When you're shopping at Marks&Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Marks&Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

There are lots of ways to save money using M+S Money. Not least of these is Marks & Spenser Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M+S Money, you get more, and you pay less.

Marks and Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Mark's & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencers insurance products in document format too.

Classic Collection Floral Embroidered Slippers, at Marks and Spencers
Round toe Embroidered floral detail Pump style Flat sole Slip on

Blue Harbour Pure Cotton Short Sleeve Oxford Shirt, at Marks & Spencer
Relaxed and stylish, this short sleeve shirt is made from pure cotton, so it feels soft and comfortable to wear

Pasta Recipe Book, at Marks & Spensers
Pasta - food for passion, food for life! For food that puts the colour and fun back into your life, look no further than pasta. Infinitely versatile and always delicious, pasta allows you to cook up a storm in the kitchen and whip up Italian delights that cannot fail to impress. Invite over the family, gather around the kitchen table and tuck into some truly inspirational food. For fail-safe ideas that take the minimum of effort, look no further than the recipes inside this book

First Reader Cinderella Book, at Marks & Spencers
Cinderella, the well-loved fairytale, written with vocabulary following the National Literacy Strategy

Compton Glazed Top & Sideboard Set, at Marks & Spensers
H204.5 x W174 x D55cm Glazed unit has 3 shelves each side and toughened glass doors Sideboard has 2 cupboards and 4 drawers Made from White Oak solids and veneers Hand distressed, with the distressing aged with dark patina Mid-brown stained finish, followed by 2 coats of durable, clear lacquer of low sheen Side panels, door panels, back panels made from oak veneer Top panels made from oak veneer with a solid oak edging for strength Drawer fronts and boxes made with solid hardwood. Draw bottoms made with oak veneer Solid hardwood legs and doors All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Diamanté Cross Christening Card, at Marks and Spencer
Cover text: With love on your Christening day Inside message: Wishing you a special day Approx size: Unfolded: 178 x 126mm

Harvard Talc, at Marks and Spencer
200g

Metallic Glaze Soap Dispenser, at M&S
Metallic glaze design Pump action, Manufacturer: Marks & Spencer

3/4 Sleeve Longline Bib Tunic, at M & S
Pretty and feminine, this longline tunic is made from softly draping stretch viscose for a fluid look. The pleated front adds a fashionable finishing touch

Leather Bow Detail Medium Purse, at Marks & Spencer
This stylish purse is made from real leather with reinforced stitching and a secure zip fastening. A high quality and chic essential

Firm Control No VPL Floral Low Leg Shorts, at Marks and Spencers
Look slimmer in seconds! These firm control shorts gently flatten tummies for a sleeker, slimmer silhouette. They're designed without hems for a smooth no-show look under clothes

Perfect Sonoma Extending Dining Table & 6 Slat-Back Chairs Set, at Mark's & Spencer
7 piece set Table: H76 x L180 x W100cm Extends to L230cm Seats 6-8 people, comes with extension leaf to seat 8 Set of 6 slat-back dining chairs Made from solid oak with leather seat Chair: H87 x W49 x D56cm Seat: H48cm Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Platinum Plated Princess Eternity Ring, at Marks and Spencers
Platinum plated Diamant detail

Pure Cotton Short Sleeve Frill Trim Floral Top, at M+S
Smart and stylish, this short sleeve top is made from cool comfortable cotton and features a frill trim and floral print

2 Non-Wired Maternity Bras, at Marks and Spencer
Soft yet supportive, these bras will keep you in check thanks to their wide and adjustable straps. Just the thing to give you a good shape even when you're feeling tender

Space Sticker Book, at Marks and Spencers
Space sticker books is packed with facts about shooting stars, hi-tech space shuttles, radio telescopes, Mars missions and much, much more. With sticker activities throughout and glow-in-the-dark space shapes to decorate your room, this book is the perfect way to learn about what is out there in our galaxy and beyond

The Patriot Blu-Ray DVD, at Mark & Spencers
Rating Suitable for 15 years and over,

Daily Mail Quick & Cryptic Crosswords, at Marks and Spencer
This compilation of the Daily Mail's quick and cryptic crosswords will provide you with hours of fascinating puzzling

Racing Car Age 4 Birthday Card, at Mark & Spencers
Cover text: A 'fab' 4 today! Inside message: You're a real champion! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

Rosina 2-Seater Sofa, at Marks&Spencer
H82 x W174 x D97cm Seat H45cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Shades of Summer, at MarksandSpencer
A chic bag packed with a stunning display of gorgeous gerberas in bold summer shades Available for delivery from 1st April to 30th September 2009

Per Una Speziale Cheek Colour, at M+S
Soft powder Illuminating Embossed motif Hypoallergenic Comes in 2 colours

Autograph Light Control Lace Waist Cincher, at Marks & Spencer
This waist cincher gives total body definition, shaping your tummy, waist and bottom with the flexibility of wearing your own bra. It's comfortable, breathable and easy to move around in, and the special finish keeps you cool and dry. Beautiful exclusive lingerie

Pure Cotton Corsage Duvet Cover, at Mark & Spencers
Corsage feature Comes in single (3ft), double (4ft 6in), kingsize (5ft) and super-kingsize (6ft), Manufacturer: Marks & Spencer

The Floral Collection Lavender Moisture Rich Foaming Bath Essence, at Marks and Spencer
Lavender fragrance Foaming bath essence Moisture rich 500ml

Per Una Samba Frill Dress, at Marks & Spencer
A feminine knee length dress featuring a bold floral print and front frill design

5 Pairs of Younger Boys' Cotton Rich Assorted Socks, at Marks and Spencers
Brighten up his underwear drawer with these fashionable assorted design socks made with soft breathable cotton

Wool Blend Flat Front Stripe Trousers, at Marks and Spencer
Smart and contemporary, these trousers are made from a special wool blend fabric for extra strength, comfort and durability

Sterling Silver Inset Shall Earrings, at Marks & Spensers
Hook fastening Drop design For hygiene reasons, refunds will only be given in accordance with your legal rights

M&S HP 45 Compatible Cartridge, at Marks and Spencer
Black cartridge Compatible with HP printers using HP 45 For use in deskjet: 710c, 720c, 722c, 815c, 820cxi, 830c, 850c, 855c, 870cxi, 880c, 890c, 895cxi, 930c/cm, 950c, 959c, 960c, 970cxi, 990cxi, 990cxi/cm, 995c, 1000c, 1100c, 1120c, 1125c, 1180c, 1220c/cps/cxi, 1280, 1600c/cm 6122, 6127, 9300 series For use in photosmart: 1000, 1100, 1115, 1215, 1218, 1315 For use in officejet: Pro 1150c, Pro 1170, Pro 1175c, g55, g85, g95, k60, k80, r45, r40, r60, r65, r80, t45, t65 For use in fax: 1220 For use in colour copier: 160, 180, 260, 280, 290 For use in designjet: 700, 750c, 755cm This cartridge is not an original product but has been re-manufactured and refilled to the most exacting standards M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more *Must be returned with the tamper seal intact for full refund

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.