M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spenser 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Mark & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

Besides M&S Motor Insurance, M&S Money Credit Cards and other financial products, M&S Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencer purchases are also protected while you take them home.

Also, on both M&S Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Château de Launay 2004 - Case of 6, at Marks and Spencers
Style: Full bodied Grape variety: Merlot, Cabernet Sauvignon Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 15% vol. Alcohol units per bottle: 11.3 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

5 Pairs of Newborn Cotton Rich Plain Socks, at Marks & Spenser
Comfortable, practical and fashionable, this pack of 5 pairs of socks is made with soft breathable cotton

Personalised Calendar, at Mark & Spensers
Dimensions: 225 x 390mm

5 Pairs of Younger Boys' Cotton Rich Assorted Socks, at Mark & Spensers
Brighten up his underwear drawer with these fashionable assorted design socks made with soft breathable cotton

Glacier Bead Stretch Bracelet, at Marks & Spenser
Mixed bead design Stretch style

Stitched Waistband Straight Leg Trousers, at Marks and Spencer
Smart and stylish, these straight leg trousers are outstanding value. They're easycare and makes a great choice for work

Perfect Blue Harbour Fleece Jacket, at Marks and Spencers
If you're enjoying the great outdoors this autumn, you'll want this jacket. It's both water repellent and wind resistant, has a warm fleece lining and a concealed hood

Organic Fruit & Vegetable Selection Box, at Marks and Spencers
Order by 5pm to collect in 5 days Contains a minimum of 14 seasonal fruit and vegetables subject to availablity May include: carrots, cauliflower, garlic, onions, broccoli, potatoes, cabbage, spring greens, spring potatoes, courgettes, avocado, peppers, apples, oranges, lemon and clementines Available for collection in the majority of our UK mainland stores

Autograph Wool Rich Straight Leg Trousers, at Marks and Spencer
Smart and stylish, these wool rich trousers give a well dressed look and feel comfortable to wear

Pure Cotton Scoop Neck Longline Tunic, at Marks & Spenser
This fab scoop neck tunic is a style essential this season. A great match for slim cut trousers or jeans

Rose Guipure Non-Wired Bra, at Marks & Spencer
Offering the superior support and control you need for those high impact workouts. This sports bra sets the pace for essential comfort thanks to an easycare fabric and the shape retaining qualities of added stretch

Pure Cotton Sleeveless Floral Dress, at Marks and Spencer
Pretty and feminine, this pure cotton sleeveless dress features floral print and front pockets. A flattering, stylish look

Lightweight Pure Cotton Patchwork Print Scarf, at Marks & Spencer
Keep warm without compromising on style! This fashionable patchwork leaf print scarf feels soft and cosy and makes a great way to keep looking great on those cold days

12 Piece Linen Dinner Set - Sage, at Marks & Spencers
Includes 4 dinner plates, 4 side plates and 4 cereal bowls Dinner Plate: Diam 27.5cm Side plate: Diam 20.5cm Cereal bowl: Diam 17cm Floral linen design, Manufacturer: Marks & Spencer

Lichfield Glass Top Side Table, at M+S
H59 x W50 x D43cm Sturdy wooden undershelf Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Shelves made from White Oak veneer Side panels are veneered Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Lichfield Collection Set. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Polka Dot Outfit New Baby Girl Card, at Marks & Spencer
Cover Text: Little baby girl Inside Message: Wishing you lots of happiness with your new precious baby Approx Size: 150 mm x 150 mm

3/4 Sleeve Wiggle Knit Shirt, at Marks and Spencer
Fashionable and elegant, this shirt has fab 3/4 length sleeve and wiggle knit design. Open neck collar adds to its irresistible appeal

Pure Cotton 3/4 Sleeve Geo Print Top, at Marks n Spencer
This 3/4 sleeve top will make a useful addition to your wardrobe. It features pretty geo print for a stylish casual look

DD-G Half Mesh Spot Underwired Bra, at Marks n Spencer
Soft and comfortable, this bra is specially designed for fuller busts. It's underwired and structured to give great support and a flattering enhanced shape

Tulsa Large 2-Seater Sofa, at Mark & Spensers
H96 x W223 x D98cm Seat H50cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that maintains the cushions' look and shape. Click here to Find out more Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish Includes 2 free matching scatter cushions All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

2 Hepworth Cross-Back Dining Chairs, at Marks and Spenser
H97 x W47 x D62cm Seat H48cm Solid birch Dark brown leather seat pad Sold as a pair Made from European Birch solids and veneers Treated with a rich stain and aged with dark patina known as a housemaids rub Finished with 2 coats of durable, clear lacquer of mid sheen Chairs made from solid wood for strength Solid European Birch legs All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Hepworth Collection Set. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

3 Pure Cotton Assorted Sleepsuits, at Marks & Spencer
Comfortable, practical and fashionable, this pack of 3 sleepsuits is made from soft breathable cotton

1001 Little Beauty Miracles, at Marks and Spencer
Providing secrets and solutions from head to toe, Esme Floyd offers short, simple tips to enhance your natural good looks

Roberts iDream DAB/FM Clock Radio with iPod Dock, at Marks & Spenser
Dock for iPod - listen to your iPod whilst it charges DAB/FM wavebands with 20 station presets Infra red remote control Auto time set Two independent alarms - wake to iPod, radio or buzzer Adjustable Sleep and Snooze timers Large easy to read LCD display with blue display backlight and multi stage dimmer Menu display/selection of all major functions Search /Manual tuning Aux input socket for iPod/MP3 playback Headphone socket iPod not included M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Andrea Bocelli - Incanto CD, at M&S
Audio CD, Marks & Spencer

Wool Rich Slim Fit Single Breasted 2 Button Plain Grey Jacket, at Marks & Spencer
Every man needs a well tailored suit and this one is fantastically priced and fantastically smart too

Formula Skincare For Men Eye Reviver, at Marks and Spencer
Firms Moisturises Fragrance free 15ml

Classic Collection Pull On Straight Leg Trousers, at M & S
Stylish and versatile, these straight leg trousers are smartly finished with a stitched crease and decorative fob. Dress them up or down with smart or casual tops in coordinating colours. Discreet elastication gives a perfect, comfortable fit

Enamel Garlic Pot, at Marks and Spencers
Detachable lid with handle 'Garlic' motif Dimensions: H13 x Diam 10cm, Manufacturer: Marks & Spencer

Baby Boys' Rocket Pull-On Pram Shoes, at Mark & Spencers
Round toe Rocket motif Pull-on Heel loop detail Flat sole

When you're shopping at Marks and Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."