Besides Marks and Spencers Motor Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M&S Finance Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks n Spencer are so useful. M&S Finance financial products are, of course, designed to make Marks & Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Bloomin Marvellous with 50% More Roses, at MarksandSpencer
50% more roses when ordering this bouquet for delivery between 21st August to 5th September 2009 This pastel-striped gift bag is packed with a superb selection of roses, chrysanthemums, Asiatic lilies, carnations and hypericum berries Available for delivery from 1st April to 30th September 2009

Château de la Nauve 2006 - Case of 6, at Mark & Spencers
Grape variety: 90% Merlot, 10% Cabernet Franc Country of origin: France Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites

Pure Cotton Sleeveless Pleated Top, at Marks and Spencers
For casual elegance, you can't beat this pleated scoop neck top. A great value cotton essential

Luxury Pure Wool Trousers, at Mark's & Spencer
Hours of handcrafting have gone into this superior quality suit for authentic tailored style. Every detail has been carefully considered to give a luxurious look and feel

12 Mini Coquilles St Jacques, at Marks & Spensers
Contains 12 pieces Serves 12 Ready to cook Suitable for freezing 170g As featured on page 11 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Divan On Legs & Autograph M500 Zip & Link Mattress, at Marks & Spencer
No turn mattress: medium / firm tension Mattress and divan are anti-allergy Mattress: spring count 1225, depth 27.5cm Divan height: 31cm Single 3ft: W90 x L190cm Double 4ft6: W135 x L190cm King size 5ft: W150 x L200cm Super king size 6ft: W180 x L200cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

V-Neck Block Stripe Jumper, at Marks and Spencer
Soft and comfy, this warm knitted block stripe jumper is outstanding value. A fashionable easycare style

Crossover Mules, at M+S
Round toe Flat

Waterproof Mattress Protector, at Marks and Spencers
Quilted for comfort Completely waterproof Comes in 4 sizes - single, double, kingsize, super king size, Manufacturer: Marks & Spencer

Per Una 3/4 Sleeve Empire Line Knitted Top, at Marks & Spenser
An elegant 3/4 sleeve knitted top featuring button detail, the empire line makes it extra stylish.

Embossed Floral Flourish Your Anniversary Card, at Marks & Spencer
Cover text: On your anniversary Inside message: Blank for your own message Approx size: 150 x 150mm

Heart Print Hipster Knickers, at Marks & Spencer
Pretty and feminine, these cute heart print bikini briefs sit low on the waist - perfect for wearing under hipsters. They're cut away at the front and sides and cover the bottom for a comfortable and flattering fit

Griffin Road Trip with Smart Scan, at Marks n Spencer
Play music from your iPhone or iPod on your cars stereo system Charges your iPhone or iPod as you listen Switch quickly between presets Griffin-exclusive SmartSound Plus technology delivers clearest possible sound under real-world conditions Flexible steel neck and interchangeable iPod model-specific cradles position your iPod perfectly within reach, never in the way The look and functionality of a custom installation in your car without the cost or inconvenience Antenna:Built-in Power:Provided by your cigarette lighter or 12 volt power outlet (no batteries required) RF Output Range, US: 88.1 MHz -107.9 MHz Radio Frequncy Increments, US: 0.2 MHz per step Input Voltage Range: 12 - 16 volts DC Maximum Current: 2 amps Output Voltage: 5 volts DC at 1 amp Fuse Type 2 amp blade-type automotive fuse

Mens Casual Square Buckle Belt, at Marks and Spencers
This square buckle belt is ideal for wearing with casual styles

Older Girls' Pure Cotton Stripe Pyjamas, at Mark's & Spencer
Cute and comfy, these pure cotton stripe pyjamas are outstanding value

Per Una Cotton Rich Tonal Stripe Bootleg Trousers with Belt, at Marks and Spenser
A smart pair of boot leg trousers in stretch cotton featuring a tonal stripe design and belt

Cotton Rich Velour Hello Kitty Hooded Top, at MarksandSpencer
Fashionable and pretty, this cotton rich velour hooded top features a studded Hello Kitty motif

Camping Lantern, at Marks and Spencer
With a durable and tough housing ensuring it stands up to the elements, this large camping lantern is an essential part of any outdoor enthusiasts camping kit

St Gall Brut - Case of 6, at Marks & Spenser
Style: Dry Grape variety: Chardonnay, Pinot Noir Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Percy Pig Cushion, at Mark's & Spencer
Percy pig design Round shape Matching items available Diam 35cm, Manufacturer: Marks & Spencer

Perfect Modal Blend Open Front Cardigan, at Marks&Spencer
Casual and contemporary, this fashionable open front cardigan is made from supersoft fabric that looks and feels great. Modern styling details give a contemporary edge

Collezione Snaffle Loafers, at Marks & Spensers
Square toe Slip-on Snaffle feature Block heel

Perfect Short Sleeve Panel Tunic Top, at Marks n Spencer
This simple panel dress is a key style for autumn. Wear it with leggings for a fashion forward look

3 Pure Cotton Assorted Briefs, at Marks & Spencer
Offering superior comfort at a great value price, these classic briefs are a fantastic choice for everyday wear thanks to fuss-free easycare cotton

Autograph Pure Cotton Long Sleeve Check Shirt, at Marks and Spencer
Stylish and contemporary, this long sleeve check shirt is part of our luxurious Autograph collection. The fabric has been created exclusively for us to tie in with this season's key looks, so you won't find it anywhere else

Tobiano Pinot Noir 2007 - Case of 6, at Marks and Spencer
Style: Medium bodied Grape variety: Pinot Noir Country of origin: Chile Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Pure New Wool Flat Front Trousers, at Mark & Spensers
Fashionable and contemporary, these flat front trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Cotton Rich Scallop Trim Low Rise Shorts, at Marks & Spencers
These cotton rich shorts are shapely and modern. They have been designed with added stretch for a snug, comfortable and figure-flattering fit

Autograph Beaded Stretch Bracelet, at Mark & Spensers
Stretch bracelet Bead design Inner diameter: 18cm

Autograph Pure Cashmere Knitted Scarf, at Marks & Spencers
Indulge in a touch of luxury with this pure cashmere knitted scarf. It looks and feels gorgeous and comes in a range of beautiful colours so you'll be able to accessorise every outfit

There are lots of ways to save money using M&S Finance. Not least of these is Marks & Spencer Standard Motor Insurance. With M&S Finance you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from M&S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.