When you're shopping at MarksandSpencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at MarksandSpencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Besides M & S Car Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. Marks & Spencers Money financial products are, of course, designed to make Mark & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Home Insurance than you will anywhere else, and you may even pay less with M&S.

Fairtrade Organic Cotton Animal Bodysuit & Bib, at Marks and Spencer
Look below to see a video clip about Fairtrade This cute bodysuit & bib set is made from soft, comfy Fairtrade cotton. We buy the cotton at a fair price from small-scale farmers around the world. The extra income raised enables them to invest in their own communities, like providing wells for clean water and improving healthcare facilities

In Bloom Orchid & Vanilla Fragranced Candle, at Marks & Spencer
Orchid and vanilla fragrance Burns upto 20 hours, Manufacturer: Marks & Spencer

Track-Snap Chuggington Game, at M & S
Suitable for ages 3+ Not suitable for children under 36 months due to small parts that may become detached and present a choking hazard This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

5 Younger Girls' Pure Cotton Tatty Teddy Shorts, at Marks & Spencers
A must for fans of Tatty Teddy, these pure cotton shorts feature cute motifs of the popular character

Country Bunch Die Cut Niece Card, at Marks & Spenser
Cover text: Niece happy birthday Inside message: Have a fantastic day Approx size: 150 x 150mm

Autograph Exclusive Pure Cashmere V-Neck Poncho, at Marks & Spencer
Wrap up warm in fashionable style with this v-neck poncho. It looks great over this season's fashions, or wear with jeans and boots

Autograph Bone China Cup & Saucer, at Marks n Spencer
Matching cup and saucer Plain Cup height: 7.5cm Saucer diameter: 16cm, Manufacturer: Marks & Spencer

Blue Harbour Pure Cotton V-Neck Jumper, at Mark & Spensers
Fashionable and practical, this v-neck jumper is made from pure cotton. It's designed to keep its shape and feel soft and comfortable to wear

Per Una Styled Floral Embroidered High Leg Knickers, at Marks and Spencer
Feminine and delicate, these stylish briefs feature a floral embroidered design and are finished with a center bow detail. Pretty everyday fashion

3 Authentic Woven Pure Cotton Assorted Boxers, at Marks & Spencers
Made from soft breathable cotton, these comfy boxers are ideal for everyday wear

Dualit Hand Blender Gift Pack - Chrome, at Marks and Spenser
Variable speed control - 9000 to 16000rpm Pulse plus button - 17000rpm 500 watt motor Detachable blending stick for easy cleaning Stainless steel long-life blades Accessories pack include: Chrome plated beaters, stainless steel whisk, stainless steel 500ml capacity beaker with stay fresh lid, mini chopping bowl Dualit moulded plug Two gear boxes Dishwasher safe functional parts 500 ml capacity jug Dimensions: H38cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Dora the Explorer Watch, at Marks and Spencers
Buckle fastening Round face Butterfly design on straps Analogue Dora the explorer design 2007 Viacom International Inc

His & Hers Card Game, at Marks & Spencers
Number of players: 2 teams, 2 female players, 2 male players Suitable for ages 14+ Pack contains: 60 male question cards, 60 female question cards, score pad, pencil, sand timer and instructions Approx. card size: 89 x 59mm This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Limited Collection Drape Sleeve Jersey Top, at Marks and Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Large Handmade Mum & Dad Anniversary Card, at Marks and Spencer
Cover text: Mum & Dad, Happy Anniversary Inside message: With lots of love Approx size: Unfolded: 220 x 220mm

Per Una Buckle Shoes, at Marks and Spencer
Buckle feature Slip-on Mid heel Comes in sizes 3-8, including half sizes Heel height 74mm

Portfolio Stripe Border Cardigan, at Marks and Spenser
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

3 Piece Floral Design Cardigan Outfit, at Marks & Spencer
Practical and pretty, this cute long sleeve top, cardigan and bottoms 3-piece outfit is made from soft fabric to keep her feeling comfy and happy

Limited Collection Cotton Rich Spot Vest & Shorts Set, at Marks & Spencer
Fabulous and modern, this vest and shorts set is part of our Limited Collection lingerie. Theyre made from soft stretch cotton and designed to fit and flatter. Casual, contemporary fashion

Shepherds Ridge Chardonnay 2008 - Case of 6, at Marks & Spenser
Style: Dry Grape variety: Chardonnay Country of origin: New Zealand Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Short Sleeve Dobby Stripe Shirt, at Marks and Spencer
Casual and contemporary, this stripe shirt is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make it exceptionally stylish and comfortable

Short Sleeve Spot Print Ruffle Top, at Marks and Spencer
This fab short sleeve spot print top features a stunning ruffle detail. A pretty new look, perfect for this season

M&S Flush Wall Mount with Tilt for 23-32'' TV, at Marks and Spenser
Fits LCD, TFT and plasma screens from 23-32 inches Slim fit and tilt VESA compliant for 23-32in screens Simple 3-part assembly Drilling template supplied Dimensions: H28.5 x W78.5 x D8.5cm This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Formal Square Buckle Belt, at Marks & Spencer
Add a smart finishing touch with this leather square buckle belt

Miele S7260 Upright Cat & Dog Vacuum Cleaner, at Marks & Spenser
6 litre dust bag capacity 1800W Sealed system for optimum filtration 14.5 metre operating radius Supplied with an Active Air Clean filter Dust bag change indicator - signals when the dustbag needs to be replaced Rotary Dial to adjust the suction power for different floorings Smooth running 360 swivel castors. Castors mounted on steel axles to ensure excellent maneouvrability An Upholstery nozzle, Dusting brush and Crevice nozzle are all stored at the rear of the cleaner Weight: 9.5 kg Dimensions: H1160.6 x W349.3 x D377.9mm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Nail Treatment Pens, at Marks and Spencer
Cuticle softener pen with natural oils to hydrate and soothe your cuticles. Apply daily to the cuticle bed Nail nourishment pen with natural oils, aloe vera and vitamins A, C and E to strengthen your nails while maintaining flexibility and resistance to breaking. Apply daily to the nail surface Nail polish corrector pen angled tips instantly remove dry nail polish to achieve a professional finish. Extra tips can be used as spares or interchanged to prevent colour transfer

Per Una Floral Lace Shorts, at Marks n Spencer
Enjoy 30% off when you buy this product in cream. Discount applies at checkout Elegant and feminine, these stylish bikinis/etc are made from soft stretch lace. The low rise, low leg style gives a shapely figure-flattering fit. Pretty everyday fashion

Limited Edition Assorted Stacker Bangles, at Marks&Spencer
5 bangles Assorted design Slide on

Blue Harbour Real Cool & Fresh Polo Shirt, at Marks & Spencers
Our pure cotton polo shirts make summer dressing a breeze. Wear them with shorts and sandals for a perfect warm weather look

Per Una Double Breasted Short Mac with Belt, at Marks & Spencers
A fashionable double breasted short mac featuring a notch lapel and matching belt

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spensers online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.