Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Besides Marks & Spencer Motor Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spensers purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

When you're shopping at M & S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Autograph Bronzer Brush, at Mark's & Spencer
Handmade Enables you to achieve a controlled light and even coverage

Pure Cotton V-Neck Cardigan, at M+S
A practical choice for school, this soft pure cotton cardigan is easycare for convenience

Per Una Roma Wide Leg Trousers, at M & S
A smart pair of wide leg trousers in a soft stretch fabric featuring jet pockets and self fabric buttons

Pure Silk Diagonal Stripe Tie, at Marks & Spencers
Add a luxurious finishing touch with this contemporary multi stripe tie in pure silk

3 Tea Light Holders, at Marks & Spenser
Set of 3 Crystal cut design Dimensions: H4 x Diam 8cm, Manufacturer: Marks & Spencer

Fairy Castle Cake, at Marks & Spenser
Order by 5pm to collect in 7 days 36 portions Sponge cake 27cm square 2.73kg Available for collection in the majority of our UK mainland stores As featured on page 63 in the food to order brochure Not suitable for nut allergy sufferers Chocolate and sponge cakes can be eaten up to 5 days after collection

Tencel® Longline Bib Shirt, at Marks and Spencer
Smart and stylish, this longline shirt is made from soft, comfortable tencel. It features a pleated bib for a fashionable look

Per Una Short Sleeve Eccentric Lace Top Set, at Marks and Spencers
An elegant eccentric print lace top in soft stretch fabric featuring a camisole and necklace

Autograph Exclusive Smart Trousers, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Pure Cotton Stripe Hooded Cardigan, at Marks and Spencers
Soft and comfy, this stripe hooded cardigan is made from pure cotton and features a zip fastening. A fashionable easycare style

Sony Bravia 32'' KDL-32S5500 HD Ready LCD TV, at Mark & Spencers
HD Ready 1080i: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: LCD Sony Bravia Engine 2 with a 32 inch viewable screen and a display resolution of 1920 x 1080 pixels Dynamic Contrast: 25000:1 Integrated Digital & Cable Tuner: Watch digital TV with the integrated standard definition digital terrestrial tuner (MPEG-2, also receives analogue) Dimensions: With table stand: W80.7 x H55.7 x D22.2cm, without table stand: W80.7 x H50.8 x D94cm Weight: inc. stand 12.7kg, without stand 11.4kg Sound: Nicam stereo Connectors: HDMI™ Inputs x 3, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In x 1, USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA Audio Out, RF In, Scart Inputs (RGB) x 2 BRAVIA Engine 2: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 2 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Picture Mode: Share your favourite photos and music on the big screen with the easy-to-use USB Photo Viewer and Music Player Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Fairtrade Pure Cotton Scoop Neck Top, at Marks & Spencer
2 for 8 offer excludes items in the sale Look below to see a video clip about Fairtrade This stylish longer length short sleeve top is a good deal for you and for our Fairtrade farmers. It's made from 100% Fairtrade cotton, helping local farmers to invest in developing their own communities

A Year In Your Garden Book, at Marks n Spencer
A beautiful range of 5 gardening titles, full of inspiring ideas and tips both for the novice and more experienced gardener. From pots and small backyards to larger gardens, feel confident in choosing the right flowers and shrubs for the right place all year round! Packed full of wonderful colour photography, these books will prepare and motivate you to garden

Knee Length Stripe Skater Skirt, at M & S
Fashionable and contemporary, this stripe print skirt will take you from office to evening in style. A smart modern choice

Collezione Twin Toe Cap Shoes, at Marks & Spencer
Square toe Gusset toe cap stitch Lace-up Block heel

Essential Pure Cotton Plain Towel, at Marks & Spenser
Face: L30 x W30cm Hand: L90 x W50cm Bath: L120 x W70cm XL bath: L140 x W100cm Each towel must be purchased individually, Manufacturer: Marks & Spencer

Ceriso Silk Blend Padded Balcony Bra, at Marks & Spencer
This glamorous bra is made from luxuriously silk mix fabric detailed with a lace trim. The daring cutaway shape is ideal for wearing under low necklines. Designed for women who want the latest look

Cotton Rich Long Sleeve Stripe Sweatshirt, at Marks & Spencer
Warm and comfortable, this fashionable sweatshirt is made from soft cotton featuring a stripe design and a fun side motif. A practical easycare style

Watercolour Floral Multipack of Easter Cards, at Marks & Spencer
Cover text: design 1: Happy Easter, design 2: Easter Wishes Inside message: All designs, blank for your own message 6 cards, 2 designs Approx size: 145 x 70mm

Ridged Waisted Glass Vase, at Marks & Spenser
Handmade Ridged design 2.4kg H35 x Diam 15cm, Manufacturer: Marks & Spencer

Pure Cotton Floral Print Pyjamas, at Marks & Spencers
Pretty and feminine, these floral print pyjamas are made from soft breathable cotton for a comfortable night's sleep

Orchid Floral Cushion, at Marks and Spencer
Multi-colour floral design L50 x W50cm, Manufacturer: Marks & Spencer

Pure Silk Woven Multi Stripe Tie, at Marks & Spenser
Add a luxurious finishing touch with this smart multi stripe tie in pure silk

Relax Photographic Kitten Mum Birthday Card, at Marks n Spencer
Cover text: Mum, relax and take it easy on your birthday... Inside message: With lots of love Approx size: 150 x 150mm

Retro Pedal Bin, at Marks & Spenser
Contrast pedal Classic design Circular shape, Manufacturer: Marks & Spencer

Antigua Large 2-Seater Sofa, at Marks and Spenser
H97 x W188 x D101cm Seat H50cm, arm H63cm, top back rail H79cm (all dimensions are approximate) Seat cushions made from Quallofil Extralife filling Other cushions made with polyester fibre Cushions are reversible Cushions covers are removable Frame made from solid hardwood wrapped with banana fibre. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Wooden feet wrapped with rattan All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Textured Mid Calf Length Piped Skirt, at Marks and Spencer
Chic and stylish, this skirt makes a great choice for work or smart occasions. It's machine washable for added convenience

Autograph Manor Damask Cushion, at Marks and Spencer
Square shape Damask design L56 x W56cm, Manufacturer: Marks & Spencer

Baby Boys' Warm Lined Pram Shoes, at Marks and Spencer
Round toe Riptape fastening Embroidered bear detail

Pure Cotton Short Sleeve Bold Stripe Shirt, at Marks and Spenser
Smart and stylish, this short sleeve shirt is made from pure cotton

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.