Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks and Spencer Standard Car Insurance. With Marks & Spencer Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money, you get more, and you pay less.

Besides Marks and Spencer Car Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Per Una Chiffon Floral Crinkled Dress, at Marks & Spencers
A colourful crinkled dress featuring front button detail, finished with a scallop trim

Scruffy Dog Record Your Own Message Valentine Card, at Mark & Spencers
Cover text: Valentine Love you lots xxx Inside message: Happy Valentine's Day xxx Approx size: Unfolded: 220 x 220mm

King of the Jungle Dad Birthday Card, at Marks and Spencers
Cover text: Dad, you're my king of the jungle! Inside message: Have a great day! Approx size: 215 mm x 150 mm

Baby Boys' Warm Lined Pram Shoes, at Mark & Spencers
Round toe Riptape fastening Embroidered bear detail

Ashton Double Wardrobe, at Marks & Spenser
H194 x W105 x D61cm 1 hanging rail 1 shelf Made from solid poplar and rubberwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Not Shy Retirement Card, at Marks and Spencer
Cover Text: Not shy just retiring! Inside Message: Enjoy your retirement! Approx Size: 174 mm x 126 mm

Bob The Builder Magnet Book, at Marks and Spenser
Fun and stimulating, this magnet book will keep them entertained and help develop imagination and hand-eye coordination

Floral Embroidered Table Runner, at Marks and Spencers
Floral embroidered design Tassel feature Dimensions: L230 x W33cm, Manufacturer: Marks & Spencer

Bordeaux Rosé 2008 - Case of 12, at Marks & Spencers
Style: Dry Grape variety: Cabernet Sauvignon, Merlot & Cabernet Franc Country of origin: France Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml:1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Montreal Large 2-Seater Everyday Sofa Bed, at Marks & Spencer
H99 x W218 x D104cm (extends to L241cm) Seat H50cm, arm 67cm, top back rail 78cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible seat cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish Mattress: L178 x W112 x D5cm Sprung mattress rests on a slatted wooden base Mattress recommended for everday use Sofa Bed will support a maximum combined weight of 160kg All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Pure Cotton Assorted Print Hooded Jacket, at Marks & Spencers
Cute and cosy, this hooded jacket is made from soft cotton fabric to keep him feeling comfy

Autograph Textured Bootleg Trousers, at Marks & Spensers
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

Autograph New York Bath Cream, at Marks and Spencers
Bath cream 200ml

Maternity Long Sleeve Longline Tunic, at Marks & Spencer
Fashionable and modern, this long sleeve tunic is designed to flatter you and your bump. A drawstring waist gives a neat, comfortable fit with room for growth. A fashionable, functional choice

Banoffee Pie, at Mark's & Spencer
Serves 14 Ready to eat Not suitable for nut allergy sufferers Suitable for vegetarians 1.2kg total weight As featured on page 48 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Letter Heads Game, at M & S
Letter puzzle: Come up with the longest word you can, using each letter only once Word builder: Take 3 random letters and think up words that use them all Word paths: Search for words in a 4 by 4 letter grid Word crossing: Use as many of your letters as possible to build a crossword-style layout Number of players: 2+ Suitable for ages 8+ Contains: 98 letters, score pad, writing pad, 4 pencils, sand timer and instructions This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Limited Collection Cotton Rich Leggings, at Mark & Spensers
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

SanDisk Memory Stick PRO Duo™ 1GB, at Marks and Spencer
Write/erase over 100,000 times For use in a variety of digital products including mobile phones, digital cameras, digital camcorders, car navigation systems, and hand held PCs Real time recording of high resolution video High-speed data transfer 1GB storage Larger storage capacity than standard Memory Stick cards

Princess Craft Book, at Marks and Spencers
Turn your home into a princess paradise with this fabulous book full of princess things to make and do! Create your own fantastic pop-up princess toys, fairytale castle, pretty posies, dazzling tiaras and more...

Pure ChargePAK B1 Rechargeable Battery Pack, at Mark's & Spencer
Replaces the need for alkaline batteries Easy to install - can be fitted in seconds Charges inside the radio, no separate charging unit required Increased battery life per charge over standard rechargeable batteries Provides up to 20 hours wireless listening Specification: lithium-ion 3.7V 4200mAh. Compatible with Pure ONE Mini M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Firm Control Lace Trim Body, at Marks & Spencer
Providing essential support in all the right places. Smooth and sculpt your figure with the firm control incorporated into the design of this easy to wear body

Double Layer Longline Jersey Tunic, at Marks & Spencers
This fab double layered longer length tunic is a style essential this season. An great match for slim cut trousers or jeans

Trailing Leaf Pencil Pleat Curtains, at Marks&Spencer
Leaf print Pencil pleat Comes in three drop lengths: short (137cm/54''), medium (183cm/72''), long (229cm/90'') Comes in standard 168cm/66in (STD) and wider 219cm/86in (WDR) widths How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Jacquard Guipure Non-Padded Underwired Minimiser Bra, at MarksandSpencer
Soft and comfortable, this minimiser bra de-emphasises your bust with gentle shaping. A flattering, supportive style

Frill Trim Floral Print Swimsuit, at Marks and Spenser
Fresh and pretty, this fashionable swimsuit is specially designed to give great support and a flattering, comfortable fit. A sleek, shapely look

2 Hepworth Upholstered Dining Chairs, at Marks & Spenser
H97 x W46 x D62cm Seat H48cm Neutral-coloured stripe fabric Sold as a pair Made from European Birch solids and veneers Treated with a rich stain and aged with dark patina known as a 'housemaid's rub' Finished with 2 coats of durable, clear lacquer of mid sheen Chairs made from solid wood for strength Solid European Birch legs All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

2 Pairs of Assorted Colour Stripe Socks, at M+S
Get a fabulous, fashionable look with these assorted design socks. They're made from comfortable soft stretch cotton for a great fit and shape retention

5 Pairs of Stripe Sole Trainer Liners, at Mark & Spencers
These trainer liners are ideal! Cotton rich for comfort and durability, they feature a reinforced heel and toe for extra durability and stretch fabric to improve fit

Sleeveless Plain Pintuck Blouse, at Marks and Spencer
A sleeveless blouse is a style essential this season. Match with trousers or skirts for a fab modern look

Ribbon Blossom 'Thinking of You' Card, at Marks & Spenser
Cover text: Thinking of you Inside message: Blank for your own message Approx size: 150mm x 150mm

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark's & Spencer are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks and Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Property Insurance than you will anywhere else, and you may even pay less with M&S.