When you're shopping at Mark's & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at M&S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

There are lots of ways to save money using M&S Finance. Not least of these is Marks and Spencer Standard Motor Insurance. With M&S Finance you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but M+S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spenser insurance products in document format too.

M&S Quad Set DECT Ergonomic Cordless Phones with Answering Machine, at Marks and Spencers
DECT - Digitally enhanced cordless phones provide crystal clear sound quality, increased talk time and range coupled with increased security Ergonomic design White, backlit inverse display Backlit keypad Phone book - stores 50 names and numbers Talk time - up to 9 hours with 100 hours standby Speakerphone - talk hands-free Caller display - identify your caller before answering Built-in digital answering machine with up to 15 minutes recording time iShare - access the answer machine from any handset Ringer melodies - choose from 10 different options Message counter display on base M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Autograph Pure Cotton Belted Chinos, at Marks & Spenser
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Photo Frame with Mount 13 x 18cm (5 x 7"), at Mark & Spencers
Rectangular shape Removeable mount card H29 x W24cm Aperture: 5 x 7in, Manufacturer: Marks & Spencer

Cotton Rich Deep Lace Shorts, at Marks and Spenser
These pretty deep lace shorts are shapely and modern. Added stretch gives a comfortable, figure-flattering fit

Mirrored Collection Console Table, at Marks & Spencer
H77 x W102 x D35 cm 2 drawers Mirrored finish with clear knobs Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Lace Embroidered Push Up Multiway Bra, at Mark's & Spencer
This versatile bra can be worn 5 ways: conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

Blue Harbour Pure Cotton Short Sleeve Shirt, at Marks & Spencer
This pure cotton shirt has been dyed using a special process to give an authentic washed down look which will fade fashionably with time and wear. Colour variations make each garment unique

Double Sheepskin Rug, at Mark's & Spencer
Thick pile Double sheepskin shape, Manufacturer: Marks & Spencer

Draping Wisteria Embroidered Cushion, at Marks and Spencer
Rectangular shape Floral embroidery, Manufacturer: Marks & Spencer

2 Piece Pure Cotton Check Pinafore Outfit, at M & S
A cute look in pure soft cotton, this coordinated outfit combines a top with check pinafore skirt. The pleat detail adds a pretty finishing touch

ARCHOS TV+ 250GB, at Marks and Spencer
Record TV: Easily schedule recording with the electronic program guide from satellite receiver, cable box or DVB-T adapter Hard Drive: 250GB hard drive to store up to 310 films or 465 hours of recorded TV content, 2.5 million photos or 145,000 songs, create a media library, watch video and view photos Recording: High quality MPEG-4 recording Internet: Direct and instant access to the internet (requires web browser plugin), WiFi and internet connections, remote control with mouse pointer and keyboard for easy navigation Content Portal: Easy access to download and rent DVD resolution films and video content via the Content Portal icon Stream Content: Watch videos, views photos or listen to music stored on your computer, no file copying needed Share: Easy and fast transfer from digital camera and other storage devices Connectors: Composite video, S-Video, RGB, Component in and HDMI out M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Butterfly Photo Frame 10 x 15cm (4 x 6''), at M & S
Butterfly design Rectangle shape Aperture 10 x 15cm (6 x 4''), Manufacturer: Marks & Spencer

Philips 42'' FL7404 Full HD LCD TV, at Marks&Spencer
HD Ready 1080p: High Definition Multimedia Interface™ (HDMI) connections make your TV a multimedia centrepiece. Connect HD digital devices like disc players, game consoles, Digital Camcoder and satellite dish components into the rear connection for displaying an HD source on an HDTV Display: 42 inch LCD TV Contrast Ratios: Dynamic contrast 80,000:1 Integrated Digital and Cable Tuner Aerial Input- 75 ohm coaxial (IEC75) , Video Playback- NTSC, SECAM, PAL , DVB- DVB-T MPEG4*, DVB-C MPEG4* Tuner bands-Hyperband, S-Channel, UHF, VHF Dimensions: W97 x H60 x D9cm (without stand) , W97 x H66 x D26cm (with stand) Weight: 17kg (without stand), 20kg (with stand) Connections: 4 x HDMI , PC connectivity, USB, EasyLink (HDMI-CEC)- One touch play, Remote control pass-through, System audio control, System standby HD Natural Motion: Philips invented HD Natural Motion to eliminate juddering effects that are visible with movie-based picture content 2 x 10 W with Incredible Surround: An invisible sound system that blends perfectly with the design of the cabinet Picture enhancement: Pixel precise HD, 3/2 - 2/2 motion pull down, 3D Combfilter, Active Control + Light sensor, Digital Noise Reduction, Dynamic contrast enhancement, Luminance Transient Improver, Progressive Scan, 2D/3D noise reduction, 100 Hz LCD, HD Natural Motion Playback Formats: MP3, LPCM, JPEG Still pictures, MPEG1, MPEG2, H.264/MPEG-4 AVC Video formats: 480i, 60 Hz, 480p, 60 Hz, 576i, 50 Hz, 576p, 50 Hz, 720p, 50, 60 Hz, 1080i, 50, 60 Hz, 1080p, 24, 25, 30, 50, 60 Hz Computer formats: 640 x 480, 60 Hz, 800 x 600, 60 Hz, 1024 x 768, 60 Hz, 1280 x 1024, 60 Hz, 1360 x 768, 60 Hz, 1600 x 1200, 60 Hz, 1920 x 1080, 60 Hz Sound: 2 x 10 W (Incredible Surround, Treble and Bass Control, Nicam Stereo) Power: 220 - 240 V, 50 Hz This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Weight: 0.17 lbs., Manufacturer: Marks & Spencer

3 Pure Cotton Classic Briefs, at Marks n Spencer
Easy to care for cotton and a classic cut ensures these comfy briefs are a staple part of any underwear drawer

3 Younger Boys' Cotton Rich Spider-Man™ Trunks, at Marks and Spencer
Fans of Spider-man™ will love this pack of 3 cotton rich trunks featuring the popular character. Fun, practical and great value

Autograph Weekend Cotton Rich Bootleg Jeans, at Marks n Spencer
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Gingerbread Man Pastry Cutter, at Marks & Spencer
Gingerbread man design, Manufacturer: Marks & Spencer

Per Una Eau De Toilette Purse Spray 25ml, at Marks and Spencer
25ml eau de toilette

Maxim Cereal Bowl, at Marks and Spencer
Suitable for everyday use Versatile fine dining range Pure white porcelain Makes an ideal gift Diam 21cm, Manufacturer: Marks & Spencer

Classic Collection Cotton Rich Straight Leg Trousers, at Marks & Spenser
An ideal choice for casual everyday wear, these straight leg trousers are finished with a centre crease. They look stylish worn with knitwear or casual tops in complementary colours

Cascade Bead Y Design Necklace, at Marks and Spencer
Clasp fastening Adjustable length Cascade bead Y design Multi strand Necklace length: 49cm, extendable by 8cm

Black & Decker® FV1205N Pivot Plus Cordless Stic Vac, at Marks & Spencers
Pivots in 4 positions to adapt to the different cleaning situations. Position 0 for charge and storage; position 1 for normal use; position 2 pivoting angle; position 3 pivoting angle Cordless for maximum convenience Up to the edge cleaning thanks to its innovative floor-head Powerful 12V unit for high pick-up level of dirt and debris Double filtration system for better performance and longer filter life Easy emptying system: just open the lid to empty the bowl Rotating power brush for effective cleaning of carpet and rugs Simply switch-off the floor head beater bar for hard surface cleaning Lightweight for effortless use, even on stairs Easy to store thanks to its docking station that allows the unit to charge whilst stored

Autograph Wool Rich Single Breasted 2 Button Stripe Jacket, at Marks & Spencer
Our Autograph suits are made from finer fabrics with superior attention to detail, giving you the ultimate in sharp, sophisticated style

Cashmilon™ V-Neck Long Sleeve Jumper, at Mark & Spencers
Soft and cosy, this long sleeve jumper is made from supersoft cashmilon™. A smart modern look

2 Autograph Modal Blend Assorted Hipsters, at M+S
Made from soft, luxurious modal blend, these superior hipsters are designed for exceptional comfort, a fashionable look and a flattering fit

3 Autograph Cotton Rich Stripe Trunks, at Marks and Spencers
Comfortable, practical and fashionable, this 3 pack of trunks is made with soft breathable cotton

Big & Tall Twin Pleat Crease Resistant Trousers, at Marks and Spenser
Crease resistant, machine washable and quick drying, these trousers make a smart and practical choice. Perfectly proportioned for big and tall men

A5 Kitchens Diary, at Marks and Spenser
Pack contains: 1 diary & 4 magnets Diary: 215 x 150 mm Gift box: 220 x 230 x 30mm

Collezione Pure Wool Single Breasted 3 Button Jacket, at Marks & Spensers
Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other.

Sprung-Edge Suede Divan with 4 Large Drawers & M300 Mattress, at Marks & Spencer
Single mattress (3ft): W90 x L190cm Double mattress (4ft 6in): W135 x L190cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 24cm Divan height: H41cm Large drawers: H14 x W78 x D52cm Mattress filling made from resilient foam and polyester fibre Mattress has reinforced side stitching giving greater edge support Individually pocketed springs Mattress spring count: 896 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Besides Marks & Spencer Motor Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M&S Finance Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.