Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

There are lots of ways to save money using M+S Money. Not least of these is Marks and Spencers Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from M & S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencer Money, you get more, and you pay less.

Hoppy Birthday Frog Age 3 Birthday Card, at Marks & Spencers
Cover text: Hoppy birthday! Inside message: Have a great day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Pure Cotton Short Sleeve Pyjamas, at Marks & Spencer
Soft and breathable, pure cotton pyjamas are the natural choice for a comfortable night's sleep

DeLonghi Pump Espresso & Cappuccino Machine, at M+S
High performance 15 bar pump pressure - ensures best tasting espresso and cappuccino with no limit to the number of cups produced Traditional cappuccino milk frother Professional filter holder and tamper for perfect crema Removable 1 litre water tank Built to accommodate either a full size cappuccino cup or 2 espresso cups Stainless Steel removable drip tray Filter storage compartment, permanent filter included Separate coffee and steam boiler thermostats for faster use and optimum temperature control Adjustable steam emission Easy to use - 3 button operation Measuring spoon Pumped coffee machines have a removable water reservoir that can be removed at any time allowing easy filling. The high performance pumped pressure ensures the best tasting espresso / cappuccino with no limit the number of cups produced M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Bright Prints A5 Academic Diary, at Mark & Spencers
1 diary (week to view) Approx size: 21 x 15 cm (including spiral binding)

Autograph Pure Cotton City Scene T-Shirt, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Pretty Floral Wife Anniversary Card, at Marks & Spencer
Cover text: To my wonderful wife on our anniversary, When I married you, I thought I couldn't love you more, But now I know I do Inside message: Happy anniversary Approx size: Unfolded: 176 x 126mm

Short Sleeve Camouflage Surfer T-Shirt, at Marks & Spensers
A practical, casual top in pure cotton featuring an embroidered camouflage surfer design. A great value easycare style

Ashbourne Storage Footstool, at M+S
H46 x W68 x D58cm all dimensions are approximate) Top cushion filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

OK! - Magazine Gift Subscription, at MarksandSpencer
OK! First for celebrity news! Be part of the A List and catch up with your favourite stars only in OK!. Every week you'll be amazed by our world exclusive interviews, our Access All Area weddings and all the latest celebrity news and gossip

Per Una Organic Cotton Broderie Shorts, at Marks & Spensers
Elegant and feminine, these stylish shorts feature a floral broderie design. The low rise, low leg style gives a shapely figure-flattering fit. Pretty everyday fashion

Ingredients Almond Hand Cream, at Marks & Spensers
Almond scented 75ml

Per Una Check Print Padded Balcony Bra, at Marks & Spenser
Modern and elegant, this stylish bra features a check print and is finished with lace trim. The padded balcony style gives maximum uplift and a fuller shape. Pretty everyday fashion

Roberts CRD-51 DAB Digital Clock Radio, at Marks & Spensers
FM/DAB wavebands Large easy to read LCD display for time and radio station Multi-stage dimmer and blue display backlight Two independent alarms wake to radio or buzzer 10 station presets Menu display/selection of all major functions Search /Manual tuning Headphone socket Dimensions: W166 x H60 x D150mm Weight: 450g M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

2 Alton Scroll Back Antiqued-Leather Chairs, at Marks and Spencer
H103 x W55 x D66cm Upholstered in antiqued-leather Sold as a pair Solid oak Scroll back All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cupcakes, at Marks & Spencer
You may remember the butterfly cakes we all had at parties all those years ago - but they are nothing at all like these cupcakes: simple little cakes to make and bake, but with over 50 fantastic ideas for decorating and personalising each batch of cakes. Just perfect to serve to friends, after dinner, or to keep in your cupboard for that sensational moment with tea and a chat

Dyson Animal DC14 Upright Vacuum Cleaner, at Marks & Spencer
Suction power: 280 airwatts (constant) Root Cyclone™ technology: Dyson vacuum cleaners separate dirt from the air by centrifugal force. It spins the air incredibly fast and the dust and dirt is flung out into the clear bin™. Suction is maintained as there is no bag to become clogged Mini turbine head: Cleans pet hair and dirt from confined spaces such as upholstery, stairs and the car Hygienic and quick to empty: Dyson design minimises risk of contact with dirt Motorised brush bar: Powerful bristles remove dirt and pet hair from carpets Expels only clean air: Air expelled from a Dyson has 150 times less mould and bacteria than the air you breathe. Dyson technology captures particles as small as pollen, bacteria and mould spores Clear bin™: Tough polycarbonate bin lets you see when it needs emptying Bin capacity: 2.7 litres Fingertip brush control: Brush bar turns off to protect delicate rugs and hard floors Reversible wand: The wand reverses to reach awkward areas more easily and with a better grip Washable HEPA filter with Bactisafe™ screener: Ideal for allergy sufferers. Filters must be washed every 6 months All floors: This Dyson model is suitable for all floors Combination accessory tool: Nozzle converts to a mini turbine head for easy removal of pet hairs Cord length: 9.3 metres Maximum reach: 14.5 metres Dimensions: H110 x W33.5 x D34cm Weight: 8.4 kg Included in the box: Mini turbine head, brush tool, stair tool, crevice tool, operations manual, quick start guide, guarantee information and product registration card M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Ball Drop Earrings, at Marks & Spensers
Hook fastening Drop style Double bead detail For hygiene reasons, refunds will only be given in accordance with your legal rights

Older Boys' Linen Blend Cargo Trousers, at Marks and Spencer
Relaxed and comfortable, these loose fit cotton blend cargos feature multi pockets. A practical easycare style

Portfolio Double Strand Link Chain Necklace, at Marks & Spencer
Clasp fastening Link chain style Double strand Necklace length: 40cm

F200 Pocket Sprung Memory Foam Mattress with Coolmax°, at Marks & Spenser
Single (3ft): W90 x L190cm Double (4ft 6in): W135 x L190cm King Size (5ft): W150 x L200cm Super King Size (6ft): W180 x L200cm Mattress depth: 24cm Spring count: 930 Individually pocketed springs Deep layer of memory foam Coolmax stretch knit cover helps regulate body temperature and adds a soft feel Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support Pocket sprung mattresses give a flexible feel Anti-allergy protected for the life of the mattress Does not require turning Manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Long Sleeve Riviera Cardigan, at Marks and Spenser
A sophisticated long sleeve cardigan in a soft fabric. Featuring a chiffon trim to give it the Per Una touch

Autograph Pure Cotton Paisley Camisole, at MarksandSpencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Happy Ever After Text Wedding Card, at M+S
Cover text: Happy ever after Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 126 mm

Petite Pure Cotton Ruffle Front Stripe Shirt, at Marks and Spencer
Chic and modern, this stripe shirt is made from cool comfortable cotton and features a ruffle front. Specially designed and perfectly proportioned for the petite frame.

Small Jungle Monkey, at Marks and Spenser
Suitable for ages 0-3yrs This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

3 Pack Pure Cotton V-Neck T-Shirts, at Marks and Spencers
A great value pack of t-shirts in comfortable cotton. Ideal as casualwear and for PE

Older Boys' Pure Cotton Bart Simpson Check Pyjamas, at Marks&Spencer
A must for fans of The Simpsons, these pyjamas feature the popular character

Pulling Faces Puzzle, at M & S
Suitable for ages 0-3 years 16 pieces Helps with hand-eye coordination and problem solving This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Collezione Exclusive Pure Cashmere Single Breasted 3 Button Jacket, at Marks & Spencers
Superior fabric, exceptional tailoring and careful attention to detail make this single breasted jacket stand out as a stylish modern classic. It's made from luxurious cashmere. This exclusive product is only available in 10 stores and online

Portfolio Faux Leopard Skin Bugatti Bag, at Marks & Spencer
Fashionable and practical, this faux leopard skin bugatti bag is a useful accessory with bags of style!

Besides Marks & Spenser Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M&S purchases are also protected while you take them home.

Also, on both M+S Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.