Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Car Insurance, but MarksandSpencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencer Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencer Money loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, Marks & Spencer Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencer Money insurance products (Buildings & Contents Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencers, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark's & Spencer are so useful. Marks & Spencer Money financial products are, of course, designed to make Mark's & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

Pure Cotton Long Sleeve Slogan Top, at Marks & Spencers
Fun and fashionable, this pure cotton long sleeve slogan top is outstanding value!

5 Pairs of Older Girls' Cotton Rich Assorted Design Socks, at Marks and Spencer
Stock up on stylish essentials with this pack of 5 pairs of cotton rich socks

Stainless Steel Meat Scissors, at MarksandSpencer
Stainless steel It is a criminal offence to sell scissors to anyone under 18 years of age, Manufacturer: Marks & Spencer

Philips 42FL5604 42" Full HD Digital LCD TV, at Marks & Spencers
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: LCD Full HD W-UXGA Act. matrix, 1920 x 1080p Screen Enhancement: Anti-Reflection coated screen Brightness: 500 cd/m Viewing angle: 178 (H)/178 (V) Picture enhancement: Pixel Plus HD, 3/2 - 2/2 motion pull down, 3D Combfilter, Active Control + Light sensor, Colour Enhancement, Colour Transient Improvement, Digital Noise Reduction, Dynamic contrast enhancement, Luminance Transient Improver Sound: Output power (RMS) - 2 x 10 W; Sound Enhancement - Incredible Surround, Treble and Bass Control; Sound System - Nicam Stereo Child Protection: Child Lock+Parental Control Smart mode: Game, Cinema, Personal, Energy saving, Standard, Vivid Playback Formats: MP3, LPCM, JPEG Still pictures, MPEG1, MPEG2, H.264/MPEG-4 AVC Tuner bands: Hyperband, S-Channel, UHF, VHF Connectivity: Ext 1 Scart - Audio L/R, CVBS in, RGB; Ext 2 Scart - Audio L/R, CVBS in, RGB; Ext 3 - YPbPr, Audio L/R in; Front/Side connections - HDMI v1.3, S-video in, CVBS in, Audio L/R in, Headphone out, USB 2.0 Other connections - Audio constant level out, PC Audio in, PC-In VGA, S/PDIF out (coaxial), Common Interface; HDMI 1/2 - HDMI v1.3; EasyLink (HDMI-CEC) - One touch play, System info (menu language), Remote control pass-through, System audio control, System standby Mains power: 220240 V, 50 Hz Power consumption: 210 W Dimensions: W103.4 x H64.4 x D8.3cm Weight: 16kg, 20kg(with stand) Included Accessories: Tabletop swivel stand, Power cord, Quick start guide, CD-ROM with software + manual, User Manual, Warranty certificate, Remote Control, 2 x AAA Batteries Pixel Plus HD for better details, depth and clarity 28.9 billion colours for brilliant natural images Dynamic contrast 50000:1 for incredible rich black details 2.1 channel surround with subwoofer for deep bass USB for fantastic multimedia playback 3 HDMI inputs with Easylink for a full HD connection PC-input allows you to use your TV as a PC monitor MPEG4 HDTV reception via DVB-T and DVB-C tuner with CI+ M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Woven Silk Plain Tie with Stain Defence™, at Mark's & Spencer
This woven silk tie has been treated with our stain defence™ technology giving inbuilt resistance to everyday spills, this repellence benefit is maintained after dry cleaning

Linen Blend Patch Pocket Trousers, at Marks and Spencers
Feminine and shapely, these on-the-waist trousers are cut to fit and flatter, giving a leggier look. A look that's always in style

Long Sleeve Shirt Dress, at Marks & Spenser
Chic and stylish, this long sleeve shirt dress features neck and cuff button detail. A great choice for work or smart occasions and it's machine washable for added convenience

XBOX 360® Project Gotham Racing™ 4 Game, at Marks & Spensers
A unique and exciting racing experience compatible with the Xbox 360 Wireless Racing Wheel More than 120 iconic vehicles, including motorcycles, from the world's top manufacturers Race against the elements of Mother Nature Xbox LIVE gameplay M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Xbox 360, ESRB Rating: Kids to Adults

Contrast Stitch Suede Trainers, at M+S
Round toe Contrast stitch detail Lace-up Eyelets Contrast flat sole

3 Pure Cotton Stripe Tea Towels, at Marks & Spenser
Pack of 3 Plain edge Assorted designs, Manufacturer: Marks & Spencer

Per Una 3/4 Sleeve Knitted Top & Scarf, at Mark's & Spencer
Comes with the scarf shown A fashionable knitted top featuring an open knit trim

2 Padded Non-Wired T-Shirt Bras, at Marks and Spencer
Feminine and pretty, this pack of 2 non-wired t-shirt bras are outstanding value

V-Shaped Wine Glass, at Marks & Spencers
H21.5cm 32cl capacity Coloured glass Handmade V shape, Manufacturer: Marks & Spencer

3 Piece Check Waistcoat & Jeans Outfit, at Marks and Spencers
Fun and practical, this cute 3-piece outfit features check print shirt, waistcoat and jeans. It's made from soft fabric to keep him comfy

Hopsack Weave Pencil Pleat Curtains, at Marks and Spencer
Pencil pleat 2 curtains per pack Hopsack weave pattern Fully lined Comes in standard 168cm/66'' (STD) and wider 219cm/86'' (WDR) widths Also comes in three drop lengths: short (137cm/54''), medium (183cm/72''), long (229cm/90'') Made from heavier weight hopsack fabric. Composition: 100% polyesterLining: 50% polyester and 50% cotton Care instructions:Dry clean only How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Gold Label Rosé 2008 - Case of 12, at Marks and Spencers
Style: Dry Grape variety: Syrah and Cinsault Country of origin: France Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml:1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Exotic Print Halterneck Bikini Top, at Marks and Spencer
Modern and stylish, this flattering bikini is designed in the latest shape. Make a splash!

Long Sleeve Frill Front Cardigan, at Marks and Spencer
Soft and cosy, this cardigan features frilled front. A contemporary look that will take you through the season in style

8 Piece Pure Cotton Underwear Pack, at Marks & Spencer
An outstanding value 8 pack of boxers and vests in natural breathable cotton

Classic Collection Short Sleeve Nightdress, at Marks & Spencer
Fresh and feminine, this nightdress is made from a soft cotton blend so it feels comfortable to sleep in. The bow detail adds a pretty touch

Sequin Bow Headband & Hair Bands, at M & S
Coordinated looks are cute, so this matching sequin bow and hairbands makes a stylish choice

Napoleon Style Movement Arch Mantle Clock, at Marks n Spencer
Napoleon style Visible mechanics Roman numerals Analogue Dimensions: 18 x 25 x 6cm

5 Pure Cotton Assorted Bodysuits, at Marks & Spencer
Cute and practical, this pack of 5 bodysuits is great value. Popper fastenings and envelope necklines make quick changes easy and the soft cotton fabric will keep her feeling comfy and happy

Criss Cross Body Shaper Tights, at Marks and Spencer
Look your best in that special outfit! These diamond design bodyshaper tights lift and shape your curves to give a more defined silhouette.

Perfect Bottom Lift Knickers, at Marks and Spencer
Give your bum a boost with these light control shaping knickers - perfect for when you need a little lift!

Classic Collection Assorted Floral Print Mesh Skirt, at Mark's & Spencer
Elegant, stylish and comfortable, this mesh skirt features an assorted print. The ideal match for blouses and fine knits in coordinating colours

Black Floral 40th Birthday Card, at Marks and Spencer
Cover text: Happy 40th Birthday Inside message: With love on your special day Approx. size: 150 x 150mm

Classic Coated Leather Square Buckle Belt, at Marks & Spensers
Fashionable and practical, this leather belt adds a stylish finishing touch

Pure Cotton Embroidered Denim Skirt with Tights, at Marks and Spencers
You will love this pure cotton denim skirt with a pair of tights. A practical, easycare style

2 Classic Underwired Bra, at Marks & Spencer
Soft and comfortable Feminine and prettY Smooth and versatile, this pack of 2 underwired bras are great value. They're designed to give gentle support and a flattering fit

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks and Spencers Standard Car Insurance. With Marks & Spencer Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from M&S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.