Besides Marks & Spenser Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M+S Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencers, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Fairview Sauvignon Blanc Semillon 2008 - Case of 6, at Mark & Spencers
Style: Dry Grape variety: 50% Sauvignon Blanc, 50% Semillon Country of origin: South Africa Closure: Screw cap Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites

Dress Up Best Friends Activity Book, at Marks and Spencer
Open this book and find four new friends inside, all waiting to meet you. Choose stickers to dress them in gorgeous clothes and fun accessories and join in with plenty of giggly, girly fun! With over 300 stickers and extra activities, little girls will love this Dolly dressing sticker book

High School Musical Music Card, at Marks and Spencers
Cover text: Happy Birthday...Going to the dance Inside message: Have a fantastic day! Approx size: 215 x 150mm Disney Visit the Disney website at www.DisneyChannel.com

Autograph Pure Cotton Sunglasses Print T-Shirt, at Marks and Spenser
Casual and contemporary, this sunglasses print t-shirt is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make it exceptionally stylish and comfortable

Satin Trim Camisole, at M&S
A simple design provides the perfect finish to the snug, easy to care for fabric of this wardrobe staple. Ideal for sleeping, layering under your favourite tops or simply wearing on its own

Maxim Pasta Bowl, at Marks & Spencer
Versatile fine dining range Pure white porcelain Suitable for everyday use Makes an ideal gift Diam 22cm, Manufacturer: Marks & Spencer

Recycled Satin & Suedette Bedcover, at Marks and Spencers
Suedette and satin design Quilted Approx size: 145 x 200cm, Manufacturer: Marks & Spencer

Leather Chino Belt, at Marks n Spencer
Add a smart finishing touch with this leather belt

Seville Antique Brass Toilet Roll Holder, at Marks & Spencers
Wall mounted H6 x W18 x L11cm, Manufacturer: Marks & Spencer

Autograph Cotton Rich 3 Piece Waistcoat Outfit, at Mark's & Spencer
Fun and practical, this cute 3-piece outfit features a stripe design. It's made from soft cotton to keep him comfy. With luxury in every detail, this is part of our exclusive Autograph collection

Per Una Pure Cotton Floral Crinkle Top, at Marks & Spencer
A modern top in pure soft cotton, the bead detailing and floral print makes it extra stylish

Leather Travel Wallet, at Marks and Spenser
Smart, stylish and practical, this leather wallet makes it easy to organise cards, notes and coins

Classic Collection Short Sleeve Floral Blouse, at Marks and Spencer
Feminine and pretty, this floral print blouse will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Stainless Steel 3 Tier Steamer, at MarksandSpencer
3 tiered Glass lid Riveted handles Diameter 20cm 2.8-litre capacity, Manufacturer: Marks & Spencer

Per Una Twill Panelled Skirt, at Marks and Spencers
A fashionable mid-calf length skirt in soft cotton blend featuring twill design and rear frill hem detail

Fingerless Hooded Gloves, at Marks & Spenser
Fab and fashionable, these long fingerless gloves in a supersoft knit will give any outfit a cool contemporary twist

Younger Boys' Holiday Shark Aqua Sock Shoes, at Marks and Spencer
Round toe Shark print Flat grip sole Slip on

Portfolio 2 Button Longline Jumper, at M+S
Part of Portfolio's Set Sail trend. Fresh and breezy, this sophisticated look features classic styling with vibrant accents of summertime pinks and blues. Feminine and coordinated designs for the new season

Deli Style Coleslaw, at Mark's & Spencer
Serves 8 Ready to eat 800g As featured on page 27 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

PlayStation®3 Sonic the Hedgehog Game, at Marks & Spencer
3 playable characters Run through stages with Sonic's trademark speed 10 action packed stages Customise and personalise your abilities Multiplayer modes Suitable for 12 years and over M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, ESRB Rating: Teen

16-Piece Angle Cutlery Set, at Mark's & Spencer
16-piece set Includes 4 knives, 4 forks, 4 spoons and 4 teaspoons 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Portfolio V-Neck Jersey Top, at Mark & Spencers
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

Bold Stripe Wallpaper, at Marks & Spencers
Printed wallpaper No pattern repeat Suitable for living rooms, bedrooms, dining rooms and hallways Not suitable for bathrooms or kitchens Roll dimensions: W52cm x L10m Printed wallpaper is not washable - sponge cleaning only Made in the UK and sourced from sustainable, renewable forests How many rolls do you need?Click here for our wallpaper calculator Complete your room with made to order curtains. Click here to view our range For a detailed view of the colour and pattern, please click on the image and use the zoom function. Please note that your monitor settings may affect how colours are displayed, Manufacturer: Marks & Spencer

My First Puppy Camera, at Mark's & Spencer
Interactive camera toy Fun camera sounds 'Say cheese!' voice feature Puppy picture Batteries included H13 x L17cm Suitable for ages 0-3yrs This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Autograph Pure Cotton Narrow Bengal Stripe Shirt, at Marks & Spensers
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Blue Harbour Heritage Pure Cotton Herringbone Denim Shirt, at M & S
Relaxed and stylish, this long sleeve shirt is made from pure cotton, so it feels soft and comfortable to wear

Flat Front Lightweight Straight Leg Trousers, at MarksandSpencer
Fashionable and smart, these lightweight flat front trousers are the perfect choice for warmer weather

Cotton Rich Double Button Skinny Jeans, at Marks & Spensers
Long and lean, skinny jeans are an edgy modern style. This stretchy pair sits below the waist and is cut to fit and flatter. Wear with some volume on your top half to balance the shape and give an even leggier look

Maternity Tyre Print Short Sleeve Tunic, at Marks & Spencers
Relaxed and casual, this short sleeve tunic is designed to flatter you and your bump. The ruched style and clever cut give a neat, comfortable fit with room for growth. A practical, versatile choice

Cotton Rich Cap Sleeve Hello Kitty Top, at Marks and Spencer
Fans of Hello kitty will love this cotton top featuring the popular character. A practical, easycare style

There are lots of ways to save money using M+S Money. Not least of these is Marks and Spencers Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Mark's & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.