M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Car Insurance, but Marks & Spensers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Buildings & Contents Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spenser insurance products in document format too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spenser, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Round Glow Alarm Clock, at MarksandSpencer
Analogue display Round face Snooze alarm Sweep second movement Glow in the dark hands and numerals Quartz accuracy Dimensions: H10 x W10 x D5cm Weight: 0.11kg

Pot Pourri Bag, at Marks & Spencers
Scented Decorative, Manufacturer: Marks & Spencer

Beaded Rope Necklace & Earring Set, at Marks & Spensers
2 part set Mixed beads Drop earrings with hook fastening Rope design necklace with clasp fastening and adjustable length Necklace length: 102cm, extendable by 8cm

Easycare Fine Stripe Short Sleeve Shirt, at Marks & Spenser
Smart and stylish, this easycare shirt makes a practical choice for everyday wear

Autograph Pure Cotton V-Neck Cardigan & T-Shirt, at M & S
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Marananga Dam GSM 2005 - Case of 6, at Marks and Spenser
Style: Full bodied Grape variety: Grenache, Shiraz & Mourvedre Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Firm Control Chevron Stripe High Waist Knickers, at Marks and Spenser
These firm control knickers shape you where you need it most, flattening your tummy and nipping in your waist. The chevron stripe design gives a modern look

Play Toolbox, at Marks and Spenser
Suitable for ages 3+ Box contains: a ruler, saw, plier, spanner, screwdriver & a hammer Imaginative play This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Girls' Limited Pure Cotton Denim Shorts with Leggings, at Mark's & Spencer
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Leather Trifold Wallet, at Marks & Spencers
Smart, stylish and practical, this leather wallet makes it easy to organise cards and notes

Crystal Nail File, at Marks and Spenser
The pattened design surface is ideal for gently shaping and smoothing nails Durable surface that is fully washable Perfect size for slipping into your handbag

Ingredients Lemon Bath Cream, at Marks & Spencer
Lemon scented 500ml Ingredients: Aqua, Sodium Laureth Sulfate, Cocamidopropyl Betaine, Polysorbate 20, Sodium Chloride, PEG-18 Glyceryl Oleate/Cocoate, Sodium Styrene/Acrylates Copolymer, Benzophenone-3, Disodium EDTA, Parfum, Limonene, Citral, Linalool, Polyquaternium-39, Triethylene Glycol, Benzyl Alcohol, Alcohol Denat. Citronellol, Propylene Glycol, Geraniol, Benzyl Benzoate, Hexyl Cinnamal, Citrus Medica Limonum Oil (Lemon Oil), Sodium Lauryl Sulfate, Citric Acid, Magnesium Nitrate, Methylchloroisothiazolinone, Methylparaben, Magnesium Chloride, Methylisothiazolinone, Propylparaben, CI 19140, CI 15985

Blue Harbour Stormwear™ + Jeans, at Marks n Spencer
Innovative and stylish, these smart jeans are treated with new Stormwear™ +, which combines our unique Stormwear™ finish with a stain repellent technology that'll keep dry and comfortable all day long

Valentine's Day Tissue Pack with Stickers, at Marks & Spencers
Contains: 3 sheets tissue and 10 stickers Approx size: each sheet 500 x 700mm

Tear Drop Gemstone Photo Frame (4 x 6"), at Mark's & Spencer
Rectangular frame Tear drop gemstone design Aperture: 10 x 15cm (4 x 6'') H12 x W17 x D2cm, Manufacturer: Marks & Spencer

Knee High Stretch Platform Boots, at Marks n Spencer
Round toe Stitch detail Knee high High heel Heel height: 100mm Comes in sizes 3-8, including half sizes

Autograph Double Riptape Shoes, at Marks & Spencers
Round toe Riptape fastening Punch detail Flat Stitch detail

Per Una Embroidered Lace Padded Balcony Bra, at Marks & Spencers
Feminine and delicate, this stylish bra features stretch lace fabric and a scallop trim. The padded balcony style gives maximum uplift and a fuller shape. Pretty everyday fashion

Post Surgery Adored Embroidered Bra, at Marks and Spencer
Pretty and feminine, this non-padded floral embroidered bra is made from soft microfibre fabric and gives a gently supportive fit and a flattering shape. It features 2 secure prosthesis pockets

Short Angel Sleeve Slinky Top, at Mark's & Spencer
This fab jersey top features angel sleeves. A vibrant new look, perfect for this season

Sony PRS-505 E-Reader, at Marks and Spencer
Holds approximately 160 electronic books (eBooks) Smaller than a typical paperback, 8mm thick and very light: it's a stylish aluminium unit that fits in your coat pocket Easy to read 6'' EInk screen High resolution and multi-shade grey scale give fine detail on text or black-and-white photos, illustrations etc. Add bookmarks, read page-by-page or ''fast forward'' through the book Automatically find the page you were last reading Call up your stored books quickly: by author, title or date MemoryStick™ DUO and SD Card slots allow you to optionally increase capacity up to approximately 13000 titles Very low power consumption: allows nearly 6800 page turns from a single battery charge Can be fully charged in only 4 hours from a laptop or PC via supplied USB cable 2 hours charge time using optional UK/continental mains adaptor (ACS-5220E) Uses the EPUB standard: the most widely used eBook type, can also read other common text documents Can also display most common image and photo file types (images are black and white, not colour) Use with headphones to listen to music while you read (MP3 or AAC files) Supplied pre-loaded with sample eBooks and excerpts All necessary software (eBook Library) plus quick start instructions supplied Comes with soft tan case. Other cases available as optional accessories Currently not MAC compatible This product is not available for international delivery. Find out more

Body Padded Plunge Lace T-Shirt Bra, at Marks & Spenser
Smooth and versatile, this comfortable t-shirt bra is designed for a no-show look under your clothes

Limited Collection Pointed Boots, at Marks&Spencer
Knee high Stitch detail Plain design Heel height: 49mms Comes in sizes 3-8, including half sizes

Long Sleeve Stripe Oblong Cardigan, at Marks and Spencer
Elegant and feminine, this oblong cardigan is made with comfortable breathable cotton. A modern style essential

Pure Cotton Long Sleeve Stitch Stripe Shirt, at Marks & Spencers
Whether you're travelling the world or staying closer to home, our travel shirts are specially designed to keep you looking and feeling your best. Crease resistant to maintain a smart appearance, a special finish draws moisture away from the body to keep you cool while the incredibly breathable shirt fabric is woven to maximise the flow of air between the yarns

Patent Double Buckle Trouser Shoes, at Mark's & Spencer
Round toe Centre stitch detail Double buckle fastening Mid heel Comes in sizes 3-8, including half sizes

Paddington Bear, at Marks & Spencers
Includes duffle coat and squashy hat Suitable for ages 12 months + H32cm Paddington and Co. Ltd. 2005 This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Triple Bead Drop Earrings, at Marks & Spencers
Hook fastening Drop style Triple bead design For hygiene reasons, refunds will only be given in accordance with your legal rights

Casino Royale Blu-ray DVD, at Mark's & Spencer
Rating Suitable for 12 years and over,

The Floral Collection Lavender Anti-Perspirant Deodorant, at Mark & Spensers
150ml Lavender fragrance Anti-perspirant deodorant Provides 24 hour protection Alcohol free This product is not available for international delivery. Find out more

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks n Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.