MarksandSpencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spensers insurance products in document format too.

M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

There are lots of ways to save money using M&S Financial Services. Not least of these is Marks & Spencer Standard Motor Insurance. With M&S Financial Services you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.

Harvard Anti-Perspirant Roll-On Deodorant, at M&S
Roll-on 50ml This product is not available for international delivery. Find out more

Pure Cotton Denim Cargo Shorts with Wristband, at Marks & Spencer
A contemporary take on a casual relaxed look, these pure cotton cargo shorts feature multiple pockets. A fashionable, easycare style

Per Una Floral Print Low Rise Shorts, at Marks & Spencers
Fresh and feminine, these stylish shorts feature a floral print and multiple bow detail. The low rise, low leg style gives a shapely figure-flattering fit. Pretty everyday fashion

Gold Plated Bedazzled Stone Ring, at MarksandSpencer
Cluster surround Large gemstone centre

Pearl Effect Floral Y Design Necklace, at MarksandSpencer
Pearl effect and diamant detail Y design chain Clasp fastening Adjustable length Length: 41cm

Per Una Sleeveless Ruffle Top, at Marks & Spencer
A fashionable sleeveless top featuring front ruffle detail

Miele S4212 Plus Vacuum Cleaner, at Marks and Spencers
3.5 litre capacity dustbag with automatic hygiene shutter, Type F/J/M 2000W motor powerful but quiet Electronic gentle motor start-up Electronic suction power control using the rotary dial 6 power settings including Silence setting, 3002000 W Supplied with a Super Air Clean filter Operating radius 9m 3 smooth running 360 castor wheels 3 accessories: upholstery nozzle, dusting Standard floorhead SBD 450-3 with retractable brushes for edge to edge cleaning of carpets and hard floors and 360 comfort swivel joint Park system for floorhead at rear of cleaner Bumper strip to protect cleaner and furniture Change dustbag indicator Automatic cut-out on overheating 2 dustbags supplied M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Leather Hip Coin Wallet, at Marks & Spenser
Smart, stylish and practical, this leather wallet makes it easy to organise cards, notes and coins

Portfolio Bobble Stretch Bracelet, at Marks & Spenser
Stretch style Bobble design

Classic Collection Pure Cotton Stripe Insert Top, at MarksandSpencer
Modern and stylish, this versatile top is made from soft easycare fabric and features a stripe design. A fashionable style with a comfortable, flattering fit

Single Pleat Crease Resistant Trousers, at Marks and Spencers
Stay smarter for longer with these innovative crease resistant trousers

Per Una 3/4 Sleeve Cardigan, at Marks and Spencer
A feminine 3/4 length sleeve top in textured fabric featuring an embroidered design and tie fastening

Portfolio Short Sleeve Jersey Top, at Marks & Spencer
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Walnut Angled Photoframe 20 x 25cm (8 x 10''), at Marks and Spenser
Angled frame Pure walnut wide border Aperture: 20 x 25cm (8 x 10''), Manufacturer: Marks & Spencer

Ditsy Floral Print Flexilite Umbrella, at Marks & Spenser
Brighten up rainy days with this stylish lightweight umbrella

Faux Pearl Stud Earrings, at Marks & Spencers
Faux pearl effect Round shape Stud fastening Diameter 10mm

Stainless Steel Meat Scissors, at Marks & Spencers
Stainless steel It is a criminal offence to sell scissors to anyone under 18 years of age, Manufacturer: Marks & Spencer

50 Golf Tees In A Pouch, at M&S
50 golf tees in a drawstring bag. Complete with karabiner clip, the pouch can be attached to any golf bag for convenience of use during a round

Adored Floral Embroidered Non Padded Bra, at Marks & Spensers
Elegant and stylish, this non-padded bra is made from the softest fabric, embroidery and lace, so it's blissfully comfortable to wear. It's underwired and shaped for an uplifted natural look. Feminine everyday lingerie

Older Girls' Pure Cotton Hello Kitty Pyjamas, at Marks & Spencers
A must for fans of Hello Kitty, these pyjamas feature a fun motif

Big & Tall Flat Front Trousers with Wool, at Marks and Spencers
Smart and stylish, these trousers are made from a hardwearing wool blend. An ideal choice for work or everyday wear. Perfectly proportioned for big and tall men

Limited Collection Plain Leggings, at Mark's & Spencer
Complete with a full length and understated design, these great leggings are the perfect partner for this season's trendy tunics and denim minis

5 Pairs of °Climate Control Plain Briefs, at MarksandSpencer
Climate control keeps you cool when you're hot and warms you up when you're cold so you're always at your optimum temperature. Exclusive to M&S, Climate control clothing is comfortable and breathable - ideal for sportswear. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Widefit Almond Toe Court Shoes, at Marks n Spencer
Almond toe Slip-on Lined Heel height 64mm Comes in sizes 3-8, including half sizes

Long Sleeve Bead Embellished Kaftan, at Marks and Spenser
Feminine and flirty, this kaftan is designed to fit and flatter. A fabulous fashionable look

Pure Cotton Bird Embroidered Layette Shawl, at Marks & Spencers
Knitted in pure cotton, this cute bird embroidered layette shawl will keep her warm and comfy. It looks cuddly too!

Per Una Mock Wrap Front Tunic, at Marks & Spencer
A fashionable short fril sleeve tunic featuring embroidered floral design, finished with a front mock wrap and lace trim

Extra Large Outdoor Barrel, at Marks and Spencers
With a vibrant collection of conifer, geranium, lavender, primrose, osteospermum and hedera, this charming planter will brighten any courtyard or patio Available for delivery until 30th September 2009

Autograph Weekend Pure Silk Blouse, at Marks & Spensers
Sophisticated and modern, this pure silk blouse is beautifully designed and cut to flatter for the best in contemporary style

Spot Fleece Long Sleeve Dressing Gown, at Marks & Spencer
Wrap up and relax in this soft dressing gown featuring spots for a pretty look

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks and Spencers online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.