M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spensers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

There are lots of ways to save money using M&S Money. Not least of these is Marks & Spensers Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencer Money, you get more, and you pay less.

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

Capiz Tiered Pendant Shade, at M & S
3 tiers Pendant shape Capiz shells Comes in white and amber Bulb: 100W GLS H30 x Diam 25cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

5 Cotton Rich Seamfree High Leg Knickers, at Marks and Spencers
Designed with both comfort and practicality in mind, these comfortable cotton knickers have added stretch and a flattering high leg design

Chorus Shell Necklace & Earrings Set, at Marks and Spencer
2 part set Multi layer design Shell disk detail Adjustable length Hook fastening, drop style earrings

Kraft and Copper Foil Flowers Luxury Wrap Pack, at Marks and Spenser
Contains: 1 sheet wrapping paper, 1 ribbon, 1 gift tag Wrap: 980 x 685mm Ribbon: 2 m Tag: 115mm diameter

Blue Harbour Pure Lambswool V-Neck Stripe Jumper, at Marks & Spencers
An extremely comfortable jumper. It's made from extrafine lambswool which is spun for the softest feel. Conveniently, it can be machine washed and tumble dried and it resists bobbling

3 Pure Cotton Lace Trim Knickers, at Marks and Spencer
Knitted in breathable pure cotton, these comfy briefs are given a pretty finishing touch with lace trimming. Offering great value for money, the easycare fabric makes them an ideal choice for everyday wear

Philips RQ1051 Electric Shaver, at Marks and Spencers
Flex and pivot action: Three independently flexing heads in a shaving unit that swivels with full range of motion. This unique combination ensures optimum skin contact in curved areas to catch even the most problematic neck hair Tripletrack shaving heads: The three shaving tracks of the Triple-Track shaving heads offer 50% more shaving surface than standard, single track rotary shaving heads Precision cutting system: Ultra thin heads with slots to shave the long hairs and holes to shave even the shortest stubble Super lift and cut technology: The dual blade system lifts hairs to cut comfortably below skin level Precision tube trimmer: Patented tube trimmer technology for great precision and manoeuvrability. Perfect for contouring and trimming moustache and sideburns Can be easily rinsed under the tap Corrosion free heads Travel lock feature Battery status indicator Shaving unit replacement indicator Accessories: charging stand, protection cap, cleaning brush

Reversible Knitted Wrap, at Marks&Spencer
Keep warm without compromising on style! This fashionable wrap is reversible, making it even more versatile. A great way to add a cosy extra layer

Magic High Waist 15 Denier Shine Tights, at Mark's & Spencer
Look slimmer in seconds with these shine Magic high waist tights. Special support zones shape hips, thighs and bums, and they feature a special tummy shaping panel and factor 6 leg support. 70% of our testers saw an instant reduction in their measurements

Linen Blend Ribbon Embroidered Vest, at Marks and Spencer
Bring some casual elegance to your wardrobe, with this woven vest that features ribbon embroidery making this top irresistibly stylish

10 Dinner Candles, at Marks and Spencer
Pack of 10 Plain Up to 4 hours burning time H24 x Diam 2cm, Manufacturer: Marks & Spencer

XBOX 360® Tiger Woods PGA Tour 08, at Marks and Spencer
All-New EA SPORTS GamerNet, where online interaction has been taken to the next level Record everything from your greatest rounds to crazy, awe-inspiring shots, then post each challenge on EA SPORTS GamerNet for the world to beat Earn points--and bragging rights--when players set their sights on you, or when you one-up challenges set by others Put yourself in the game like never before. Upload real-life photographs of yourself, friends, and family to create in-game characters that look just like the real thing All-new Shot Confidence tracks your performance on every hole Analyze past performance with the Confidence Meter to identify strengths and weaknesses before every shot Experience the all-new FedEx Cup championship format by playing a dream round at Westchester Country Club, TPC Boston, Cog Hill, and East Lake Featuring the greatest PGA TOUR and LPGA Tour pros, including Tiger Woods, John Daly, and Vijay Singh Plus Annika Sorenstam, Natalie Gulbis, Christie Kerr, and Morgan Pressel for all ages M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Xbox 360, ESRB Rating: Everyone

Collezione Single Breast Linen Jacket, at M+S
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Per Una Stripe Bolero with Vest, at M+S
A fashionable 3/4 length sleeve bolero with stripe design. It comes with a matching plain vest

Knee Length Leaf Print Jersey Skirt, at Marks & Spenser
Fashionable and contemporary, this leaf print skirt is a stylish, versatile choice. A great work-to-evening style.

Sequin Detail Knitted Beret Hat with Wool, at Marks & Spencer
Berets always look so chic making this knitted beret the perfect way to add a stylishly warm finishing touch

Belted Crop Denim Jeans, at Marks and Spencers
Get a chic summer look with these cropped belted jeans. Just add a t-shirt and flat pumps Comes with belt shown in image

Older Boys' Cotton Rich Motor Hero Shorties, at Marks & Spencers
Made from comfortable, breathable cotton, these motor hero shorties are outstanding value

Maxim Salad Bowl, at Marks & Spencers
Versatile fine dining range Pure white porcelain Suitable for everyday use Makes an ideal gift Diam 16cm, Manufacturer: Marks & Spencer

Aigle Noir Limoux Chardonnay 2007 - Case of 6, at Marks and Spencers
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Pure Silk Ruffle Front Blouse, at Mark & Spensers
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

Autograph Pure Cotton Twill Stripe Shirt, at M&S
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Autograph Weekend 3/4 Sleeve Pintuck Bib Top, at Marks and Spenser
Stylish and sophisticated, this 3/4 sleeve top is cut to flatter and features pintuck bib design for a modern look

Handcrafted Princess Mummy's Day, at Mark & Spencers
Cover text: Happy Mummy's Day from your little princess Inside message: With lots and lots and lots of love xxx Approx size: 178 x 126mm

Maternity 3/4 Sleeve Ruched Parka, at Marks and Spencer
Relaxed and casual, this metallic finish parka is designed to flatter you and your bump. The ruched style and clever cut give a neat, comfortable fit with room for growth. A practical, versatile choice

Sequin Dots Bed Set, at Marks & Spensers
Embroidered sequin dots design Single set includes duvet cover (3ft) and 1 pillowcase Double set includes duvet cover (4ft 6in) and 2 pillowcases King size set includes duvet cover (5ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Trailing Hearts Cushion, at M+S
L50 x W50cm Square

Linen Blend Embroidered Diamond Skirt, at Marks & Spensers
Pretty and feminine, this linen blend skirt is a look you'll love. A classic style essential

Cotton Rich Knitted Dress & Leggings Outfit, at Marks & Spenser
Practical and pretty, this cute stripe knitted dress and leggings 2 piece outfit is made from soft cotton to keep her feeling comfy and happy

His & Hers Pants - On Our Anniversary Card, at Marks and Spenser
Cover text: On our anniversary Inside message: With love Approx size: 176 x 126mm

Marks and Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark's & Spencer insurance products in document format too.