There are lots of ways to save money using M&S Money. Not least of these is Marks & Spenser Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money, you get more, and you pay less.

Besides Marks and Spencer Car Insurance, M&S Money Credit Cards and other financial products, M&S Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencers purchases are also protected while you take them home.

Also, on both M&S Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

Double Button Wide Leg Trousers, at Marks and Spenser
Fluid and feminine, these wide leg trousers are cut to flatter, giving an elegant silhouette. Practical and fashionable, they make a great choice for work or smart occasions

Tapestry Cushion With Recycled Filling, at Marks & Spensers
Square shape Corner tassels Size: 50cm x 50cm, Manufacturer: Marks & Spencer

Harrowgate Victoria Shiraz 2006 - Case of 6, at Marks & Spencers
Style: Full bodied Grape variety: Shiraz Country of origin: Australia Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Pure Cotton Embroidered Jeans with Purse, at Marks & Spensers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Top Hat and Tiara Wedding Card, at Marks and Spencers
Cover message: Bride and Groom Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx. size: 230 x 114mm

Floral Collection Iris Moisturising Hand & Body Lotion, at Marks & Spenser
Iris fragrance Moisturiser Hand and body lotion 250ml

Easycare Short Sleeve Stripe Shirt, at Marks and Spencer
Smart and stylish, this easycare shirt makes a practical choice for everyday wear

Honey Tree Sparkling Chardonnay Pinot Noir - Case of 6, at Mark's & Spencer
Style: Dry Grape variety: Chardonnay Country of origin: Australia Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

2 Autograph Assorted Design Hipsters, at Marks&Spencer
Made from soft, luxurious modal blend, these superior hipsters are designed for exceptional comfort, a fashionable look and a flattering fit

3 Pairs of 40 Denier Semi Opaque Knee Highs, at Marks and Spenser
A great value set of 40 denier hold ups with a reinforced top for added support making sure they stay in place at all times

Curve Collection Floor Lamp, at Mark's & Spencer
Bubble design shade Long curved arm Round Base, Manufacturer: Marks & Spencer

Gradient Stripe Tie, at Marks & Spencers
No more trips to the drycleaners! This striped tie is machine washable

Panasonic Lumix DMC-FX550 Digital Camera, at MarksandSpencer
Pixels: 12.1 megapixels Zoom: 5x optical zoom, 4x digital zoom Screen: 3.0" TFT Touch Screen LCD Display (230K dots) / Field of View : approx. 100%, Wide Viewing Angle / AUTO Power LCD mode, Power LCD mode ISO: Auto / 80 / 100 / 200 / 400 / 800 / 1600 High Sensitivity (ISO 1600-6400) Dimensions: 9.4 x 5.7 x 2.1cm Weight: Approx. 167g (with Battery and SD Memory Card), Approx. 145g (without) Enhanced Face Detection Enhanced Face Detection with selectable adult/child priority high-speed subject tracking for clearer portraits. Includes Face Motion Detection Intelligent Scene Recognition Intelligent Scene Recognition simplifies shooting by choosing best settings for difficult conditions such as twilight portraits and backlit scenes Optical SteadyShot High sensitivity ISO 3200 and Clear RAW Noise Reduction for high-quality images with reduced blur during handheld shooting in low light Slideshow HD Slideshow with music offers fun image display with effects and music on LCD or connected HD TV

Contrast Trim Round Handle Umbrella, at Marks and Spencer
Brighten up rainy days with this stylish lightweight umbrella

Pure Cotton Denim Cargo Shorts with Wristband, at Marks and Spencer
A contemporary take on a casual relaxed look, these pure cotton cargo shorts feature multiple pockets. A fashionable, easycare style

Earth Spa Soothing Flower Milk Bath, at Marks and Spencer
250ml With elements from around the globe to restore, replenish and pamper With jasmine, lotus flowermilk ans essential oils of bergamont Rose & orange flower to moisturise and relax

Classic Duckling Thank You Cards - Pack of Ten, at Marks and Spencer
Cover text: thank you Inside Message: Blank for your own message Pack contains: 10 cards, 1 design Approx size: 120 x 120mm

Older Boys' Lace Up Trainers, at Marks and Spencers
Round toe Lace-up fastening Stitch detail Mesh panel design Grip sole Comes in sizes 1-7

Bodyshaper Textured Diamond Tights, at Marks & Spensers
Add a stylish touch of chic with this head-turning diamond design

Older Boys' Short Sleeve Plain Thermal Vest, at Marks and Spencer
Soft, warm and cosy, this cotton blend thermal vest are designed to give comfy insulation, perfect for chilly weather

Black & Decker® V6090CN 6V Chrome Dustbuster® Hand Vac, at Marks and Spencers
Rechargeable handheld vacuum cleaner 6v power volts Weight 0.95kg Wall mountable Includes crevice tool and upholstery brush For dry spills only M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Rochaille Twist Earrings, at Marks & Spencer
Cluster rochaille bead design Twist style Clip on

Per Una Woven Neck Bib Top, at Marks and Spencer
An elegant short flared sleeve top featuring a ditsy print and woven neck bib

Older Girls' Floral Stretch Waist Belt, at Marks & Spensers
Fun and fashionable, this elasticated belt adds a stylish finishing touch

Hideaways - H/AWAY, at Marks&Spencer
Manufacturer: Marks & Spencer

Autograph 3 Piece Pure Cotton Corsage Cardigan Outfit, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Footglove™ Wide Fit Leather Stretch Trouser Shoes, at Marks and Spencer
Square toe Elasticated stretch feature Slip on Mid heel Heel height 46mm Comes in sizes 3-8, including half sizes Footglove™ soles are comfortable, highly flexible and lightweight

Long Sleeve Frill Front Cardigan, at Mark's & Spencer
Soft and cosy, this cardigan features frilled front. A contemporary look that will take you through the season in style

North Coast Check Print Floral Swim Shorts, at Marks & Spencers
Practical and fashionable, these swimming shorts give a comfortable, flattering and secure fit

Blue Harbour Pure Cotton Drum Motif T-Shirt, at Marks n Spencer
Casual and contemporary, this pure cotton drum motif t-shirt gives a relaxed modern look

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.