M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Mark & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but Marks and Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spenser insurance products in document format too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencer, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

His & Hers Pants - On Our Anniversary Card, at MarksandSpencer
Cover text: On our anniversary Inside message: With love Approx size: 176 x 126mm

Limited Collection Lace Up Wellie Boots, at Mark & Spensers
Round toe Contrast lace detail Low heel Heel height: 23mm Comes in sizes 3-8

Straight Leg Flat Front Plain Suit Trousers, at Marks and Spencer
Smart and classic, these flat front trousers are outstanding value. A practical and hardwearing easycare style

Sleeveless Plain Pintuck Blouse, at Marks and Spenser
A sleeveless blouse is a style essential this season. Match with trousers or skirts for a fab modern look

Holiday Tech Sandals, at Marks & Spencers
Round toe Lace-up fastening Grip sole

Pure Cotton Long Sleeve Scotland Hooded Top, at Marks and Spencer
Relaxed and comfortable, this fashionable long sleeve hooded top is made from soft cotton and features an embroidered Scotland motif. A practical easycare style

Autograph Chrome Desk Lamp, at Mark's & Spencer
Classic design Adjustable arm Chrome plated finish Round base, Manufacturer: Marks & Spencer

Fresh Rose Inclusion Pillar Candle, at Marks and Spencers
Fresh rose scented Includes dish With dried flowers, Manufacturer: Marks & Spencer

Urbino 2-Seater Occasional Sofa Bed, at Marks & Spencers
H92 x W185 x D102cm (Opens to L238cm) Seat H48cm, arm H69cm, top back rail H77cm (all dimensions are approximate) Conceals a fold out bed, suitable for occasional use Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Available with fixed cushion covers only Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish Mattress: L180 x W112 x D6cm Foam mattress rests on polypropylene base Mattress recommended for occasional use Sofa Bed will support a maximum combined weight of 160kg All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Blue Harbour Straight Leg Stretch Denim Jeans, at Marks and Spenser
Classically styled thanks to their straight legs and five pocket design, these are as comfortable and durable as you'd expect from Blue Harbour. Team anything from trainers to boots and jumpers to vest tops

2 Pairs of Plain & Stripe Ankle High Socks, at M & S
Designed for essential comfort and breathability, these ankle high socks are outstanding value

Stainless Steel Mini Whisk, at M & S
Plain Loop handle for hanging Stainless steel design This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Le Moulin des Cossardières Muscadet Sèvre et Maine Sur Lie 2007, at M & S
Style: Dry Grape variety: Melon de Bourgogne Country of origin: France Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Stripe Hooded Cardigan, at Marks and Spencer
Soft and comfy, this stripe hooded cardigan is made from pure cotton and features a zip fastening. A fashionable easycare style

Classic Duckling Thank You Cards - Pack of Ten, at Mark & Spencers
Cover text: thank you Inside Message: Blank for your own message Pack contains: 10 cards, 1 design Approx size: 120 x 120mm

Classic Collection Cotton Rich Centre Crease Jeans, at Marks and Spencers
Fashionable and flattering, these straight leg cotton rich jeans are made with added stretch for improved comfort, fit and shape retention.

Stainless Steel Ice Cream Scoop, at Marks&Spencer
Chunky handle Hanging loop, Manufacturer: Marks & Spencer

Samsung 19'' LE19B450 HD Ready LCD TV, at Marks & Spencer
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: 19" Widescreen LCD TV, 1366 x 768 resolution Contrast Ratios: 5000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W477.1 x H65.5 x D326.9mm (without stand) W477.1 x D180.2 x H374mm (with stand) Weight: 4.8kg (with stand), 4.2kg (without stand) SRS TruSurround HD: For enhanced surround sound effect Connectors: 1 x HDMI, 1 x composite (AV), 1 x PC input (D-sub), 1 x RF input, 1x headphone, 1x scart DNIe+ Technology: The Digital Natural Image Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty Clear Panel Prevents glare to keep images clean and clear M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial This product is not available for international delivery. Find out more Use wall mount

Elastic Strap Patent Shoes, at Marks & Spencers
Patent finish Round toe Wide elastic band Slip on Mid heel Heel height 72mm Comes in sizes 3-8, including half sizes

Florentyna Shower Crème, at Marks n Spencer
Florentyna shower crme with moisturisers For use in bath or shower 200ml

Autograph Pure Cotton Long Sleeve Gingham Shirt, at Marks n Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Pure Cotton Edged Gingham Shirt, at Marks and Spenser
Smart and stylish, this edged gingham shirt is made from pure cotton

White Rattan 2-Tier Storage Unit, at Mark & Spensers
2 tier design Wooden stand 2 baskets with hand holes H56 x W34 x D39cm, Manufacturer: Marks & Spencer

Collezione Silk Blend Single Pleat Trousers, at Marks & Spencers
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

2 Lichfield Dining Chairs, at M+S
Set of 2 Solid oak H103 x W47 x D54cm Seat: H52cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Rosina Footstool, at Marks and Spencer
H41 x W56 x D56cm Seat: H45cm (all dimensions are approximate) Cushion filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Autograph Knot Cushion, at Marks & Spencer
Rectangular shape Embroidered mink knot design Lined Dimension: L30 x W50cm, Manufacturer: Marks & Spencer

Autograph Handkerchief Collection Extra Large Vase, at Marks and Spenser
Fluted opening Handkerchief design top Round vase Smoked glass H42 x Diam 30cm, Manufacturer: Marks & Spencer

Block Stripe Swimsuit, at Mark's & Spencer
Modern and shapely, this flattering swimsuit is designed in the latest shape. A fabulous fashionable look

Signature Lemongrass & Bamboo Burner & Refresher Oil, at Marks and Spencer
Lemongrass and bamboo fragrance 15ml, Manufacturer: Marks & Spencer

There are lots of ways to save money using M+S Money. Not least of these is Marks and Spencers Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Financial Services, you get more, and you pay less.