There are lots of ways to save money using M+S Money. Not least of these is M & S Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M+S Money, you get more, and you pay less.

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from MarksandSpencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Mark's & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencers insurance products in document format too.

1 Pair of Low Cut Footsies, at Marks & Spenser
These soft footsies are designed to hide inside your shoes for extra comfort

Older Girls' Floppy Floral Hat, at Marks & Spencers
Fashionable and fabulous, this floral hat makes a stylish finishing touch

Underwired Push-Up T-Shirt Bra, at Mark & Spensers
Flattering and comfortable, this push-up bra is designed to give a fuller uplifted shape and enhanced cleavage

Pure Cotton Embroidered Owl Booties, at Marks n Spencer
Cute and comfy, these practical booties feature an embroidered owl design. A soft stretchy cuff keeps them on securely

Younger Boys' Wrap Around Sunglasses, at Marks n Spencer
Fashionable and fab, these wrap around sunglasses give 100% UV protection for safer style in the sun

Autograph Weekend Pure Cotton Denim Shirt, at Marks&Spencer
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Autograph Pure Cotton Floral Print Empire Line Top, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Classic Reds of Spain - Case of 6, at Marks and Spencer
1 San Terra Crianza 2006: A rich, full-bodied red that conjures up images of roaring log fires and hearty winter casseroles... 1 Romerol Rioja Crianza 2005: An exceptionally smooth and mellow red wine which is bursting with delicious plum and cassis flavours and has subtle hints of spice and vanilla... 1 Perez Burton Rioja 2005: A concentrated yet smooth Rioja, richly purple in colour with plenty of blackcurrant and raspberry flavours, and a spicy note... 1 Marqus Del Costal 2004: A deeply coloured and aromatic Spanish red with generous scents and flavours of rich red berries and blackcurrants, oak and spice... 1 Campo Aldea Graciano 2004: A concentrated, fine red from Rioja in northern Spain, spicy and perfumed with a rich core of blackcurrant, brambles and a peppery edge... 1 Marqus del Romeral Reserva Rioja 2004: A rich and mellow premium Rioja with a garnet red colour. This wine has lots of ripe red-berry fruit and subtle vanilla and toast undertones... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pink Bouquet Special Nan Birthday Card, at Marks & Spencer
Cover text: To a special Nan Inside message: With love on your birthday This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 125mm

Beaded Frill Front Top, at Marks & Spencers
Smart and stylish, this scoop neck top features beaded frill front

Girls' Limited Denim Leggings, at M&S
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Metallic Glaze Tumbler, at Marks and Spencer
Metallic glaze design Plain, Manufacturer: Marks & Spencer

Pure Cotton Fleece Lined Jacket, at Marks n Spencer
Practical and fashionable, this fleece lined jacket is made from easycare cotton. Its contemporary styling will keep you looking sleek and chic season after season

Younger Boys' Pure Cotton Policeman Pyjamas, at Marks & Spencers
The policeman design makes these soft pure cotton pyjamas so much fun.

5 Pairs of Lace Front Strings, at M & S
With an easycare cotton blend and added stretch creating the ideal solution for everyday wear, indulge your feminine side with the gorgeous lace front adorning these great value strings

Classic Voices CD, at Marks & Spensers
Audio CD, Marks & Spencer

Sprung-Edge Divan with 2 Large + 2 Small Drawers & M400 Mattress - Soft, at Marks & Spencers
Double mattress (4ft 6in): W135 x L190 cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 24cm Divan height: 41cm Large drawer: H14 x W78 x D52cm Small drawer: H14 x W40 x D52cm Mattress filling made from resilient foam and polyester fibre Further filling layers of cotton and lambs wool keeps you warm in summer and cool in winter Two rows of hand side-stitching give the mattress edge-to-edge support. This allows you full use of the sleeping surface Individually pocketed springs Pocket sprung mattresses give a flexible feel Mattress spring count: 1054 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Lichfield Console Table, at Mark's & Spencer
H75 x L114.5 x W40cm 2 drawers Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Drawers made from solid European hardwood Handles made from solid European hardwood Shelves made from White Oak veneer Side panels are veneered Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pulling Faces Puzzle, at Marks & Spencer
Suitable for ages 0-3 years 16 pieces Helps with hand-eye coordination and problem solving This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Autograph Copper Base 18cm Saucepan, at Marks & Spenser
Stainless steel for maximum durability and shine Glass straining lid Riveted handles with silicone inserts for comfort and safety High performance copper base for even heat distribution Twin pouring lips for left and right-handed cooks Hand wash only Diam 18cm Capacity: 1.9 litre Suitable for all cooker types except induction, Manufacturer: Marks & Spencer

Fabric Finish Text Fiancé Birthday Card, at Mark & Spencers
Cover text: Fianc Sending you all my love Inside message: On your birthday Approx size: Unfolded: 178 x 126mm

Sonoma Dark Double Wardrobe and 2 Bedroom Chests Set, at Marks & Spencers
3 piece set Wardrobe: H200 x W90 x D65cm 1 hanging rail and 1 shelf 2 doors and 1 drawer Chests: H60 x W45 x D45cm Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Elongated wooden handles Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Handles made from solid wood Legs made from solid hardwood Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Footglove™ Leather Dolly Shoes, at Marks & Spencer
Round toe Single strap with buckle fastening Mid heel Heel height: 64mm Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Classic Collection Floral Print Sleeveless Dress, at Marks and Spencers
Pretty and feminine this lovely dress is made from soft floral print fabric. A fashionable style with a comfortable, flattering fit

Classic Collection Pure Cotton Swirl Neck Top, at Marks & Spencer
Modern and stylish, this versatile top is made from soft easycare fabric and features swirl neck detail. A fashionable style with a comfortable, flattering fit

Dualit Vario 2-Slice Toaster - Black, at M & S
2-slice toaster Manually operated eject lever - keeps items warm until needed and selector switch - use only the slots required 1200 watt Replaceable/repairable parts and easy cleaning with a stainless steel cover Frozen bread and re-heat controls High lift mechanism to remove small items easily Extra wide 28mm slots to accommodate larger items and the optional sandwich cage Adjustable inner wire guard to grip toast Patented, award-winning ProHeat elements Hand built in England - as identified by the individual assembler's mark on the base plate Concealed crumb tray Weight: 3.5kg Dimensions: H22 x W31 x D21cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Worsted Single Breasted Herringbone Jacket, at Marks & Spencer
A style classic at a great value price, updated with a modern cut and contemporary detailing

125 Years Limited Collection Vest & Shorts Set, at MarksandSpencer
Fabulous and modern, this vest and shorts set is part of our Limited Collection lingerie. They're made from soft stretch cotton and designed to fit and flatter. Casual, contemporary fashion

Palma Faux Leather Bedstead, at M&S
50% reduction applied 9 April - 1 June 2009. Upholstered bedstead in faux leather Sprung slats are used to provide extra comfort Mattress sold separately 4ft6: W147cm x L212cm 5ft: 162cm x L220cm Footend height - 47cm (from floor to top of footend) Headend height - 90cm (from floor to top of headend) This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Vanilla Pot Pourri Bag, at Marks n Spencer
Repair the aroma of your home with this refreshing Vanilla scented pot pourri selection

When you're shopping at Marks & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."