillings Ready to eat As featured on page 8 of the Food to Order brochure Order by 5pm to collect in 2 days Available for collection in the majority of our UK mainland stores

Cherry Stoner, at Marks and Spencers
Length 16cm Hand held design This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Eau De Toilette Limited Edition Purse Spray, at Marks & Spencers
Clear bottle with Per Una floral print Floral and fruity fragrance 25ml This product is not available for international delivery. Find out more

Lavender Moisturising Hand & Body Lotion, at Mark & Spencers
Lavender fragrance Moisture rich 250ml Ingredients: Aqua, Paraffinum Liquidum, Petrolatum, Propylene Glycol, Aluminum Starch Octenylsuccinate, Caprylic/Capric Triglyceride, Cetearyl Alcohol, Lavandula Angustifolia (Lavender), Butyrospermum Parkii (Shea Butter), Glyceryl Stearate, PEG-100 Stearate, Parfum, Coumarin, Hydroxyisohexyl 3-Cyclohexene Carboxaldehyde, Butylphenyl Methylpropional, Limonene, Linalool, Alpha-Isomethyl Ionone, Polysorbate 60, Disodium EDTA, Imidazolidinyl Urea, Methylparaben, Propylparaben, Triethanolamine Acrylates/C10-30 Alkyl Acrylate Crosspolymer, Xanthan Gum, Phenoxyethanol, Citric Acid, Butylparaben, Ethylparaben, Isobutylparaben

Top Gear Sticker Activity Book, at M+S
Have fun completing this colourful, action-packed sticker book with more than 40 stickers

Per Una Floral Print Frill Blouse, at Marks and Spencers
An elegant short sleeve blouse in a soft cotton blend. Frill detail gives it the Per Una touch

The Rescuers DVD, at Marks n Spencer
Rating Universal, suitable for all,

Cecily's Garden Yellow Roses Engagement Card, at Marks & Spenser
Cover text: With love on your Engagement Inside message: Blank for your own message Approx size: 150 x 215mm

Wooden Alphabet Frame, at Marks and Spenser
Suitable for ages 1-3 years This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but MarksandSpencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the MarksandSpencer insurance products in document format too.