Besides Marks & Spencers Car Insurance, M&S Money Credit Cards and other financial products, M&S Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M & S purchases are also protected while you take them home.

Also, on both M&S Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spenser are so useful. M&S Money financial products are, of course, designed to make Marks & Spensers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

5 Cool & Fresh Cotton Rich Assorted Slips, at Marks & Spensers
Made from soft breathable stretch cotton, these comfy slips are ideal for everyday wear.

Marques de Grinon Caliza 2005 - Case of 6, at Marks & Spenser
Style: Full-bodied Grape variety: Syrah and Petit Verdot Country of origin: Spain Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Ingredients Shea Nut Shower Cream, at Marks and Spencers
Moisturising 200ml

Taste of M&S, at Marks & Spencer
Belgian chocolates (70g) Organic milk chocolate & toffee biscuits (150g) Organic All Butter Shortbread Bites (200g)" Lemon curd (325g) Seville orange medium cut marmalade (454g) Strawberry conserve (340g) Fairtrade pure origin ceylon teabags - pack of 40 (125g) Looking to place a corporate bulk order? Please call 0845 6020602 This product is not available for international delivery. Find out more

5 Big & Tall Pairs of Cotton Rich Plain °Climate Control Briefs, at Mark's & Spencer
Climate control fabric absorbs and stores body heat when you're too hot and releases the heat when you're too cold. The result is the perfect body temperature so you'll feel comfortable all day. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Bare Cooling Sheer Hold-Ups, at Marks & Spencers
Never lose your cool again in warmer weather with our Bare Cooling hold-ups. Crafted from a revolutionary Japanese yarn, their incredibly lightweight design releases a cooling sensation to your legs as you wear them

Rockridge Sauvignon Blanc 2008 - Case of 12, at Marks and Spencers
Style: Dry Grape variety: Sauvignon Blanc Country of origin: South Africa Closure: Screw cap Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Short Sleeve Sparkle Top, at Marks & Spensers
A fabulous scoop neck top in pure soft cotton embellished with sparkling sequins

Autograph Pure Cotton Sequin Detail Cardigan, at M & S
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Satin Trim Camisole, at Marks and Spenser
A simple design provides the perfect finish to the snug, easy to care for fabric of this wardrobe staple. Ideal for sleeping, layering under your favourite tops or simply wearing on its own

4 Taper Candles, at M+S
Pack of 4 Plain Up to 7 hours burning time, Manufacturer: Marks & Spencer

Frill Crook Umbrella, at Marks & Spenser
Brighten up rainy days with this stylish lightweight umbrella

Small Gardens Book, at Marks & Spenser
From initial inspiration to final layout create your own small garden with the help of a gardening design expert. Whether you want a 'room outside' for leisure and entertainment or simply a space to call your own, inspiring photographs and detailed diagrams show what you can achieve whatever space you have, from grassy lawn to balcony, roof terrace, window or passageway

Florentyna Body Spray, at MarksandSpencer
Shake well, hold upright and press firmly to spray lightly over the body after bathing or showering Do not spray near eyes, on face or onto sore or broken skin Discontinue use if irritation occurs 100 ml This product is not available for international delivery. Find out more

St Gall Brut - Case of 6, at Marks & Spencers
Style: Dry Grape variety: Chardonnay, Pinot Noir Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Quick Iron Stripe Shirt, at Mark's & Spencer
Stylish and innovative, this pure cotton easycare shirt is quick and easy to iron for a smart crisp look

Autograph Pure Cotton Short Sleeve Polo Shirt, at Marks and Spencer
Casual and contemporary, this pure cotton polo shirt is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make it exceptionally stylish and comfortable

Nintendo DS Lite™ Console - Pink, at Marks and Spenser
Dual Screens open up new possibilities - use the touch screen as an inventory reference for role-playing games, to view maps for your favourite strategy game, or see racing action from two perspectives at once Navigate menus or access inventory items simply by touching the screen with stylus or fingertip Tough film to protects touchscreen Advanced 3D graphics engine and 16-channel audio, for graphics and Sound that are superior to other portable game systems All-new PictoChat feature allows DS users to write messages with an on-screen Keyboard or the stylus and send them wirelessly Built-in Microphone port for voice control of games, or for voice chat with other DS players Less than two-thirds the size of the original Nintendo DS More than 20 percent lighter than original DS 4 adjustable brightness levels to extend battery life Repositioned microphone and LED lights Stylus has been redesigned- now 1cm longer and 1mm thicker Repositioned start and select buttons M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Older Girls' Polka Dot Sunglasses, at Marks and Spencer
Fashionable and fab, these polka dot sunglasses give 100% UV protection for safer style in the sun

Formula Skin Care for Men Gift Pack, at Mark's & Spencer
Includes: Face wash 40ml Eye reviver 15ml 24 hour moisturiser 40ml

5 Older Boys' Pure Cotton Classic Boxers, at Marks & Spenser
Cool and comfortable, these snug, pure cotton boxer shorts are a great choice for stocking up his everyday underwear drawer

Autograph Chrome Desk Lamp, at Marks & Spencer
Classic design Adjustable arm Chrome plated finish Round base, Manufacturer: Marks & Spencer

Per Una Check Skirt with Belt, at Marks & Spenser
A fashionable maxi length skirt featuring a check design and ruffle detail

PURE ChargePAK E1 Rechargeable Battery Pack, at Marks and Spencers
Easy to install - can be fitted in seconds Easy to use - just fit and forget Charges inside the radio, no separate charging unit required Increased battery life per charge over standard rechargeable batteries Replaces the need for throwaway alkaline batteries Provides up to 24 hours wireless listening Battery specification: lithium-ion 3.7V 8800mAh Compatible with PURE radios: EVOKE Flow, EVOKE Mio, EVOKE-1S, EVOKE-2S M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Free 2 year guarantee *Must be returned with the tamper seal intact for full refund

Florentyna Dusting Powder, at MarksandSpencer
Dusting powder with silk 75g

Stormwear™ Leather Contrast Stitch Walker Trainers, at Marks and Spenser
Stormwear™ technology repels water and stains Round toe Contrast stitch detail Lace-up Chunky grip sole

5 Loop Dinner Candle Holder, at Marks & Spencer
Handcrafted Holds 5 candles Loop design H10 x W69 x D8.7cm, Manufacturer: Marks & Spencer

Silver Plated Amazing Abalone Tri-Stand Necklace, at Marks&Spencer
Tri-strand design Abalone nugget Assorted multifaceted beads

Pure Cotton Ripped Kickflare Jeans, at Marks & Spencers
Ripped design gives a modern twist to these fashionable jeans

Reversible Floral Print Hat, at Marks & Spencer
Keep your cool in this reversible sun hat, a summer and holiday essential

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spensers online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.