M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Mark & Spensers online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

When you're shopping at MarksandSpencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks & Spensers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Classic Collection Short Sleeve Tencel® Blouse, at M&S
Ideal for everyday wear, this smart blouse is made from soft tencel and the fit is comfortable and flattering. A fashionable and practical style

Autograph Leather Faux Crocodile Platform Boots, at Marks and Spencer
Round toe Zip fastening Faux crocodile skin design High heel Knee high Heel height: 90mm Comes in sizes 3-8, including half sizes

3 Pairs of Cotton Rich Assorted Mow Cow Print Socks, at Marks & Spensers
These classic cotton rich socks are soft, breathable and comfortable. Added stretch gives a great fit

Autograph Pure Cashmere Polo Neck Jumper, at Marks & Spencers
Sophisticated and modern, this polo neck jumper is made from pure cashmere for the ultimate in luxuriously soft knitwear

Portfolio Slinky Parisienne Necklace, at Mark & Spensers
Clasp fastening Adjustable length Mixed bead design Slinky parisienne style Multi strand feature Necklace length 81cm, extendable by 8cm

Heart Pointelle Thermal Leggings, at Marks & Spencers
Keep warm and comfortable in these soft thermal leggings. Cosy without being bulky, they make the perfect extra layer for cold weather

5 Seam Free Low Rise Shorts, at Mark's & Spencer
Embrace flattering everyday comfort with the low leg cut and easy to care for fabric of these great value shorts. A fantastic addition to your underwear drawer

Cotton Rich Towelling Dressing Gown, at Marks and Spencer
Soft, comfortable and snag-resistant, this cotton rich dressing gown is ideal for wearing over pyjamas or after a bath

Autograph Pure Cotton Royal Oxford Shirt, at Marks & Spenser
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Flower Branch Thank You Card, at M&S
Cover text: Thank you Inside message: Blank for your own message Approx size: Unfolded: 150 x 150mm

Per Una 3/4 Sleeve Flute Panel Blouse, at Marks and Spencers
A versatile stripe design blouse in stretch cotton featuring a waterfall frill front down placket

Blue Harbour Heritage Pure Cotton Denim Shirt, at Marks and Spencer
Relaxed and stylish, this denim shirt is made from pure cotton so it feels soft and comfortable to wear

Granite Mat, at Marks and Spencer
Rectangle shape This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Notched Buckle Belt, at Marks & Spensers
A bold buckle makes this fashionable belt even more special. Add a stylish finishing touch from Per Una

New Autograph Dogtooth Design Cardigan, at Marks and Spenser
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Piped Hipster Bikini Bottoms, at Marks & Spencers
Modern and shapely, these fashionable bikini bottoms features pipe detail. The ultimate in poolside glamour

Signature Natural Cotton Infusion Sticks, at Marks and Spencer
Scented infusion sticks Fragrance lasts upto 8 weeks Glass holder included, Manufacturer: Marks & Spencer

Bold Butterfly Sunglasses, at Marks & Spencers
Bold, dark and oversized, these stunning shades make a fabulous way of wearing this seasons hot trend for classic glamour

Pure Cotton "Surf Cove" Hooded Zip-Up Top, at Marks n Spencer
This is a cool and casual hooded zip-up top that boys will love

Per Una Leather Notched Belt, at Marks and Spencer
A bold buckle makes this fashionable belt even more special. Add a stylish finishing touch from Per Una

Large Chunky Speckle Bangle, at Marks & Spencers
Chunky design Speckle feature

Girls' Limited Bold Stripe Tie Cardigan, at Marks & Spencers
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Big & Tall Single Breasted Jacket, at Marks and Spenser
Specially proportioned for big and tall men, this single breasted jacket is designed to give a flattering, comfortable fit

Stainless Steel Apple Corer, at Marks and Spencer
Hanging loop This product is not available for international delivery. Find out more Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18, Manufacturer: Marks & Spencer

Animal Alphabet Stickers, at Marks & Spencer
75 assorted stickers Animal shapes

Limited Collection Brushed Hoop Earrings, at Mark's & Spencer
Hoop style Brushed detail Butterfly fastening

Single Breasted Mid Length Belted Mac, at MarksandSpencer
A smart, fitted mac is a versatile piece every woman should own. This modern belted style is a flattering update of a fashion classic

North Coast Pure Cotton Herringbone Check Shirt, at Marks and Spenser
Relaxed and stylish, this herringbone check shirt is made from pure cotton so it feels soft and comfortable to wear

Edmonton Armchair, at Marks n Spencer
H92 x W92 x D98cm Seat: H48cm (all dimensions are approximate) Seat cushions made from shape-retaining foam on leather upholstery options and polyester fibre on fabric upholstery options Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Stormwear™ Leather Lace-Up Walker Trainers, at Marks and Spencers
Round toe Lace-up Stitch detail Waterproof leather Stormwear™ technology repels water and stains

There are lots of ways to save money using M&S Finance. Not least of these is Marks and Spencer Standard Motor Insurance. With M&S Finance you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.