Besides Marks & Spencer Motor Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M&S Financial Services offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spenser 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.

Marks and Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Girls' Limited Pure Cotton Acid Wash Dress, at Marks and Spenser
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

5 Cool & Fresh Cotton Rich Assorted Slips, at Mark & Spencers
Made from soft breathable stretch cotton, these comfy slips are ideal for everyday wear.

Per Una Short Sleeve Ditsy Lace Top with Camisole, at Marks & Spencer
A fashionable floral print top featuring a plain camisole, the crinkle design makes it extra stylish

Autograph Pure Silk Paisley Print Dress, at M&S
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

Handcrafted Dan's Mouse Mother's Day Card, at Marks and Spencers
Cover text: Just for you Mum Inside message: On Mother's Day! Approx size: 178 x 126mm

Centre Crease Straight Leg Trousers, at Marks & Spencer
Smart and stylish, these straight leg trousers make a great choice for work or formal occasions and they're machine washable for added convenience

Zeus Modern 4-Arm Ceiling Light, at Marks and Spencer
4 light chandelier Tiered Clear glass droplets Chrome finish H40 x Diam 42cm Bulb: 4 x 60W SMI EDS candle This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Classic Collection Check Skirt, at Marks & Spenser
Elegant, stylish and comfortable, this knee length pull-on skirt is finished with a check design. The ideal match for blouses and fine knits in coordinating colours

Limited Edition Hammered Stacker Bangles, at Marks & Spencers
3 bangles Hammered stacker design Slide on

Giant Book Of Cool Stuff, at Marks and Spencers
This book will keep them busy as they look for over 1000 jokes, facts, activities, and more cool stuff

Pearlescent & Flock Flowers Large Gift Bag, at Marks & Spencers
1 gift bag with tag Floral design Approx size: H:360 x W:270 x D:100mm

Stainless Steel Spaghetti Measurer, at Marks and Spencer
Stainless steel with black edges Gives measures for 1/2, 1, 2 and 3 person servings, Manufacturer: Marks & Spencer

Blue Harbour 3/4 Length Shorts, at Marks & Spencers
Relaxed and casual, these fashionable shorts are made from comfortable cotton and feature characteristic cargo style pockets

Per Una Scallop Buckle Shoes, at Marks & Spencers
Round toe Buckle fastening Scallop detail Mid heel Heel height: 80mms Comes in sizes 3-8, including half sizes

Open Toe Floral Spot Mule Slippers, at Marks & Spencer
Fun and fashionable, these open toe slippers feature floral and spot print and they're machine washable for added convenience. Relax in style and comfort!

Blue Harbour Pure Cotton Floral Cargo Shorts, at Marks and Spencers
Relaxed and casual, these fashionable cargo shorts are made from comfortable cotton and feature characteristic cargo style pockets

Faux Pearl Stud Earrings, at Marks & Spencer
Faux pearl effect Round shape Stud fastening Diameter 10mm

Autograph Floral & Feather Occasion Hat, at Marks and Spencer
Sophisticated and elegant, this occasion hat features a glamorous flower and feather trim. Sure to turn heads at stylish summer events!

Autograph Wool Rich Flat Front Hairline Stripe Trousers, at Marks and Spencer
A flat front and black tones give them a modern look and feel that can be worn in the office or when out and about

Fairtrade Pure Cotton Crew Neck Top, at Mark & Spencers
Look below to see a video clip about Fairtrade Fairtrade certification shows that suppliers have been paid a fair price for their products and their work. Buying Fairtrade helps support farmers in developing countries and their communities

Autograph Floral Lace Thong, at M+S
Delicate and feminine, this gorgeous string is made from the softest lace which looks and feels luxurious. The modern low rise, high leg styling gives a flattering shapely fit. Beautiful exclusive lingerie

125 Years Pure Cotton Heritage Handkerchiefs, at Mark & Spensers
A great value pack of pure cotton handkerchiefs

Hastings 10-Drawer Chest, at Mark & Spencers
H94 x W159 x D44cm 10 drawers Crafted predominantly from solid pine and fibreboard All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Sequin Cushion, at Marks & Spencer
Sequin detail Rectangular shape L30 x W40cm, Manufacturer: Marks & Spencer

2 Hepworth Upholstered Dining Chairs, at Marks and Spencers
H97 x W46 x D62cm Seat H48cm Neutral-coloured stripe fabric Sold as a pair Made from European Birch solids and veneers Treated with a rich stain and aged with dark patina known as a 'housemaid's rub' Finished with 2 coats of durable, clear lacquer of mid sheen Chairs made from solid wood for strength Solid European Birch legs All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Silk Rich Metallic Floral Bow Tie, at Marks & Spencer
Crafted from luxurious silk, this elegant bow tie is a sophisticated choice for entering those black tie events in classic style

Age Defence Hydrating Day Cream, at Marks & Spenser
Especially formulated to help delay the first signs of ageing Triple action complex to trap essential moisture and hydrate Creatine, Orange extract and Vitamin C brightens your complexion Replenishes your skin with vitamins, and essential moisture Suitable for all skin types Hypoallergenic 50ml

House and Key New Home Card, at Marks and Spencer
Cover text: New Home Inside message: Welcome to your New Abode This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

Tummy and Waist Control Vest, at Marks and Spencer
This tummy control vest gives a flattering shape - great under close fitting tops. The hidden panel shapes the waistline and flattens your tummy while the longer length helps prevent it rolling up

Handcrafted Painterly Roses Valentine Card, at Marks & Spencer
Cover text: To my Valentine Inside Message: With all my love Approx size: 150 x 150mm

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M&S Financial Services financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services Property Insurance than you will anywhere else, and you may even pay less with M&S.