There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks and Spencer Standard Car Insurance. With Marks & Spencers Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from M+S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencer Money, you get more, and you pay less.

Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco's:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but M&S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencers Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencers Money loans, credit cards or Property Insurance - besides a number of other insurance products, Marks & Spencers Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencers Money insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencers insurance products in document format too.

Secret Support™ Check Moccasin Slippers, at Marks & Spencer
Round toe Check design Flat sole Comes in sizes 3-8

Côtes du Rhône Les Closiers 2007 - Case of 6, at Marks & Spensers
Grape variety: 65% Grenache, 35% syrah Country of origin: France Closure: Natural Cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Centre Crease Bootleg Trousers, at Marks & Spencers
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Firm Control Cotton Rich Thigh Slimmer, at Marks and Spenser
Look slimmer in seconds! These clever slimmers gently shape tums, thighs and bums for a smooth, sleek silhouette

Limited Collection Pure Cotton Frill Shirt, at Marks&Spencer
Part of Limited Collection's Club Rio trend - get tropical in a heady mix of hot, sun-drenched hues and modern graphic prints with fresh white accents. A fashion-conscious holiday look

Older Girls' Pure Cotton Stripe Pyjamas, at M & S
Cute and comfy, these pure cotton stripe pyjamas are outstanding value

Gold & Cream Car Wedding Card, at Marks and Spencer
Cover text reads: Just married Inside message: With love on your special day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

25 Lotus Flower Room Scenters, at Marks & Spensers
Pack of 25 Lotus flower scent, Manufacturer: Marks & Spencer

5 Cool & Fresh Cotton Rich Assorted Slips, at M+S
Made from soft breathable stretch cotton, these comfy slips are ideal for everyday wear.

Slinky Lace Trim Camisole, at Mark's & Spencer
Stylish and feminine, this lace trim camisole is made from soft touch fabric which feels blissfully comfortable to wear

Silicone Pot Holder, at Marks & Spencers
L17.5 x W17.5cm Hole for hanging Can also be used to rest hot pans on Heat resistant to protect surfaces and pans from hot pots Embossed design, Manufacturer: Marks & Spencer

Collezione Contrast Trim Loafers, at MarksandSpencer
Square toe Stitch detail Slip-on Block heel

Per Una 3/4 Length Crochet Cardigan, at MarksandSpencer
A sophisticated crochet cardigan, featuring a scallop trim and hook fastening

Tall Glass Tumbler, at Marks and Spencer
Dishwasher safe, Manufacturer: Marks & Spencer

Blue Harbour Single Breasted Stitch Jacket with Inner Gilet, at Marks and Spencer
Luxurious and stylish, this tailored jacket and gilet is made from a cool cotton and linen blend

Per Una Short Sleeve Cornelli Embellished Top, at Marks and Spencer
A feminine neck embellished top featuring pleated front detail, finished with a scallop trim on sleeve

Touch Personal Radio, at Marks and Spencers
40 station presets (DAB or FM) Automatic scanning Clear backlit display with 8 step brightness Dimensions: H13 x W18 x D6.5cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Pure Cotton Belted Straight Leg Jeans, at M & S
These straight leg jeans in pure cotton are great value. A practical, easycare style

Autograph Merano 2-Seater Unit (Left-Hand Arm), at Marks and Spencer
H84 x W172 x D102cm Seat H47cm, arm H63cm, top back rail H63cm (all dimensions are approximate) Seat cushions made from shape-retaining foam with extra-thick fibre wrap - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options have reversible cushions Available in fixed cushion covers only Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Glide feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

M&S Gold 3.5mm Phono Cable, at Marks & Spenser
1.5m cable Connects MP3 to hi-fi Gold connectors reduce resistance and improve sound quality This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Spinsanti Chardonnay 2008 - Case of 12, at Mark's & Spencer
Grape variety: 100% Chardonnay Country of origin:Argentina Closure: Natural Cork Suitable for vegetarians and vegans Bottle:12 x 75cl Alcohol by volume: 14% vol. Alcohol units per bottle:10.5 Alcohol units per 125ml:1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Petite Wide Waistband Straight Leg Trousers, at Mark's & Spencer
Simple and stylish, straight leg trousers are a modern classic. They are cut to skim the hips and thighs, giving a sleek flattering shape that's always in style. Specially designed and perfectly proportioned for the petite frame

Perfect Short Sleeve Panel Tunic Top, at Mark & Spensers
This simple panel dress is a key style for autumn. Wear it with leggings for a fashion forward look

Autograph Value Suit Trousers, at Marks and Spencer
Smart and stylish, these trousers are outstanding value! They're made from comfortable hardwearing fabric, ideal for sixth form wear

2" Longer Autograph Pure Cotton Plain Poplin Shirt, at Marks and Spencer
Keeping the taller man specifically in mind, this smart shirt features an extra 2" of fabric in the sleeve and body to provide a perfect formal fit

Bonded Jacquard Underwired DD-G Bra, at Mark & Spensers
Soft and comfortable, this jacquard bra is ideal for everyday wear. It's underwired and shaped for an uplifted natural look

Owl Pramsuit, at Marks&Spencer
Cute and cosy, this hooded pramsuit is warmly padded and lined with soft cotton to keep him comfortable

Formula Age Defence Revitalising Night Cream with Vitamin C, at Mark's & Spencer
Contains vitamin C and creatine Especially formulated to help delay first signs of ageing Re-energisers and revitalises the skin Hypoallergenic 50ml

Pure Cotton Quick Iron Long Sleeve Stripe Shirt, at Marks & Spencer
Stylish and innovative, this pure cotton easycare shirt is quick and easy to iron for a smart crisp look.

Navarra Console Table, at Marks and Spencers
H75 x W100 x D35cm Made from solid oak and oak veneer Finished with a low-sheen lacquer that provides added durability Legs made from solid wood Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Besides Mark's & Spencer Car Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M+S purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.