Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks&Spencer are so useful. M&S Financial Services financial products are, of course, designed to make Marks n Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services Property Insurance than you will anywhere else, and you may even pay less with M&S.

M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Pure Cotton Bubble Sarong, at Marks and Spencers
Feminine and pretty, this fashionable sarong features a striking bubble print. The ultimate in poolside glamour

Roberts RD-21 FM RDS/DAB Portable Digital Radio in Black, at Marks and Spencers
FM/DAB wavebands FM RDS station name display and easy read 16 x 2 character LCD display Menu display/selection of all major functions Search/manual tuning Rotary tuning, volume, bass and treble controls Line output, headphones and AC mains socket Uses 6 x LR20 (D size) batteries (Not included) with up to 150 hours battery life W300 x H180 x D95mm Weight 2kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Text Husband Anniversary Card, at Marks & Spencers
Cover text: Husband Happy Anniversary Inside message: With lots and lots of love Approx size: 230mm x 114mm

Small Fishbowl Vase, at Marks & Spencers
Incredibly versatile, this elegant vase is ideally suited for smaller floral arrangements or simply displayed on its own for an understated effect

Long Sleeve Open Front Cardigan, at Marks n Spencer
This casual open front cardigan makes the perfect light extra layer. It features pintuck detailing for an extra stylish touch

3 Pure Cotton Short Sleeve Plain Vests, at MarksandSpencer
A great value wardrobe essential, these durable cotton vests will keep him comfy thanks to an easy to wear cotton weave

Limited Collection Pure Cotton 3/4 Sleeve Top, at Marks and Spencer
This 3/4 sleeve top will make a useful addition to your wardrobe. It features a pretty floral print design for a stylish casual look

Riptape Stitch Sandals, at MarksandSpencer
Fashionable and comfortable, these lightweight leather sandals make a great choice for relaxed style in the sun, at home or on holiday

Compton Glazed Unit, at Marks & Spensers
H190 x W118 x D53cm 3 adjustable shelves Toughened glass doors Made from White Oak solids and veneers Hand distressed, with the distressing aged with dark patina Mid-brown stained finish, followed by 2 coats of durable, clear lacquer of low sheen Side panels, door panels, back panels made from oak veneer Top panels made from oak veneer with a solid oak edging for strength Solid hardwood legs Solid hardwood doors All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Toshiba Satellite U400-22N Laptop, at Marks & Spencer
Processor: Intel Pentium dual-core processor T4200, 2.00 GHz clock speed, 800 MHz Front Side Bus and 1 MB 2nd level cache Memory: 4,096 (2,048 + 2,048) MB DDR2 RAM (800 MHz) Hard Drive: 250 GB (S.M.A.R.T) Display: 13.3 " Toshiba TruBrite WXGA TFT High Brightness display Operating System: Genuine Windows Vista Home Premium 32-bit Edition (pre-installed, Toshiba-HDD recovery) Graphics Card: Mobile Intel GMA 4500MHD, up to 1,340 MB total available graphics memory with 4 GB system memory DVD Super Multi Drive (Double Layer) : CD-ROM, CD-R, CD-RW, DVD-ROM, DVD-R, DVD-R(DL), DVD-RW, DVD+R, DVD+R(DL), DVD+RW, DVD-RAM Expansion: 2 x memory slots (1 to configure), 1 x ExpressCard slot Interfaces: 1 x DC-in, 1 x external monitor, 1 x RJ-11, 1 x RJ-45, 1 x i.LINK (IEEE 1394), 1 x external microphone, 1 x headphone (stereo), 1 x SP/DIF (optical) shared with headphone socket, 1 x integrated 1.3 Megapixels Web Camera with built-in microphone, 1 x HDMI-CEC (REGZA-Link) supporting 1080p signal format, 1 (shared with one USB port) x eSATA, 1 x 5-in-1 Bridge Media slot (supports SD™ Cards up to 16 GB, Memory Stick up to 256 MB, Memory Stick Pro™ up to 4 GB, MultiMedia Card™ up to 2 GB and xD-Picture Card™ up to 2 GB) USB Ports: 3 (Left 2, Right 1) x USB 2.0 (supporting USB Sleep-and-Charge) Connectivity: Wi-Fi (802.11b/g) Wireless LAN, Fast Ethernet LAN (10BASE-T/100BASE-TX) , international V.90 modem (V.92 ready), 56 Kbps data and 14.4 Kbps fax Bundled software: Toshiba Disc Creator, Toshiba User's Manual, Supervisor Password Utility, Toshiba Assist, Chicony Camera Assistant Software, Toshiba DVD Player, Ulead DVD MovieFactory for TOSHIBA, Toshiba Face Recognition, Microsoft Works, McAfee Internet Security Suite - Toshiba Edition (includes free Internet updates for 30 days), Toshiba Recovery Disc Creator, Dolby Control Center, HDMI Control Manager, Microsoft Office Home and Student 2007 (free 60-day trial), Toshiba Value Added Package (Toshiba Power Saver, Toshiba Zooming Utility, Toshiba PC Diagnostic Tool, Toshiba Flash Cards, Toshiba Components Common Driver, Toshiba Accessibility, Toshiba Button Support), Google Software (Google Toolbar for Internet Explorer, Google Desktop, Picasa), Connectivity Doctor, ConfigFree™, Toshiba utilities and drivers Toshiba EasyMedia : Google Software (Google Toolbar for Internet Explorer, Google Desktop, Picasa), Toshiba TEMPRO Performance Tuning Service, USB & USB/eSATA Sleep-and-Charge, HDMI-CEC (REGZA-Link), McAfee Internet Security Suite - Toshiba Edition, Toshiba Face Recognition, Smart Display Support, Toshiba Flash Cards, Easy Keys, Built-in camera & microphone, Diversity Antenna, Integrated Bridge Media Adapter, Toshiba ConfigFree™, Internal HD 720p support, S/PDIF Security features : HDD password on request, supervisor password, slot for Kensington Cable Lock, user password, wireless LAN switch, main battery pack (by sliding latch), main memory (by screw), main hard disk (by screw) Dimensions : W314 x D229 x H27.5 (front) / 35 (rear) mm Weight : starting at 2.0 kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Autograph Leather Buckled Monk Shoes, at M+S
Square toe Punched hole detail Buckle fastening Stitch detail Block heel

Stainless Steel Egg Separator, at Marks and Spencer
Stainless steel design Hanging hole L14cm x W9cm x H2.5cm, Manufacturer: Marks & Spencer

Chris Murphy's Favourites - Case of 12, at Mark & Spencers
2 Marlborough Sauvignon Blanc 2008: A slow ripened wine with lots of fresh acidity retained in the grapes... 2 La Prendina Estate Pinot Grigio 2008: A fruity wine with a lingering, dry and crisp finish... 2 Tupungato Chardonnay 2007: An exceptionally well-balanced wine with ripe flavours and fresh aromas... 2 Bourgogne Pinot Noir 2007: A juicy, smooth wine made from the Pinot Noir grape... 2 Valpolicello Ripasso 2006: Aged in oak barrels for extra hints of spice and toast... 2 Hunter Valley Shiraz 2007: A ripe, rich character aged in oak barrels for extra depth of spicy flavour... Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Earth Sign Bracelet, at Mark & Spencers
Stretch style Beaded design Earth charms Diamant detail

Autograph Ball Drop Earrings, at Marks & Spencers
Hook fastening Drop style Double bead detail For hygiene reasons, refunds will only be given in accordance with your legal rights

Per Una Short Sleeve Knitted Ribbed Top, at Marks and Spencers
A casual short sleeve top in a soft cotton blend. Scallop trim details give it the Per Una touch

Mechanical Dog Birthday Card, at Marks & Spencer
Cover Text: Have a great day! Inside Message: With lots of love Approx size: 135 x 135mm

Fairtrade Maara Shiraz 2008 - Case of 12, at Marks & Spencer
Style: Medium bodied Grape variety: Shiraz Country of origin: South Africa Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Art Deco Photo Frame 10 x 15cm (4 x 6''), at Marks & Spensers
This glass art deco inspired photo frame an elegant and stylish way to display a treasured photograph

Classic Thomas & Friends© Bedset, at Mark & Spencers
Thomas & Friends print Includes single duvet cover, pillowase and printed bag 2007 Gullane (Thomas) Limited, Manufacturer: Marks & Spencer

Mr & Mrs Smith Hotel Collection - European Cities, at Marks & Spenser
Inspirational and informative, the second Mr & Mrs Smith book guides you to the sexiest, most stylish hotels in Europe, including romantic hideaways in Florence and Paris, and boutique retreats in Stockholm and Barcelona

Girls' Limited Pure Cotton Single Breasted Jacket, at Marks & Spencer
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Antigua Footstool, at Marks and Spenser
H44 x W72 x D58cm (all dimensions are approximate) Cushions made from Quallofil Extralife filling Frame made from solid wood wrapped with banana fibre Other cushions made from polyester fibre Wooden feet wrapped with rattan All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Pink Butterfly and Dandelion Seed Birthday Card, at Marks and Spencer
Cover Text: Blank Inside Message: Blank for your own message Approx size: 174 x 126mm

Autograph Essentials Embroidered Thong, at Mark & Spencers
Elegant and feminine this modern thong is made from a soft fabric which looks and feels luxurious. The modern low rise high leg styling gives a flattering shapely fit. Beautiful exclusive lingerie

Autograph Square Porcelain Soap Dispenser, at Mark's & Spencer
H18 x W7 x D7cm Pump action Stripe design at the base, Manufacturer: Marks & Spencer

3 Pairs of Older Girls' Plain Shorts, at Marks & Spensers
Comfortable, practical and fashionable, this 3 pack of plain shorts makes a great way to stock up on style

Autograph Weekend Short Sleeve Floral Blouse with Silk, at Mark & Spensers
Sophisticated and modern, this short sleeve blouse is beautifully designed and cut for a flattering shape and features a stunning floral print

Soft Vanilla Pot Pourri Balls, at Marks n Spencer
Vanilla scented, Manufacturer: Marks & Spencer

Fuzzy Teddy Thank You Multipack of 8 Cards, at Marks & Spenser
Cover text: Thank You Inside message: Blank for your own message Approx. size: 120mm x 120mm

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks n Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spenser, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.