When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at M&S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks n Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

There are lots of ways to save money using M+S Money. Not least of these is Marks n Spencer Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencer Money, you get more, and you pay less.

3 Pure Cotton Plain Trunks, at Marks & Spensers
These essential plain trunks offer all the comfort of soft cotton at a great value price

Mirror Blocks Photo Frame 13 x 18cm (5 x 7"), at Marks & Spensers
Rectangular frame Mirror blocks design Aperture: 13 x 18cm (5 x 7"), Manufacturer: Marks & Spencer

Autograph Modal Blend Pyjama Bottoms, at Marks&Spencer
Create your own look by mixing and matching these plain pyjama bottoms with our tops and t-shirts. Great for relaxing in style whether you're heading for bed or just chilling out at home

Easy Iron Pure Cotton Oxford Honeycomb Shirt, at Marks and Spencers
Stylish and innovative, this pure cotton easycare shirt is quick and easy to iron for a smart crisp look

Per Una 3/4 Sleeve Mariella Blouse, at Marks and Spenser
A fashionable 3/4 sleeve blouse featuring a floral print and front tie fastening

Collezione Wide Fit Leather Saddle Moccasins, at Mark & Spencers
Round toe Slip-on Stitch detail Block heel Wide fit

Handcrafted Spots & Floral Mother's Day Card, at Marks & Spencer
Cover text: Mum Inside message: With lots of love on Mother's Day Approx size: Unfolded: 150 x 150mm

3 Pure Cotton Short Sleeve STAIN-AWAY™ Polo Shirts, at Marks & Spencer
An outstanding value pack of polo shirts in pure cotton. They're treated with STAIN-AWAY™, our unique high performance finish which helps prevent everyday stains, and makes them easy to wash out clean. It even works with ink blots!

Pure Cotton Whiskered Jeans, at Marks and Spenser
Comes with belt shown in image Vintage styling gives these straight leg jeans a stylish twist. A practical and fashionable style

Per Una Essentials Seersucker High Leg Knickers, at Marks & Spencers
Fresh and feminine, these stylish knickers are made from soft stretch lace. The high leg style gives a flattering long-legged look. Pretty everyday fashion

Cashmilon™ Bardot Neck Jumper, at Marks and Spencer
Casual and modern, this long sleeve jumper is made from supersoft cashmilon™ and features a Bardot neckline

Ascensio Hard Small Rollercase, at Marks & Spencer
Built for durable practicality, this small rollercase features a robust ABS outer shell and locking trolley system to ensure your belongings are safely secure and easy to transport

Classic Collection Flower Scarf Neck Top, at M&S
Modern and stylish, this versatile top is made from soft easycare fabric and features a threaded foral scarf neckline. A fashionable style with a comfortable, flattering fit

Pure Cotton Straight Leg Trousers with Belt, at Marks and Spenser
A stylish smart-casual look, these straight leg flat front trousers are made from pure cotton. A comfortable, practical and easycare choice

2 Tiga Leather Dining Chairs, at Marks & Spenser
H87 x W47 x D59cm Seat: H43cm Sold as a pair Made from solid sheesham with a leather seat Treated with a protective low-sheen lacquer that provides added durability Made from solid wood for strength Legs made from solid wood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy these chairs as part of a set. Click here to view the Tiga Collection Set. , Manufacturer: Marks & Spencer

Per Una Pear Buckle Belt, at Marks n Spencer
A bold buckle makes this fashionable belt even more special. Add a stylish finishing touch from Per Una

Diamond Sleeveless Pointelle Vest, at Marks and Spencer
Diamond pointelle adds pretty femininity to this warm easy care vest. Perfect as an extra layer this winter

Favourite Handbags Birthday Card, at Mark's & Spencer
Cover text: You can never have too many handbags, Shopping bag, stylish bag, beach bag, casual bag, designer bag, disco bag, work bag, favourite bag Inside message: Happy Birthday Approx size: 230 x 114mm

Detroit Extending Dining Table & 6 Alton Damask Chairs Set, at MarksandSpencer
7 piece set Table: H75 x W90 x L160cm (extends to L205cm) Chair: H99 x W46 x D55cm Table seats 6-8 Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Table top panel made from oak veneer with a solid oak edging for strength Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Ribbon Trim Hat, at Marks & Spensers
Keep ahead of the trends with this contemporary ribbon trim sunhat, an essential look for style in the sun

Roberts RD-21 FM RDS/DAB Portable Digital Radio in Silver, at M & S
FM/DAB wavebands FM RDS station name display and easy read 16 x 2 character LCD display Menu display/selection of all major functions Search/manual tuning Rotary tuning, volume, bass and treble controls Line output, headphones and AC mains socket Uses 6 x LR20 (D size) batteries (Not included) with up to 150 hours battery life W300 x H180 x D95mm Weight 2kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Nail Care French Manicure Set, at Mark's & Spencer
11ml bright white tip 11ml french pink 11ml top shine Easy to use glide-on white tip

Per Una Trio Eye Colour, at Marks and Spencer
Hypoallergenic

Portfolio Parisienne Drop Earrings, at Mark & Spencers
Hook fastening Drop style Dual bead design For hygiene reasons, refunds will only be given in accordance with your legal rights

2 Silicone and Wood spatulas, at M+S
These essential spatulas can be used for a multitude of culinary tasks. Incredibly practical the wooden handles ensure safe heat insulation

Pacific Armchair, at Marks & Spensers
H92 x W83 x D91cm Seat: H54cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Cushion covers are removable on this range Frame made from solid wood wrapped in pandan. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Pine feet with a light finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Pure Silk Polka Dot Handkerchiefs, at Marks and Spencer
Luxuriously soft handkerchiefs in pure silk

Toy Story Music Card, at Marks&Spencer
Cover text: Happy Birthday...Buzz and Woody Action Heroes Inside message: Have a fantastic day! Approx size: 215 x 150 mm Disney / Pixar

Portfolio 2 Tone Wide Leg Trousers with Linen, at Marks and Spenser
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

Per Una Dandy Floral Print Panel Dress, at Marks & Spencers
A stylish floral print dress in soft fabric featuring a panel design

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.