When you're shopping at Marks n Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

There are lots of ways to save money using M&S Financial Services. Not least of these is Marks & Spencer Standard Car Insurance. With M&S Financial Services you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.

M & S may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but Marks&Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

Playmobil Chicken Coop Set, at Marks & Spensers
Suitable for ages 4+ Includes rooster, hens, chicks, farmer, baskets This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Recycled Compact Umbrella, at Mark's & Spencer
A practical and eco friendly choice, this compact umbrella is made from polyester from recycled plastic waste instead of oil. Using recycled materials helps to conserve the earth's natural resources and protect the environment for future generations

Autograph Luxury Linen Blend Vertical Stripe Shirt, at Marks&Spencer
Smart and refined, this vertical stripe shirt is part of an exclusive range of beautiful garments, available only in our top stores and online. It's made from superfine yarn so it feels luxuriously smooth. Designed for a stylish contemporary look and great fit

Sony Bravia 46" KDL-46Z4500 HD Ready LCD TV, at Marks and Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 46 inch LCD, 10 bit panel, 6.2 Mega Pixels, Picture Mode: 14:9 Mode, 4:3 Mode, Screen Aspect Ratio: 16:9 Contrast ratios: Dynamic contrast 80000:1 Integrated Digital and Cable Tuners: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) and is cable TV ready (with supported operators only Dimensions: W114 x H79 x D30.7cm (including table top stand) Weight: 34.5kg (including table top stand) Surround Sound Effect: Experience the effect of digital surround sound from only two front speakers with our advanced S-Force Front Surround technology Connectors: Digital audio output (optical), 3 x HDMI™ Inputs, PC Input (15pin D-Sub) + Audio In, 1 x Component Inputs, Composite Video In, 4 Pin (Y/C) In (S Video), USB 2.0 Input, MiniJack (Head/Earphone), PCMCIA Card Slot, RCA Audio Out, 3 x RCA AV Input, RF In, 2 x Scart Inputs (RGB), BRAVIA Sync, DLNA Ethernet (Music/Photo), Digital Media Port BRAVIA Engine 2: Experience incredibly clear and defined images with BRAVIA ENGINE 2 picture enhancement technology and Advanced Contrast Enhancer Live Colour Creation with x.v.Colour: Uses a larger colour palette to produce vibrant colour the way nature intended it to be seen Motionflow 200Hz: Adds 3 new frames to every fast moving scene, creating sharp, smooth images. Motionflow works by multiplying the number of frames you see on screen. New ones are inserted into fast-moving sequences, like the flight of a ball, to smooth out the motion. Motionflow predicts motion in all directions and cleverly creates brand new pictures based on this information 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Xcross Media Bar: No more confusing menu screens thanks to our easy-to-navigate XrossMediaBar™ to browse all your TV functions Picture Frame Mode: When you are not watching TV, turn it into a digital picture frame with Picture Frame Mode. Fill the black hole in your living room by using your TV to display your own pictures or the 6 pre-installed images BRAVIA Theatre Sync: Control your entire home cinema set-up with just one click on the TV remote and access the menus on compatible peripheral devices such as Handycam camcorders thanks to BRAVIA Sync M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Long Sleeve Stripe Fleece, at Marks and Spenser
Cute and cosy, this funnel neck fleece is outstanding value. An easycare style at a great price

5 Pairs of Long Butterfly Socks, at Marks and Spencers
With added stretch ensuring they stay up all day long, these cotton rich knee high socks are a perfect option for the coming school year

Pure Cotton Reversible Jigsaw Bedcover, at Marks and Spencer
Jigsaw pattern Quilted design Reversible Stitch detail, Manufacturer: Marks & Spencer

Côtes du Ventoux St Gabriel 2006 - Case of 12, at Marks & Spencer
Style: Dry, medium bodied Grape variety: Carignan, Grenache, Syrah Country of origin: France Closure: Natural cork Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Leather Bin, at MarksandSpencer
Elegant waste bin Broad base Circular design H22.5cm x W22.5cm x D29cm, Manufacturer: Marks & Spencer

Detachable Clear Bra Straps, at Mark's & Spencer
These clear straps attach to our multiway bras to give you a more discreet option

Big & Tall Flat Front Trousers with Wool, at Marks & Spencers
Smart and stylish, these trousers are made from a hardwearing wool blend with stretch. An ideal choice for work or everyday wear. Perfectly proportioned for big and tall men

Vinalta Malbec 2008 - Case of 12, at Marks and Spencer
Style: Medium bodied Grape variety: Malbec Country of origin: Argentina Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Watermelon Refresher & Burner Oil, at Marks and Spencer
Watermelon fragrance 15ml, Manufacturer: Marks & Spencer

Portfolio Patent Finish Stitch Detail Purse, at Marks&Spencer
Practical and stylish, this purse features compartments for your cash and cards and a secure popper fastening, making it an ideal choice for everyday use

Pure Woven Silk Stripe Tie, at Marks & Spencers
Add a luxurious finishing touch with this contemporary stripe tie in pure silk

Official ECB Cotton Rich T-Shirt, at M&S
A must for cricket fans! This official t-shirt features the England Cricket logo. An easycare style in soft comfortable cotton

Andante Square Side Plate, at Marks and Spencers
Ideal for everyday use, durable Square edge design Diam 20.5cm, Manufacturer: Marks & Spencer

Blue Harbour Linen Blend Short Sleeve Shirt, at Mark's & Spencer
Relaxed casual style for less! This cotton and linen shirt is outstanding value

Wedding Damask Large Gift Bag, at Marks & Spencers
Contains: 1 gift bag H310 x W360 x D150mm Floral print design

Bold Geometric Cushion, at Marks & Spencer
Square shape Geometric design L50 x W50, Manufacturer: Marks & Spencer

Panasonic Lumix DMC-TZ7 Digital Camera, at Marks and Spencers
Pixels: 10.1 Megapixels Zoom: 12x optical zoom, 4x digital zoom Screen: 3.0" TFT LCD display (460K dots) ISO: Auto / 80 / 100 / 200 / 400 / 800 / 1600 High Sensitivity (ISO 1600-6400) Dimensions: W10.3 x H5.9 x D3.2cm Weight: Approx. 229g with battery and SD memory card, Approx. 206g (without) Intelligent Scene Recognition Intelligent Scene Recognition simplifies shooting by choosing best settings for difficult conditions such as twilight portraits and backlit scenes Enhanced Face Detection Enhanced Face Detection with selectable adult/child priority high-speed subject tracking for clearer portraits. Includes Face Motion Detection Standard accessories: Battery Charger, Battery Pack, Battery Case / AV Cable, USB Connection Cable, AC Cable / Hand Strap, CD-ROM Recording: HD Movie Recording in AVCHD Lite and iA (Intelligent Auto) Mode

Malabar Console Table, at Marks & Spencers
H80 x W120 x D50cm 2 drawers Hand crafted predominantly from solid mango wood Protective low-sheen lacquer finish for added durability Antique-brass effect handles Legs made from solid wood Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

2 Pure Cotton Assorted Design Pyjamas, at Marks&Spencer
Cute and comfy, this 4 part set of pure cotton pyjamas featuring 2 tops, full length bottoms and a pair of shorts is an outstanding value

Black Flock Son 18th Birthday Card, at Marks and Spencer
Cover text: Happy 18th birthday son Inside message: Wishing you a great day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future 175 x 126mm

European Travel Adaptor, at Marks & Spencers
UK socket to 2 round pin plug adaptor

The Floral Collection Rose Anti-Perspirant Roll-On, at Marks and Spencer
50ml Rose fragrance Roll-on Alcohol free

Pure Cotton Funnel Neck Stripe Cardigan, at Marks and Spencers
Elegant and feminine, this 3/4 sleeve cardigan is made from pure natural cotton. A fabulous fashionable look

Ceramic Utensil Pot, at M+S
Raised Untensil lettering Dimensions: H18 x Diam 13.5cm, Manufacturer: Marks & Spencer

Handcrafted Floral Wreath Photograph Mother's Day Card, at MarksandSpencer
Cover text: Happy mother's day Inside message: Have a lovely day Approx size: Unfolded: 150 x 150mm

Diamond Pointelle Vest, at Marks and Spencer
Ideal for the colder months, this pretty vest will provide an attractive extra layer under clothes. Easy care fabric makes it a great choice for convenient wash and wear

Besides MarksandSpencer Car Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spensers purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.