Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Mark & Spensers, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Marks & Spensers may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencers Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencers Money loans, credit cards or Property Insurance - besides a number of other insurance products, Marks & Spencers Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencers Money insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M+S insurance products in document format too.

Per Una 3/4 Length Crochet Cardigan, at Marks & Spencers
A sophisticated crochet cardigan, featuring a scallop trim and hook fastening

Cecily's Garden 50th Card, at Marks and Spencer
Cover text: 50 Happy Birthday Inside message: Blank for your own message Approx size: 230 x 114mm

Classic Baby Charlotte New Potato Salad, at Mark's & Spencer
Serves 8 Ready to eat Suitable for vegetarians 700g As featured on page 26 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Floral Embroidered Hat & Mitts, at Marks & Spencers
Keep little heads and hands warm with this embroidered hat and mittens set in soft comfy fabric

Coloured Glass Collection - Large Hurricane Lamp, at Marks & Spensers
H23 x Diam 17.5cm Coloured glass Thick base Comes with candle and sand Hurricane lamp style design, Manufacturer: Marks & Spencer

Maxim 4-Slice Toast Rack, at Marks and Spenser
Suitable for everyday use Can hold up to 4 pieces of toast Versatile fine dining range Pure white porcelain H7 x W8cm, Manufacturer: Marks & Spencer

Autograph Semi-Plain Collection Pure Cotton Towel, at Marks & Spenser
3 piece set Hand towel: L90 x W50cm Bath sheet: L120 x W70cm X Large bath towel: L140 x W100cm, Manufacturer: Marks & Spencer

Portfolio Abstract Animal Print Dress with Belt, at Mark's & Spencer
Chic and contemporary, this dress features an animal print and waist belt. A fabulous fashionable look

Bow Detail Jersey Gloves, at Mark's & Spencer
Keep out the cold in style and comfort with these flattering soft stretchy gloves finished with a bow detail

Divan Sets - F400 ZIPL/NON STO, at Marks & Spencer
Manufacturer: Marks & Spencer

Footglove™ Widefit Small Bow Pumps, at Marks and Spencer
Round toe Bow feature Slip on Flat sole Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Pure Cotton Short Sleeve Floral Print Shirt, at Marks&Spencer
Pretty and feminine, this short sleeve shirt is made from pure soft cotton. The floral print adds a fashionable finishing touch

Pure Cotton Quick Iron Button Down Stripe Shirt, at M & S
Stylish and innovative, this pure cotton easycare shirt is quick and easy to iron for a smart crisp look

Short Sleeve Pocket Detail Cropped Cardigan, at M & S
Modern and stylish, this cropped cardigan is a versatile, easywear look

Draping Wisteria Embroidered Duvet Cover, at Marks and Spenser
Comes in single (3ft), double (4ft 6in), kingsize (5ft) and super-kingsize (6ft) Embroidered duvet cover, Manufacturer: Marks & Spencer

Adventurer 450 Two-Way Radios, at Marks & Spensers
TRUSOUND - pioneering noise reduction technology delivering enhanced sound quality Easy to hold rubberised grip Ultra compact size Range up to 2 miles (3km) depending on environment and terrain Up to 304 channel combinations Dual desktop charger pod Rechargeable batteries VOX technology - handsfree conversations Backlit screen 5 call tone melodies selection Dimensions: W4.5 x L8 x D3.1cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Autograph Short Sleeve Crew Neck Vest, at Marks & Spencer
Ideal for layering, lounging or sleeping in, these comfortable, easy to care for vests are an essential part of any modern man's wardrobe

Antonio Fattori Soave Classico 2007 - Case of 12, at Marks and Spencer
Style: Dry Grape Variety: Garganega Country: Italy Closure: Natural cork Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Pure Silk Leaves Tie, at Marks & Spenser
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Adored Lily Embroidered Non Padded Bra, at Marks and Spencers
Pretty and elegant, this non-padded bra is made from the softest fabric, embroidery and lace, so it's blissfully comfortable to wear

5 Pairs of 15 Denier Sheer Matt Knee Highs, at M+S
An M&S exclusive. Amazing yarn stops holes turning into ladders. Three way stretch gives a perfect fit. The comfort top is designed to keep them in place without leaving marks

Champagne Wishes Mum and Dad Anniversary Card, at Marks and Spencer
Cover text: Mum & Dad - Wishing you a day of love and happiness on your Anniversary Inside message: Blank for your own message Approx size: 175 mm x 125 mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Rion Armchair, at Marks&Spencer
H85 x W77 x D90cm Seat: H45cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Back cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Cashmilon™ Long Sleeve Knitted Cardigan, at M+S
Fashionable and flattering, this knitted cardigan is made from supersoft cashmilon™ and features a deep v-neck

3 Cool & Fresh Pure Cotton Boxers, at Marks & Spencer
Made from soft breathable cotton, these comfy boxers are ideal for everyday wear

Pure Cotton Animal Print Kaftan, at Marks & Spensers
Modern and stylish, this fashionable kaftan features a striking animal print. The ultimate in poolside glamour

Recycled Cool Comfort Waist Slip, at Marks and Spencers
This innovative slip is cling resistant and designed to keep you feeling cool, dry and comfortable. It's made with polyester from recycled plastic waste instead of oil. Using recycled materials helps to conserve the earth's natural resources and protect the environment for future generations

Sony DSC-HX1 Digital Camera, at Marks and Spencer
Pixels: 9.1 megapixels Zoom: 20x optical zoom lens, 108x smart zoom, 40x precision digital zoom Screen: 3 inches LCD monitor type: TFT ISO Sensitivity (REI): Auto,100, 200, 400, 800, 1600, 3200 Dimensions: H82.8 x W114.5 x D91.8mm Weight: 453g Video: HD movie clips at an incredible 30 frames per second CCD Type: Exmor™ CMOS Sensor Flash Mode: Auto, Forced Flash, Slow Syncro, No Flash Scene Selection: Twilight, Twilight Portrait, Twilight using a tripod, Backlight, Backlight Portrait, Landscape, Macro, Portrait Recording Media: Memory Stick™ Duo, Memory Stick PRO Duo™. Memory Stick PRO Duo™ High Speed (No Speed Advantage), Memory Stick PRO-HG Duo™ (same speed as PRO Duo), Internal memory (11MB) Recording Format: JPEG, AVC/H.264 Panorama: (7.152 x 1.080) / (4.912 x 1.080) / (4.912 x 1.920) / (3.424 x 1.920 Battery System: Lithium H Supplied Battery: NP-FH50 Stamina (battery life) with the supplied battery(s) in normal shooting condition: 390 shots, 195min (CIPA standard with LCD screen on) Supplied Software: Picture Motion Browser Ver.4.2 (Windows only) + Music Transfer Supplied Accessories: Rechargeable battery pack (NP-FH50), Battery Charger, Multi Connector Cable, Power Cord, CD-ROM, Lens Cap, Lens Cap Strap, Shoulder Strap, HDMI adaptor Includes: Camera, European warranty card, lens cap strap, quick reference guide, lens cap, battery charger, instruction manual, multi connector cable Exmor™ CMOS sensor boosts sensitivity while suppressing image noise for superb low-light pictures 9.1 effective megapixels resolution for very high quality imaging and detail-packed enlargements Premium G Lens by Sony with high-power 20x optical zoom range and 28mm wide angle 1080p HD movie recording captures crisp, detail-packed HD video clips plus stereo sound at 30 frames per second Optical SteadyShot image stabilization for reduced camera shake with handheld shooting, especially in low light or at high zoom settings Enhanced Face Detection with selectable adult/child priority high-speed subject tracking for clearer portraits. Includes Face Motion Detection and Selected Face Memory Enhanced Smile Shutter automatically fires shutter when subject smiles: now easier to use with adjustable smile threshold Intelligent Scene Recognition simplifies shooting by choosing best settings for difficult conditions such as twilight portraits and backlit scenes

Autograph Pure Cotton Bootleg Denim Jeans, at Marks & Spencer
Fashionable and contemporary, these bootleg jeans are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Bead Trim Hipster Bikini Bottoms, at Marks and Spenser
Feminine and delicate, these fashionable tankini briefs features a bead trim. The ultimate in poolside glamour

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.