M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks & Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Mark & Spensers online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

Autograph Styled Flock Stripe Thong, at Mark & Spensers
Sophisticated and feminine, this modern thong features a stripe design and skirted sides. The modern low rise, high leg styling gives a flattering shapely fit. Beautiful exclusive lingerie

Blue Harbour Luxury Herringbone Jeans, at Marks and Spencers
These luxury jeans have a crease resist and anti-fade finish so even the darker colours stay true for longer. With added comfort stretch you will stay smart and comfortable all day long

2 Pairs of 10 Denier Body Shaper Tights, at Marks and Spenser
Complete with added stretch for shape retention and essential comfort. These simply outstanding tights are a terrific option for ensuring your legs look and feel their everyday best

Spot Side Ruched Tankini Top, at Marks and Spencer
Feminine and glamorous, this swimsuit is designed to fit and flatter. The halterneck makes it even more stylish

Portfolio Short Sleeve Ponte Dress, at Marks & Spencers
Pretty and feminine, this ponte dress features empire line. A flattering, stylish look

Beauty Care Nose Pore Stripes, at MarksandSpencer
Instantly cleans clogged pores and helps remove blackheads Larger size for a better fit

Signature Ginger Lily Refresher Oil, at Marks and Spenser
Ginger lily fragrance 15ml Can also be used as a burner oil, Manufacturer: Marks & Spencer

Glass Art Deco Photo Frame 25 x 20cm (8 x 10"), at Marks & Spencer
This glass art deco inspired photo frame is an elegant and stylish way to display a treasured photograph

Per Una Twill Tencel Trousers, at Marks & Spensers
A fabulous wideleg pair of trousers in pure tencel featuring stitch detail and 2 button fastening

Stainless Steel Sieve, at Marks & Spencers
Hook attachment for hanging Diam: 20cm, Manufacturer: Marks & Spencer

Autograph Pure Silk Soccer Tie, at Marks & Spenser
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

BT Studio 3500 Twin Cordless Phones with Answering Machine, at Marks & Spencers
50 name and number phonebook Assign melodies to specific phonebook entries Caller display stores your last 40 numbers and displays their name and number each time they call Call waiting 10 last number redial and recall Secrecy facility - allows you to talk to someone else in the room without the caller hearing Earpiece, base station and handset ringer volume control Choice of 5 handset and 5 base ringer melodies Display language options Answer machine with up to 13 minutes digital recording time Talktime up to 10 hours, 30 minutes/standby time up to 160 hours Range of up to 300 metres outdoors/50 metres indoors Low battery and out of range warnings Tone and pulse dialling and dialling pause Switchboard compatible 2 pre-recorded outgoing messages - Answer and Record, and Answer Only Answer delay setting and voice prompts Private playback via the handset Call screening/call intercept Memo facility Base unit loudspeaker Answer machine remote access Includes: 2 x BT Studio 3500 bases, 2 x BT Studio 3500 handsets, 4 x NiMH AAA rechargeable batteries, 2 x mains power adaptors, 2 x telephone line cords M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Limited Collection Large Bow Belt, at Marks and Spencer
Show off curves and cinch in your waist with this bow belt with stitch detailing for an on-trend look for day or night

Non-Iron Long Sleeve Herringbone Shirt, at Marks and Spencers
Smart and innovative, this easycare shirt has a special finish on the fabric and is cleverly constructed to make it non-iron. A great time saver, ideal for work wear

Pure Cotton Embroidered Bootleg Jeans, at Marks & Spensers
Embroidered detail gives a pretty twist to these fashionable jeans

Everyday Underwired Half Floral Lace Bra, at Marks and Spencer
Soft and comfortable, this floral lace bra is ideal for everyday wear. It's underwired and shaped for an uplifted natural look

Autograph Pure Cashmere V-Neck Jumper, at Mark's & Spencer
This luxurious v-neck jumper is made from pure cashmere for ultimate softness and comfort. Innovative construction helps it to be machine washable. Part of our exclusive Autograph collection

The Rescuers DVD, at MarksandSpencer
Rating Universal, suitable for all,

Perfect Portfolio Drawstring Patent Bag, at Marks and Spencers
Bags go bold and bright this autumn with key colours of grey and kingfisher blue, in gorgeously glossy patent

Per Una Animal Bead Rope Necklace, at Marks and Spencer
Rope necklace Mixed animal print bead design Necklace length: 49cm

Autograph Pendant Necklace Made with CRYSTALLIZED™ - Swarovski Elements, at Marks & Spensers
Clasp fastening Adjustable length Multifaceted triple pendant Fine chain Made with CRYSTALLIZED™ - Swarovski Elements Necklace length 41cm, extendable by 8cm

Blue Harbour Pure Cotton Stripe Polo Shirt, at Marks & Spencers
Stylishly smart casual, this polo shirt is made from pure cotton so it's soft, breathable and comfortable to wear

Orchard Fruits Pot Pourri Bag, at Marks and Spencer
Scented pot pourri 25 x 9cm, Manufacturer: Marks & Spencer

Hamilton Love Seat, at Marks & Spencer
H95 x W137 x D99cm Seat H49cm, arm H66cm, top back rail 73cm Seat cushions made from Quallofil Extralife filling. Click here for more information on Quallofil Extralife Cushions are reversible on fabric upholstery options Solid birch feet Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

MoDA Flower Bamboo Paper Blank Card, at MarksandSpencer
Cover text: Blank Inside message: Blank for your own message Dimensions: 150 x 150mm Our MoDA range has been screen printed onto paper made from bamboo. Bamboo is a truly sustainable and renewable resource as it's the fastest growing plant on the planet!

2 Machine Washable Micro Dot Ties, at Marks and Spencer
No more trips to the drycleaners! This contemporary striped tie is machine washable

Gold Plated Knot Stud Earrings, at Marks & Spensers
Butterfly stud fastening Knot design Diamant detail

Fenton Large 2-Seater Everyday Sofa Bed, at M&S
H90 x W218 x D103cm (opens to L235cm) Seat: H51cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish Mattress: L178 x W132 x D5cm Sprung mattress rests on a slatted wooden base Mattress recommended for everday use Sofa bed will support a maximum combined weight of 160kg All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Long Sleeve Thermal Pointelle Vest, at Marks & Spencer
Keep warm and comfortable in this soft thermal vest. Designed to add a cosy extra layer without feeling bulky

Dasiy Spot Mug, at Marks and Spenser
Daisy spot design, Manufacturer: Marks & Spencer

There are lots of ways to save money using M&S Money Direct. Not least of these is Marks and Spencer Standard Motor Insurance. With M&S Money Direct you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Mark's & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.